Bank Hapoalim B.M (POLI) Stock Overview
Provides various banking and financial services in Israel, North America, Europe, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
POLI Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Bank Hapoalim B.M. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₪68.10 |
| 52 Week High | ₪84.98 |
| 52 Week Low | ₪61.07 |
| Beta | 0.35 |
| 1 Month Change | -8.49% |
| 3 Month Change | -8.15% |
| 1 Year Change | 8.35% |
| 3 Year Change | 124.16% |
| 5 Year Change | 152.13% |
| Change since IPO | -85.32% |
Recent News & Updates
Narrative Update • Jun 22
POLI: Earnings Guidance And Share Buybacks Will Support Future Upside Potential
Analysts have kept their fair value estimate for Bank Hapoalim B.M. steady at ₪83.00, with only marginal shifts in the discount rate, revenue growth assumptions, profit margin and future P/E underpinning the unchanged price target. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026, targeting net profit in a range of ILS 8.5b to ILS 9.5b.Narrative Update • Jun 05
POLI: Earnings Guidance And Buybacks Will Support A Constructive Risk Profile
Analysts have trimmed their price target for Bank Hapoalim B.M. from ₪86.00 to ₪83.00 as updated assumptions now reflect slightly lower revenue growth and profit margin expectations, alongside a modestly higher future P/E multiple. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026, targeting net profit in the range of ₪8.5b to ₪9.5b.Narrative Update • May 11
POLI: Earnings Guidance And Steady Assumptions Will Shape Balanced Risk Profile
Analysts are keeping their ₪86.00 price target for Bank Hapoalim B.M. unchanged, noting only small adjustments in assumptions around discount rate, revenue growth, profit margin, and future P/E to reflect updated views on the bank's risk and earnings profile. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026 to 2027, with management expecting net profit in a range of ₪9.0b to ₪10.0b.Recent updates
Narrative Update • Jun 22
POLI: Earnings Guidance And Share Buybacks Will Support Future Upside Potential
Analysts have kept their fair value estimate for Bank Hapoalim B.M. steady at ₪83.00, with only marginal shifts in the discount rate, revenue growth assumptions, profit margin and future P/E underpinning the unchanged price target. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026, targeting net profit in a range of ILS 8.5b to ILS 9.5b.Narrative Update • Jun 05
POLI: Earnings Guidance And Buybacks Will Support A Constructive Risk Profile
Analysts have trimmed their price target for Bank Hapoalim B.M. from ₪86.00 to ₪83.00 as updated assumptions now reflect slightly lower revenue growth and profit margin expectations, alongside a modestly higher future P/E multiple. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026, targeting net profit in the range of ₪8.5b to ₪9.5b.Narrative Update • May 11
POLI: Earnings Guidance And Steady Assumptions Will Shape Balanced Risk Profile
Analysts are keeping their ₪86.00 price target for Bank Hapoalim B.M. unchanged, noting only small adjustments in assumptions around discount rate, revenue growth, profit margin, and future P/E to reflect updated views on the bank's risk and earnings profile. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026 to 2027, with management expecting net profit in a range of ₪9.0b to ₪10.0b.Narrative Update • Apr 27
POLI: Updated Profit Outlook And P/E Assumptions Will Shape Balanced Risk Profile
Analysts have revised their price target on Bank Hapoalim B.M. from ₪83.62 to ₪86.00, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. What's in the News Bank Hapoalim B.M. issued earnings guidance for 2026 to 2027, setting an expected net profit range of ₪9.0b to ₪10b (Key Developments).Narrative Update • Mar 06
POLI: Discount Assumptions And P/E Expectations Will Shape Balanced Forward Risk Profile
Analysts have revised their price target for Bank Hapoalim B.M. from ₪81.42 to ₪83.62, citing recent Street research that combines a slightly lower discount rate and steady long-term growth and margin assumptions with a modestly higher implied future P/E multiple, despite a downgrade at Barclays. Analyst Commentary Bullish Takeaways Bullish analysts see the higher implied future P/E multiple as a sign that the market could be willing to pay more for each shekel of earnings if the bank delivers consistently on its current long term assumptions.
New Narrative • Mar 05
Credit Expansion And Digital Growth Will Support Stronger Long Term Earnings Quality
Catalysts About Bank Hapoalim B.M Bank Hapoalim B.M is a leading Israeli bank that provides a broad range of retail, commercial and investment banking services. What are the underlying business or industry changes driving this perspective?Narrative Update • Feb 20
POLI: Discount Assumptions And Profitability Outlook Will Shape Balanced Forward Risk Profile
Analysts have modestly raised their price target on Bank Hapoalim B.M. to ₪81.42 from ₪78.92, citing updated assumptions for discount rate, long term revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts view the revised price target of ₪81.42 as consistent with updated assumptions for long term revenue growth and profit margins, suggesting the bank’s earnings power supports the current valuation framework used in their models.
