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T&D Holdings, Inc.TSE:8795 Stock Report

Market Cap JP¥2.3t
Share Price
JP¥4.92k
JP¥4.51k
9.3% overvalued intrinsic discount
1Y52.0%
7D5.7%
1D
Portfolio Value
View

T&D Holdings, Inc.

TSE:8795 Stock Report

Market Cap: JP¥2.3t

T&D Holdings (8795) Stock Overview

Through its subsidiaries, provides insurance products and services in Japan. More details

8795 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends5/6

8795 Community Fair Values

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T&D Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for T&D Holdings
Historical stock prices
Current Share PriceJP¥4,923.00
52 Week HighJP¥5,017.00
52 Week LowJP¥3,106.00
Beta0.013
1 Month Change18.60%
3 Month Change31.81%
1 Year Change51.99%
3 Year Change133.04%
5 Year Change242.59%
Change since IPO114.98%

Recent News & Updates

Narrative Update Jun 03

8795: Buybacks And Dividend Policy Will Support A Measured Medium Term Outlook

Analysts have trimmed their price target on T&D Holdings from ¥4,100 to ¥3,870 as they now apply a slightly higher discount rate and more moderate assumptions for revenue growth and future P/E, while seeing profit margins as broadly unchanged. What's in the News T&D Holdings issued consolidated earnings guidance for the year ending March 31, 2027, targeting ordinary revenues of ¥3,000,000 million and profit attributable to owners of the parent of ¥135,000 million, or ¥281.33 per share.

Recent updates

Narrative Update Jun 03

8795: Buybacks And Dividend Policy Will Support A Measured Medium Term Outlook

Analysts have trimmed their price target on T&D Holdings from ¥4,100 to ¥3,870 as they now apply a slightly higher discount rate and more moderate assumptions for revenue growth and future P/E, while seeing profit margins as broadly unchanged. What's in the News T&D Holdings issued consolidated earnings guidance for the year ending March 31, 2027, targeting ordinary revenues of ¥3,000,000 million and profit attributable to owners of the parent of ¥135,000 million, or ¥281.33 per share.
Narrative Update May 02

8795: Dividend Policy Reset And Completed Buybacks Will Support Future Returns

Analysts have trimmed their price target for T&D Holdings by ¥23 to ¥4,505, as small adjustments to fair value, profit margin and forward P/E assumptions have led to a slightly more conservative outlook on the shares. What's in the News T&D Holdings revised year end dividend guidance for the fiscal year ending March 31, 2026 to ¥68 per share from ¥62, with total annual dividend expected at ¥130 per share, subject to shareholder approval at the 22nd Ordinary General Meeting in June 2026 (Key Developments).
Narrative Update Apr 18

8795: New Dividend Framework And Completed Buybacks Will Support Future Shareholder Returns

Analysts have kept their ¥4,528 price target for T&D Holdings unchanged, citing consistent assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News T&D Holdings updated its dividend policy, targeting cash dividends of approximately 60% of the five year average Group adjusted profit beginning with the fiscal year ending March 31, 2026.
Narrative Update Apr 04

8795: Dividend Policy Shift And Completed Buybacks Will Support Steady Future Returns

Analysts have raised their fair value estimate for T&D Holdings from ¥4,388 to ¥4,528, citing updated assumptions that reflect slightly different views on revenue growth, profit margins and future P/E levels. What's in the News T&D Holdings revised year-end dividend guidance for the fiscal year ending March 31, 2026 to ¥68 per share from ¥62 per share, with total annual dividends expected at ¥130 per share, tied to a new policy of paying approximately 60% of the five-year average Group adjusted profit as cash dividends (Key Developments).
Narrative Update Mar 20

8795: Share Buyback And Leadership Review Will Shape Balanced Outlook

Analysts have raised their price target on T&D Holdings from approximately ¥2,387 to ¥4,100, citing revised assumptions for the discount rate, revenue growth, profit margin and future P/E that they believe support a higher valuation framework. What's in the News Share buyback progress under the program announced on March 31, 2025, with 27,980,400 shares repurchased in total, representing 5.62% of shares for ¥99,999.68m.
Narrative Update Mar 06

