Hartford Insurance Group (HIG) Stock Overview
Provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
HIG Community Fair Values
Create NarrativeSee what 45 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
The Hartford Insurance Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$133.92 |
| 52 Week High | US$144.50 |
| 52 Week Low | US$119.61 |
| Beta | 0.50 |
| 1 Month Change | -4.23% |
| 3 Month Change | -5.19% |
| 1 Year Change | 2.14% |
| 3 Year Change | 88.01% |
| 5 Year Change | 104.74% |
| Change since IPO | 438.37% |
Recent News & Updates
Seeking Alpha • May 13
The Hartford: Strong Cash Flows, But Not A Clean Growth Story
Summary The Hartford Financial Services Group offers strong cash flow, disciplined underwriting, and attractive valuation, but limited organic growth prospects. HIG's Q1 2026 net income rose over 30% to $851 million, driven by improved underwriting and investment revenues, especially in personal insurance. Shares trade at a 9.2x P/E, about 20% below historical average, reflecting market caution over sustainability of personal lines profitability and operational risks. Capital returns remain robust with $450 million in buybacks and $167 million in dividends in Q1, supporting a total shareholder yield near 5.8%. Read the full article on Seeking Alpha
Narrative Update • Apr 21
HIG: Future Returns Will Balance Resilient Margins And Mixed Street Expectations
Hartford Insurance Group's analyst price target has seen a modest upward reset to about $150.20, as analysts factor in slightly softer projected revenue growth, a marginally higher profit margin, and a small adjustment to the assumed future P/E multiple following a series of recent target revisions across the Street. Analyst Commentary Street research on Hartford Insurance Group has been active, with several recent target changes clustered over a short period.Recent updates
Seeking Alpha • May 13
The Hartford: Strong Cash Flows, But Not A Clean Growth Story
Summary The Hartford Financial Services Group offers strong cash flow, disciplined underwriting, and attractive valuation, but limited organic growth prospects. HIG's Q1 2026 net income rose over 30% to $851 million, driven by improved underwriting and investment revenues, especially in personal insurance. Shares trade at a 9.2x P/E, about 20% below historical average, reflecting market caution over sustainability of personal lines profitability and operational risks. Capital returns remain robust with $450 million in buybacks and $167 million in dividends in Q1, supporting a total shareholder yield near 5.8%. Read the full article on Seeking AlphaNarrative Update • Apr 21
HIG: Future Returns Will Balance Resilient Margins And Mixed Street Expectations
Hartford Insurance Group's analyst price target has seen a modest upward reset to about $150.20, as analysts factor in slightly softer projected revenue growth, a marginally higher profit margin, and a small adjustment to the assumed future P/E multiple following a series of recent target revisions across the Street. Analyst Commentary Street research on Hartford Insurance Group has been active, with several recent target changes clustered over a short period.Narrative Update • Apr 06
HIG: Future Returns Will Reflect Resilient Margins And Softening Insurance Cycle
Hartford Insurance Group's updated analyst price target has edged lower by about $1 to $150.15, as analysts factor in a slightly lower assumed future P/E and more tempered expectations around growth and margins, despite a series of recent price target increases across the Street. Analyst Commentary Recent research on Hartford Insurance Group shows a mix of optimism on execution and caution on how sustainable current trends and valuation may be.Narrative Update • Mar 22
HIG: Future Returns Will Leverage Resilient Margins Despite Softening Insurance Cycle
Analysts have lifted their average price targets on Hartford Insurance Group into the low to mid $150s, with recent moves such as Keefe Bruyette to $163 and Wells Fargo to $153. These changes reflect updated views on pricing, loss trends, and margins across the insurance sector.Narrative Update • Mar 08
HIG: Future Returns Will Balance Resilient Margins And Softening Pricing Cycle
Analysts have nudged their average price target on Hartford Insurance Group higher, to a level reflected in recent moves such as Keefe Bruyette taking its target to $163, Citi and Morgan Stanley each adding $2 to $5, and several other firms raising targets in a tight range, citing views on insurer profitability, pricing trends, and underwriting valuations. Analyst Commentary Recent research on Hartford Insurance Group clusters around a consistent theme, with multiple firms taking price targets higher in quick succession and framing the stock through the lens of underwriting quality, pricing power, and sector cycle risks.Narrative Update • Feb 22
HIG: Future Returns Will Reflect Resilient Margins And Softening Insurance Cycle