New Narrative • Feb 19
Sector Leading Margins And Credit Expansion Will Eventually Pressure Future Profitability
Catalysts About Bank Hapoalim B.M Bank Hapoalim B.M is a large Israeli bank that provides a broad range of banking and financial services. What are the underlying business or industry changes driving this perspective?Narrative Update • Feb 05
POLI: Downgrade And Buyback Framework Will Shape Balanced Forward Risk Reward Profile
Analysts have trimmed their price targets on Bank Hapoalim B.M., keeping fair value broadly unchanged at $78.92 and modestly adjusting assumptions such as the discount rate and future P/E following a recent downgrade and more cautious views on the bank's outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the largely unchanged fair value of $78.92 as a sign that, despite the downgrade, core assumptions around earnings power and balance sheet quality remain intact.Narrative Update • Jan 22
POLI: Buyback Plan And Barclays Downgrade Will Shape Balanced Risk Reward Profile
Analysts have nudged their fair value estimate for Bank Hapoalim B.M. to ₪78.92 from ₪77.72, reflecting slightly adjusted assumptions around the discount rate, revenue growth, profit margin and future P/E, while incorporating recent Street research such as the Barclays downgrade. Analyst Commentary Analysts are increasingly split on Bank Hapoalim B.M., with the latest downgrade feeding into a more cautious tone even as the updated fair value estimate edges higher.Narrative Update • Jan 08
POLI: Buyback Programme And Revised Assumptions Will Support Steady Earnings Outlook
Analysts have nudged their price target on Bank Hapoalim B.M. higher to ₪77.72 from ₪74.78, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. What's in the News Bank Hapoalim B.M. announced a share repurchase program of up to ₪1,000m in common stock, with the program valid until November 5, 2026 (Key Developments).Analysis Article • Dec 31
Does Bank Hapoalim B.M (TLV:POLI) Deserve A Spot On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Narrative Update • Dec 11
POLI: Share Repurchase Plan Will Support Capital Management Amid Steady Earnings Outlook
Analysts have modestly raised their price target on Bank Hapoalim B.M. from $71.55 to $74.78. This reflects updated assumptions for a slightly higher discount rate, somewhat lower long term revenue growth and profit margin, and a richer future earnings multiple.Narrative Update • Sep 13
Advanced Digital Banking And Cost Discipline Will Drive Future Success
Analysts have marginally raised Bank Hapoalim B.M’s price target to ₪71.55, primarily reflecting slightly improved revenue growth forecasts while valuation multiples remain stable. Valuation Changes Summary of Valuation Changes for Bank Hapoalim B.M The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from ₪70.50 to ₪71.55.Analysis Article • Aug 15
Here's Why Shareholders May Want To Be Cautious With Increasing Bank Hapoalim B.M.'s (TLV:POLI) CEO Pay Packet
TASE:POLI 1 Year Share Price vs Fair Value Explore Bank Hapoalim B.M's Fair Values from the Community and select yours...Analysis Article • Jul 29
If EPS Growth Is Important To You, Bank Hapoalim B.M (TLV:POLI) Presents An Opportunity
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...New Narrative • Jul 06
Modern Digital Banking In Israel Will Unlock Future Efficiency
Ongoing digitization and operational modernization are driving cost efficiencies, margin expansion, and higher non-interest revenues tied to changing consumer behavior.Shareholder Returns
| POLI | IL Banks | IL Market | |
|---|---|---|---|
| 7D | 0.7% | 0.7% | -2.1% |
| 1Y | 8.4% | 1.2% | 20.1% |
Return vs Industry: POLI exceeded the IL Banks industry which returned 0.7% over the past year.
Return vs Market: POLI underperformed the IL Market which returned 20.8% over the past year.
Price Volatility
| POLI volatility | |
|---|---|
| POLI Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 4.4% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in IL Market | 9.6% |
| 10% least volatile stocks in IL Market | 3.7% |
Stable Share Price: POLI has not had significant price volatility in the past 3 months compared to the IL market.
Volatility Over Time: POLI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | 8,409 | Yadin Antebi | www.bankhapoalim.co.il |
Bank Hapoalim B.M., together with its subsidiaries, provides various banking and financial services in Israel, North America, Europe, and internationally. It operates through Households, Private Banking, Small Businesses and Microbusinesses, Mid-sized Businesses, Large Businesses, Institutional Entities, Financial Management, and Other segments. The company offers account-management services, lending for various purposes, deposits and savings plans, and capital-market services; housing loans; research and advisory services; and pension advisory and retirement planning services.
Bank Hapoalim B.M. Fundamentals Summary
| POLI fundamental statistics | |
|---|---|
| Market cap | ₪89.23b |
| Earnings (TTM) | ₪9.50b |
| Revenue (TTM) | ₪23.30b |
9.4x
P/E Ratio1.4x
P/B RatioIs POLI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| POLI income statement (TTM) | |
|---|---|
| Revenue | ₪23.30b |
| Cost of Revenue | ₪0 |
| Gross Profit | ₪23.30b |
| Other Expenses | ₪13.80b |
| Earnings | ₪9.50b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.25 |
| Gross Margin | 100.00% |
| Net Profit Margin | 40.77% |
| Debt/Equity Ratio | 146.3% |
How did POLI perform over the long term?
See historical performance and comparisonDividends
4.6%
Current Dividend Yield44%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/26 23:24 |
| End of Day Share Price | 2026/06/26 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bank Hapoalim B.M. is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tavy Rosner | Barclays |
| David Taranto | BofA Global Research |
| Canberk Benning | Citigroup Inc |