8795: Share Buybacks And Governance Changes Will Support Steady Future Returns

Analysts have nudged their fair value estimate for T&D Holdings from ¥4,344 to ¥4,388, reflecting updated assumptions around profit margin and future P/E that modestly lift the implied price target. What's in the News A board meeting is scheduled for February 27, 2026.
Narrative Update Feb 20

8795: Dividends And Share Buybacks Will Support Steady Future Returns

Analysts have nudged their fair value estimate for T&D Holdings slightly higher from ¥4,315.56 to ¥4,344, reflecting updated assumptions around discount rates, revenue expectations, profit margins and a modestly lower future P/E multiple. What's in the News IR Day focused on Fortitude Re, giving investors another reference point for how T&D Holdings presents this business and its role in the group (Key Developments).
Narrative Update Feb 06

8795: Rising Dividends And Buybacks Will Support Stronger Future Returns

Analysts kept their fair value estimate for T&D Holdings steady at ¥5,000, citing only small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions as the drivers of this latest price target refresh. What's in the News T&D Holdings hosted an IR Day focused on Fortitude Re, giving investors additional detail on this part of the business and its role in the group (Key Developments).
Narrative Update Jan 23

8795: Higher Payouts And Buybacks Will Support Stronger Future Returns

Analysts have maintained their price target for T&D Holdings at ¥5,000, citing slightly higher assumptions for revenue growth and profit margin, along with a marginally lower future P/E estimate. What's in the News T&D Holdings held an IR Day focused on Fortitude Re, giving investors more detail on this part of the business and its role in the group story (Key Developments).
Narrative Update Jan 09

8795: Dividend And Buybacks Will Support Stronger Shareholder Returns Ahead

Analysts have nudged their price target on T&D Holdings slightly lower to ¥4,316 from ¥4,424, citing updated assumptions that combine more moderate revenue growth expectations with a marginally higher projected profit margin and a slightly lower future P/E multiple. What's in the News T&D Holdings updated its share buyback, repurchasing 9,102,000 shares, or 1.84% of shares, for ¥30,779.91 million between October 1, 2025 and December 31, 2025.
Narrative Update Dec 25

8795: Rising Payouts And Buybacks Will Support Stronger Future Shareholder Returns

Analysts have modestly raised their fair value estimate for T&D Holdings from ¥4,770 to ¥5,000, citing stronger expected revenue growth and a slightly higher future earnings multiple, despite some pressure on profit margins and discount rate assumptions. What's in the News T&D Holdings issued earnings guidance for the year ending March 31, 2026, projecting ordinary revenues of JPY 3,010,000 million, ordinary profit of JPY 223,000 million, profit attributable to owners of parent of JPY 118,000 million, and EPS of JPY 230.43 (Key Developments).
Narrative Update Dec 11

8795: Dividend Increase Will Drive Stronger Shareholder Returns Ahead

Analysts have modestly raised their price target on T&D Holdings from ¥4,361 to ¥4,424. This reflects slightly higher fair value and future P/E expectations, despite a marginally lower profit margin outlook.
Analysis Article Dec 07

T&D Holdings (TSE:8795) Has Announced A Dividend Of ¥62.00

T&D Holdings, Inc.'s ( TSE:8795 ) investors are due to receive a payment of ¥62.00 per share on 29th of June. The...
Narrative Update Nov 26

8795: Share Buyback and Dividend Hike Will Support Stronger Price Upside

Analysts have modestly reduced their price target for T&D Holdings, trimming it from ¥4,361 to ¥4,361. They cited slightly lower expectations for revenue growth but noted improved profit margins and a more favorable forward price-to-earnings outlook.
Narrative Update Nov 06

8795: Recent Share Buyback Activity Will Drive Positive Market Repricing

Analysts have raised their price target for T&D Holdings by approximately ¥277, now projecting a fair value of ¥4,361. This adjustment is due to slight changes in the discount rate and future price-to-earnings expectations.
Narrative Update Oct 23

Analysts Lift T&D Holdings Price Target as Revenue Outlook Improves Despite Lower Margins

Analysts have raised their price target for T&D Holdings from ¥4,033 to ¥4,084. They cite updated projections of higher revenue growth, which more than offset a slightly lower profit margin outlook.
Narrative Update Sep 13

