Lea Bank AB

OM:LEA Stock Report

Market Cap: SEK 1.2b

Lea Bank Past Earnings Performance

Past criteria checks 4/6

Lea Bank's earnings have been declining at an average annual rate of -28.4%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 7.8% per year. Lea Bank's return on equity is 8%, and it has net margins of 32.1%.

Key information

-28.36%

Earnings growth rate

-26.46%

EPS growth rate

Banks Industry Growth14.23%
Revenue growth rate7.80%
Return on equity8.03%
Net Margin32.05%
Next Earnings Update12 Feb 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Lea Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OM:LEA Revenue, expenses and earnings (SEK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 253481111000
30 Jun 2533198970
31 Mar 2531486910
31 Dec 2430989810
30 Sep 2430689860
30 Jun 2431699820
31 Mar 24307101710
31 Dec 23310105670
30 Sep 23347132740
30 Jun 23339129690
31 Mar 23349141680
31 Dec 22370150710
30 Sep 22322117670
30 Jun 22339129690
31 Mar 22354135710
31 Dec 21345131700
30 Sep 213024441310
30 Jun 212534201090
31 Mar 21213411890
31 Dec 20148363630
30 Sep 2013948660
30 Jun 2013748640
31 Mar 2013749650
31 Dec 1917269730
30 Sep 1917672750
30 Jun 1917770780
31 Mar 1917166770
31 Dec 1815357720
30 Sep 1815149780
30 Jun 1813537780
31 Mar 1811124720
31 Dec 178711660
30 Sep 1767-3620
30 Jun 1750-10550
31 Mar 1737-18550
31 Dec 1630-18460
30 Sep 16-12-44370
30 Jun 16-14-40310
31 Mar 16-13-34230
31 Dec 15-16-35220
30 Sep 159-14210
30 Jun 1512-12210
31 Mar 1513-11210
31 Dec 1418-6210

Quality Earnings: LEA has high quality earnings.

Growing Profit Margin: LEA's current net profit margins (32.1%) are higher than last year (28.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: LEA's earnings have declined by 28.4% per year over the past 5 years.

Accelerating Growth: LEA's earnings growth over the past year (25.8%) exceeds its 5-year average (-28.4% per year).

Earnings vs Industry: LEA earnings growth over the past year (25.8%) exceeded the Banks industry 12.9%.


Return on Equity

High ROE: LEA's Return on Equity (8%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/27 02:37
End of Day Share Price 2025/10/27 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lea Bank AB is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Herman ZahlPareto Securities