The analyst price target for Hartford Insurance Group has edged up by about $1 to $150.85, as analysts factor in updated assumptions around fair value and future P/E, while keeping their broader views aligned with recent Street target increases across major firms. Analyst Commentary Recent Street research on Hartford Insurance Group clusters around higher price targets, with a range of views on how sustainable current fundamentals and valuation look.Narrative Update • Feb 08
HIG: Future Returns Will Balance Resilient Margins And Softening P&C Cycle Risks
Analysts have lifted their price targets on Hartford Insurance Group, supporting a modest increase in the modeled fair value from $146.25 to $149.50 as they factor in updated expectations for profitability, growth, and P/E assumptions across recent research updates. Analyst Commentary Recent research has centered on how Hartford Insurance Group is priced relative to its earnings power and where the company sits in the broader property and casualty insurance cycle.Narrative Update • Jan 25
HIG: Future Returns Will Reflect Resilient Margins Despite Softening P&C Cycle
Analysts have inched their price targets for Hartford Insurance Group higher, with our fair value estimate ticking up by $0.70 to $146.25 as they factor in updated views on P&C pricing trends, margins, and the sector's softening cycle. Analyst Commentary Recent Street research on Hartford Insurance Group clusters around higher price targets, but the tone is mixed, with bullish analysts highlighting resilience in profitability and execution, while more cautious voices point to a softening property and casualty, or P&C, cycle and less favorable pricing trends.Narrative Update • Jan 10
HIG: Future Returns Will Reflect Softening P&C Cycle And Resilient Profitability
Narrative Update on Hartford Insurance Group The analyst price target for Hartford Insurance Group edges higher to $145.55 from $143.60. This reflects updated models that factor in Street research around resilient insurer profitability, a softening P&C cycle, and mixed but still supported P/E assumptions for the stock.Narrative Update • Dec 23
HIG: Future Returns Will Balance Cycle Softening With Resilient Margins And Capital Returns
Analysts have nudged their fair value estimate for Hartford Insurance Group slightly higher to about $144 from roughly $142, citing a resilient profit margin outlook and a strong, well rounded business that offsets softer top line growth expectations and a modestly lower forward earnings multiple. Analyst Commentary Street research on Hartford Insurance Group has generally tilted positive, with several recent price target increases reflecting confidence in the companys execution and earnings durability, even as the broader property and casualty cycle is expected to soften over the next couple of years.Narrative Update • Dec 09
HIG: Future Returns Will Reflect Balanced Cycle Risks And Capital Return Support
Analysts nudged their price target on Hartford Insurance Group slightly higher, reflecting a modest increase in fair value to about $142.42 per share as updated models incorporate steady revenue growth, broadly resilient profit margins, and sector research pointing to a solid but fully valued property and casualty outlook. Analyst Commentary Street research on Hartford Insurance Group continues to coalesce around a view of a fundamentally solid franchise trading near fair value, with recent target hikes clustering modestly above the current price.Narrative Update • Nov 25
HIG: Stable Performance And Market Cycles Will Guide Returns Despite Sector Headwinds
Analysts have modestly increased their price target for Hartford Insurance Group from $141.50 to $142.06. This reflects consistent performance and stable sector fundamentals.Narrative Update • Nov 05
HIG: Sector Resilience And New Share Buybacks Will Shape Performance Amid Pricing Pressures
The analyst consensus price target for Hartford Insurance Group was adjusted slightly downward to $141.50. Analysts cited ongoing headwinds in commercial property and casualty pricing, along with resilient sector performance despite mixed fundamentals.Narrative Update • Oct 22
Analysts Raise Price Target for Hartford Insurance Group Amid Improving Margins and Sector Optimism
Analysts have raised their price target for Hartford Insurance Group from $141 to approximately $142.78. They cite improving profit margins and continued stable sector performance as key factors behind the adjustment.Narrative Update • Oct 08
AI And Cloud Adoption With Workday Will Drive Efficiency
Hartford Insurance Group’s average analyst price target has been modestly increased from approximately $138.83 to $141.00. This reflects steady sector performance and confidence in the company's fundamentals despite industry growth headwinds.Analysis Article • Jul 11
Many Still Looking Away From The Hartford Insurance Group, Inc. (NYSE:HIG)
With a price-to-earnings (or "P/E") ratio of 11.7x The Hartford Insurance Group, Inc. ( NYSE:HIG ) may be sending...Analysis Article • Jun 20
