KBC Share Price Performance
€108.70
35.26 (48.01%)
25.0% undervalued intrinsic discount
€145.00
Fair Value
Price €108.70
AnalystHighTarget €145.00
AnalystLowTarget €87.00
AnalystConsensusTarget €121.03
Fair Value€145.00
Share Pricen/a
KBC Group NV Stock Price
- 3 Narratives written by author
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KBC Community Narratives
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Fair Value €145 25.0% undervalued intrinsic discount
Digital Platforms And Green Finance Will Shape Enduring Value
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Fair Value €87 24.9% overvalued intrinsic discount
Fintech Alternatives And European Risks Will Destabilize Legacy Banking
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Fair Value €121.03 10.2% undervalued intrinsic discount
Analyst Commentary Highlights Rising Price Targets and Improved Outlook for KBC Group
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Analyst Commentary Highlights Rising Price Targets and Improved Outlook for KBC Group
Key Takeaways Digital transformation through the successful adoption of the Kate assistant and banking apps is enhancing cost efficiency, customer engagement, and margin expansion opportunities. Diversified revenue streams and a positive deposit mix shift, supported by strong bancassurance and Central European growth, position the company for continued earnings outperformance.Read more
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AN
€121.03
10.2% undervalued intrinsic discount
Fair Value
Revenue
8.64% p.a.
Profit Margin
30.95%
Future PE
12.53x
Price in 2029
€149.39
Digital Platforms And Green Finance Will Shape Enduring Value
Key Takeaways Advanced digital platform adoption and full bancassurance integration are set to drive significant cost reductions, higher customer retention, and long-term earnings resilience. Strong momentum in sustainable products and demographic trends positions KBC for elevated income growth and market share in high-margin financial segments.Read more
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€145
25.0% undervalued intrinsic discount
Fair Value
Revenue
9.52% p.a.
Profit Margin
32.52%
Future PE
13.94x
Price in 2029
€178.83
Fintech Alternatives And European Risks Will Destabilize Legacy Banking
Key Takeaways Competition from fintech, neobanks, and digital alternatives is eroding KBC's core revenues and threatening long-term market share and fee sustainability. Rising regulatory and compliance pressures, coupled with regional economic exposure, risk further margin compression and stagnant or declining earnings.Read more
75
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€87
24.9% overvalued intrinsic discount
Fair Value
Revenue
7.25% p.a.
Profit Margin
22.54%
Future PE
12.87x
Price in 2029
€107.49
Trending Discussion
Recently Updated Narratives
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KBC: Future Returns Will Hinge On Dividend Strength And Execution Versus Street Expectations
Fair Value: €121.03 10.2% undervalued intrinsic discount
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KBC: Higher Dividend Commitment And Margin Assumptions Will Support Future Repricing
Fair Value: €145 25.0% undervalued intrinsic discount
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KBC: Limited Upside Signals Future Pressure On Earnings Delivery
Fair Value: €87 24.9% overvalued intrinsic discount
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Snowflake Analysis
KBC Group NV Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 12, 2026
- 8.70
- 100.00%
- 28.94%
- 192.4%
About KBC
- Founded
- 1935
- Employees
- 39803
- CEO
- WebsiteView website
KBC Group NV, together with its subsidiaries, provides banking, insurance, and asset management services in Belgium, Bulgaria, the Czech Republic, Hungary, and Slovakia. The company offers demand deposits, time deposits, and savings and current accounts; home and mortgage loans; home insurance; consumer finance and SME funding services, investment fund, and life and non-life insurance; cash management, payments, trade finance, leasing, corporate finance, money and capital market products; and other financial services, such as factoring and stockbroking services. It also provides digital and mobile banking services. In addition, the company engages in the credit institution, software, driving school/roadside assistance business. It primarily serves retail, private banking, small and medium sized enterprises, and mid-cap clients. The company was formerly known as KBC Bank and Insurance Holding Company NV and changed its name to KBC Group NV in March 2005. KBC Group NV was incorporated in 1935 and is headquartered in Brussels, Belgium.
