Mechanics Bancorp (MCHB) Stock Overview
Operates as the holding company for Mechanics Bank that provides banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
MCHB Community Fair Values
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Mechanics Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.15 |
| 52 Week High | US$14.25 |
| 52 Week Low | US$6.45 |
| Beta | 0.24 |
| 1 Month Change | -3.80% |
| 3 Month Change | 4.60% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | 134.65% |
| Change since IPO | 1,346.98% |
Recent News & Updates
Recent updates
Shareholder Returns
| MCHB | US Banks | US Market | |
|---|---|---|---|
| 7D | -4.2% | -0.4% | 0.1% |
| 1Y | n/a | 18.1% | 14.7% |
Return vs Industry: Insufficient data to determine how MCHB performed against the US Banks industry.
Return vs Market: Insufficient data to determine how MCHB performed against the US Market.
Price Volatility
| MCHB volatility | |
|---|---|
| MCHB Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: MCHB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine MCHB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1905 | n/a | C. Johnson | www.mechanicsbank.com |
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services. It offers various checking and savings accounts. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, SBA loans, multi-family lending services, commercial real estate loans, equipment financing services, and trade services and letters of credit.
Mechanics Bancorp Fundamentals Summary
| MCHB fundamental statistics | |
|---|---|
| Market cap | US$2.91b |
| Earnings (TTM) | US$177.88m |
| Revenue (TTM) | US$588.85m |
Is MCHB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MCHB income statement (TTM) | |
|---|---|
| Revenue | US$588.85m |
| Cost of Revenue | US$0 |
| Gross Profit | US$588.85m |
| Other Expenses | US$410.97m |
| Earnings | US$177.88m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
Oct 30, 2025
| Earnings per share (EPS) | 0.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.21% |
| Debt/Equity Ratio | 0.2% |
How did MCHB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/20 16:59 |
| End of Day Share Price | 2025/10/17 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Mechanics Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.