Digital Transformation And Demographic Demand Will Deliver Resilient Future

The upward revision in T&D Holdings’ price target reflects modest improvements in both revenue growth forecasts and future valuation multiples, with fair value increasing from ¥3,940 to ¥4,033. What's in the News Hosted IR DAY focusing on sales strategies for Taiyo Life and Daido Life.
Analysis Article Sep 12

T&D Holdings' (TSE:8795) Upcoming Dividend Will Be Larger Than Last Year's

The board of T&D Holdings, Inc. ( TSE:8795 ) has announced that it will be paying its dividend of ¥62.00 on the 8th of...
Analysis Article Aug 07

T&D Holdings' (TSE:8795) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of T&D Holdings, Inc. ( TSE:8795 ) has announced that it will be paying its dividend of ¥62.00 on the 8th of...
Analysis Article Jul 24

T&D Holdings' (TSE:8795) Shareholders Will Receive A Bigger Dividend Than Last Year

T&D Holdings, Inc. ( TSE:8795 ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article Jul 09

T&D Holdings (TSE:8795) Has Announced That It Will Be Increasing Its Dividend To ¥62.00

T&D Holdings, Inc. ( TSE:8795 ) will increase its dividend from last year's comparable payment on the 8th of December...
User avatar
New Narrative Nov 26

Strategic Shifts And Share Buybacks Poised To Boost Earnings And Capital Efficiency

Strategic shift to reduce equity risk and improve capital efficiency may enhance net margins and reduce market volatility exposure.

Shareholder Returns

8795JP InsuranceJP Market
7D5.7%-0.3%4.8%
1Y52.0%38.8%43.6%

Return vs Industry: 8795 exceeded the JP Insurance industry which returned 38.8% over the past year.

Return vs Market: 8795 exceeded the JP Market which returned 43.6% over the past year.

Price Volatility

Is 8795's price volatile compared to industry and market?
8795 volatility
8795 Average Weekly Movement5.9%
Insurance Industry Average Movement5.2%
Market Average Movement4.6%
10% most volatile stocks in JP Market9.4%
10% least volatile stocks in JP Market2.4%

Stable Share Price: 8795 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8795's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200421,268Masahiko Moriyamawww.td-holdings.co.jp

T&D Holdings, Inc., through its subsidiaries, provides insurance products and services in Japan. The company offers personal, individual pension, group, group annuity; and others insurances, including asset-building, asset-building pension, medical, disability, and reinsurance; medical coverage and living benefit coverage; and in-force individual insurance and individual annuity insurances. It also offers health care, living benefit guarantees, dementia prevention and cancer and serious illness prevention insurance, as well as involved in the acquisition of investment properties.

T&D Holdings, Inc. Fundamentals Summary

How do T&D Holdings's earnings and revenue compare to its market cap?
8795 fundamental statistics
Market capJP¥2.28t
Earnings (TTM)JP¥138.97b
Revenue (TTM)JP¥2.92t
17.0x
P/E Ratio
0.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8795 income statement (TTM)
RevenueJP¥2.92t
Cost of RevenueJP¥2.12t
Gross ProfitJP¥799.64b
Other ExpensesJP¥660.67b
EarningsJP¥138.97b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)289.59
Gross Margin27.38%
Net Profit Margin4.76%
Debt/Equity Ratio20.3%

How did 8795 perform over the long term?

See historical performance and comparison

Dividends

3.3%
Current Dividend Yield
46%
Payout Ratio

Does 8795 pay a reliable dividends?

See 8795 dividend history and benchmarks
When do you need to buy 8795 by to receive an upcoming dividend?
T&D Holdings dividend dates
Ex Dividend DateMar 30 2026
Dividend Pay DateJun 26 2026
Days until Ex dividend80 days
Days until Dividend pay date8 days

Does 8795 pay a reliable dividends?

See 8795 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/18 07:20
End of Day Share Price 2026/06/18 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

T&D Holdings, Inc. is covered by 22 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Azuma OhnoBarclays
Natsumu TsujinoBofA Global Research
Koichi NiwaCitigroup Inc