U.S. Life and Health Insurance Industry Analysis
UpdatedMay 27, 2024
DataAggregated Company Financials
Companies23
- 7D-1.4%
- 3M4.8%
- 1Y34.6%
- YTDn/a
Over the last 7 days, the Life and Health Insurance industry has dropped 1.9%, driven by declines in Prudential Financial and Principal Financial Group of 1.6% and 3.4%, respectively. Meanwhile, Lincoln National actually outperformed within the industry, gaining 7.9% in the last week. This takes the industry's 12 month performance to a gain of 35%. As for the next few years, earnings are expected to grow by 11% per annum.
Industry Valuation and Performance
Has the U.S. Life and Health Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 27 May 2024 | US$215.8b | US$225.4b | US$14.8b | 10.4x | 14.6x | 1x |
| Wed, 24 Apr 2024 | US$214.1b | US$217.0b | US$10.3b | 16.4x | 20.8x | 1x |
| Fri, 22 Mar 2024 | US$222.5b | US$216.9b | US$10.3b | 15.2x | 21.7x | 1x |
| Sun, 18 Feb 2024 | US$213.2b | US$209.6b | US$10.3b | 13.6x | 20.7x | 1x |
| Tue, 16 Jan 2024 | US$257.8b | US$213.6b | US$2.7b | 13.3x | 95.2x | 1.2x |
| Thu, 14 Dec 2023 | US$254.8b | US$216.4b | US$1.6b | 13.5x | 156.4x | 1.2x |
| Sat, 11 Nov 2023 | US$237.7b | US$216.4b | US$1.7b | 12.5x | 141.7x | 1.1x |
| Mon, 09 Oct 2023 | US$239.8b | US$238.9b | US$1.0b | 12.7x | 234.5x | 1x |
| Wed, 06 Sep 2023 | US$241.9b | US$238.9b | US$1.0b | 13x | 236.6x | 1x |
| Fri, 04 Aug 2023 | US$248.8b | US$236.0b | US$3.7b | 12.7x | 67.4x | 1.1x |
| Sun, 02 Jul 2023 | US$232.9b | US$240.0b | US$5.5b | 12.3x | 42.4x | 1x |
| Tue, 30 May 2023 | US$217.0b | US$240.0b | US$5.5b | 11.9x | 39.5x | 0.9x |
| Thu, 27 Apr 2023 | US$225.4b | US$236.5b | US$11.3b | 6.5x | 19.9x | 1x |
| Sat, 25 Mar 2023 | US$216.3b | US$236.5b | US$11.4b | 6.6x | 19x | 0.9x |
| Mon, 20 Feb 2023 | US$259.1b | US$238.1b | US$10.7b | 6.9x | 24.2x | 1.1x |
| Wed, 18 Jan 2023 | US$257.7b | US$252.2b | US$14.9b | 6.3x | 17.3x | 1x |
| Fri, 16 Dec 2022 | US$251.4b | US$252.2b | US$14.9b | 5.9x | 16.9x | 1x |
| Sun, 13 Nov 2022 | US$258.8b | US$248.8b | US$14.3b | 6.5x | 18.2x | 1x |
| Tue, 11 Oct 2022 | US$233.1b | US$246.2b | US$19.4b | 8.4x | 12x | 0.9x |
| Thu, 08 Sep 2022 | US$235.1b | US$246.2b | US$19.4b | 8.7x | 12.1x | 1x |
| Sat, 06 Aug 2022 | US$190.3b | US$245.8b | US$16.6b | 8.9x | 11.4x | 0.8x |
| Mon, 04 Jul 2022 | US$188.3b | US$247.1b | US$21.6b | 7.6x | 8.7x | 0.8x |
| Wed, 01 Jun 2022 | US$247.9b | US$247.1b | US$21.6b | 8.2x | 11.5x | 1x |
| Fri, 29 Apr 2022 | US$251.7b | US$248.4b | US$23.0b | 8.8x | 10.9x | 1x |
| Sun, 27 Mar 2022 | US$284.0b | US$277.5b | US$27.0b | 9x | 10.5x | 1x |
| Tue, 22 Feb 2022 | US$278.9b | US$276.9b | US$27.7b | 8.8x | 10.1x | 1x |
| Thu, 20 Jan 2022 | US$280.2b | US$275.0b | US$25.1b | 9.8x | 11.2x | 1x |
| Sat, 18 Dec 2021 | US$264.2b | US$275.0b | US$25.1b | 8.9x | 10.5x | 1x |
| Mon, 15 Nov 2021 | US$275.4b | US$275.0b | US$25.1b | 10x | 11x | 1x |
| Wed, 13 Oct 2021 | US$250.8b | US$260.0b | US$23.3b | 8x | 10.8x | 1x |
| Fri, 10 Sep 2021 | US$242.3b | US$260.1b | US$23.3b | 7.5x | 10.4x | 0.9x |
| Sun, 08 Aug 2021 | US$244.2b | US$260.0b | US$23.3b | 8.4x | 10.5x | 0.9x |
Price to Earnings Ratio
21.1x
Current Industry PE
- Investors are pessimistic on the American Life and Health Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 14.6x which is lower than its 3-year average PE of 42.9x.
- The industry is trading close to its 3-year average PS ratio of 0.99x.
Past Earnings Growth
- The earnings for companies in the Life and Health Insurance industry have grown 7.5% per year over the last three years.
- Meanwhile revenues for these companies have declined 2.3% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Comparison
How does U.S. Life and Health Insurance compare with similar industries?
| US Market | -0.18% | |
| Financials | -1.05% | |
| Insurance | -1.01% | |
| Life and Health Insurance | -1.36% | |
| Reinsurance | -0.014% | |
| Insurance Brokers | -0.54% | |
| Property and Casualty Insurance | -1.12% | |
| General Insurance | -1.42% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PRU Prudential Financial | US$119.36 | 1.4% +US$596.1m | 48.9% | PE20x | |
| LNC Lincoln National | US$32.66 | 8.7% +US$445.5m | 52.8% | PE4.4x | |
| UNM Unum Group | US$52.67 | 0.5% +US$49.2m | 15.8% | PE7.6x | |
| AEL American Equity Investment Life Holding | US$56.47 | 0.5% +US$20.6m | 48.8% | PE26.9x | |
| VERY Vericity | US$11.34 | 0.5% +US$892.5k | 64.3% | PS0.9x |