Does Hartford Insurance Group (NYSE:HIG) Deserve A Spot On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Seeking Alpha • Jan 15
Hartford Financial Services: Undervalued Giant With Potential For High Growth
Summary Hartford Financial Services shows strong financial performance with 9.4% YoY revenue growth in Q3 2024 and a low PEG ratio, indicating significant undervaluation. Despite risks from catastrophic events and regulatory dependence, Hartford's diversified offerings and innovative strategies bolster its competitive edge and market presence. The management, led by CEO Christopher Swift, has successfully driven strategic transformation and diversification, ensuring consistent growth across all business sectors. Relative valuation metrics suggest the stock is undervalued and is a good buying opportunity on the recent dip. Read the full article on Seeking AlphaSeeking Alpha • Oct 30
The Hartford: A Safe Insurer To Keep Buying As Indicators Show Growth & Low Debt
Summary The Hartford Financial gets its buy rating from January reaffirmed. This established firm has a diversified business model including growth indicators in insurance, group benefits, and mutual funds. With a strong profit margin vs peers, and stable costs, its earnings should continue to be positive and sustain steady dividends. A low debt-to-equity and top credit ratings (A+) presents a safer alternative to invest in than some firms. Despite a share price near 10-year highs, the stock is undervalued to peers on P/E and P/B ratios. Read the full article on Seeking AlphaSeeking Alpha • Sep 09
Hartford Financial: Bullish On ROE Expansion Potential And Appealing Shareholder Yield
Summary Hartford Financial's ROE has the potential to go higher, if the proportion of revenue contributed by the high-ROE Property & Casualty segment increases going forward. The new $3.3 billion share buyback program boosts the stock's capital return, potentially raising the forward shareholder yield to an attractive 6.4%. My 3.0 times target P/B multiple for HIG translates into a substantial capital appreciation upside of around 36% that supports a Buy rating. Read the full article on Seeking AlphaSeeking Alpha • Jun 24
Hartford Financial: The Easy Money Has Been Made (Rating Downgrade)
Summary HIG shares have outperformed the S&P 500 having delivered a 35% total return since my prior Buy rating was issued. The company recently reported Q1 earnings which fell short of expectations. I expect interest rates to move lower from current levels, which will be a headwind for HIG. The move higher in the stock has been driven by a valuation re-rating. I view the risk/reward of the stock as fairly balanced at current levels. Read the full article on Seeking AlphaSeeking Alpha • Apr 05
Hartford Financial: Personnel Changes Draw Attention
Summary The new appointment for its Middle & Large Commercial sub-segment's Northeastern operations and a larger role for its CIO are positive developments, in my opinion. HIG reports its Q1 2024 earnings in the later part of this month, and I am expecting the company to deliver in-line or above-expectation results. A Buy rating for Hartford Financial is maintained following my evaluation of the company's latest personnel changes. Read the full article on Seeking AlphaShareholder Returns
| HIG | US Insurance | US Market | |
|---|---|---|---|
| 7D | 1.4% | 0.9% | -0.3% |
| 1Y | 2.1% | -10.5% | 24.0% |
Return vs Industry: HIG exceeded the US Insurance industry which returned -10.5% over the past year.
Return vs Market: HIG underperformed the US Market which returned 24.4% over the past year.
Price Volatility
| HIG volatility | |
|---|---|
| HIG Average Weekly Movement | 2.6% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: HIG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HIG's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1810 | 19,200 | Chris Swift | www.thehartford.com |
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers.
The Hartford Insurance Group, Inc. Fundamentals Summary
| HIG fundamental statistics | |
|---|---|
| Market cap | US$36.71b |
| Earnings (TTM) | US$4.04b |
| Revenue (TTM) | US$28.79b |
9.1x
P/E Ratio1.3x
P/S RatioIs HIG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HIG income statement (TTM) | |
|---|---|
| Revenue | US$28.79b |
| Cost of Revenue | US$17.80b |
| Gross Profit | US$10.99b |
| Other Expenses | US$6.95b |
| Earnings | US$4.04b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 14.74 |
| Gross Margin | 38.17% |
| Net Profit Margin | 14.04% |
| Debt/Equity Ratio | 23.2% |
How did HIG perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield16%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/17 08:44 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Hartford Insurance Group, Inc. is covered by 37 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Jay Gelb | Barclays |
| Taylor Scott | Barclays |