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Cincinnati Financial CorporationNasdaqGS:CINF Stock Report

Market Cap US$24.8b
Share Price
US$156.35
My Fair Value
US$167
6.4% undervalued intrinsic discount
1Y13.1%
7D-5.6%
Portfolio Value
View

Cincinnati Financial Corporation

NasdaqGS:CINF Stock Report

Market Cap: US$24.8b

Cincinnati Financial (CINF) Stock Overview

Provides property casualty insurance products in the United States. More details

CINF fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends5/6

CINF Community Fair Values

Create Narrative

See what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$164.83
FV
5.1% undervalued intrinsic discount
3.18%
Revenue growth p.a.
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6users have followed this narrative

Cincinnati Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Cincinnati Financial
Historical stock prices
Current Share PriceUS$156.35
52 Week HighUS$166.90
52 Week LowUS$123.02
Beta0.73
1 Month Change0.79%
3 Month Change4.91%
1 Year Change13.12%
3 Year Change54.74%
5 Year Change85.49%
Change since IPO4,403.88%

Recent News & Updates

Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings

Sep 16
Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings

Recent updates

Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings

Sep 16
Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings

Cincinnati Financial: Underwriting Improvement Continues In Q2

Jul 29

Lacklustre Performance Is Driving Cincinnati Financial Corporation's (NASDAQ:CINF) Low P/E

Apr 02
Lacklustre Performance Is Driving Cincinnati Financial Corporation's (NASDAQ:CINF) Low P/E

Cincinnati Financial (NASDAQ:CINF) Is Increasing Its Dividend To $0.87

Mar 06
Cincinnati Financial (NASDAQ:CINF) Is Increasing Its Dividend To $0.87

Cincinnati Financial's (NASDAQ:CINF) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 06
Cincinnati Financial's (NASDAQ:CINF) Shareholders Will Receive A Bigger Dividend Than Last Year

Cincinnati Financial: This Dividend King Is Still Buyable Now

Jan 23

Should You Be Adding Cincinnati Financial (NASDAQ:CINF) To Your Watchlist Today?

Dec 30
Should You Be Adding Cincinnati Financial (NASDAQ:CINF) To Your Watchlist Today?

Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat

Dec 26

Why Investors Shouldn't Be Surprised By Cincinnati Financial Corporation's (NASDAQ:CINF) Low P/E

Nov 17
Why Investors Shouldn't Be Surprised By Cincinnati Financial Corporation's (NASDAQ:CINF) Low P/E

Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)

Nov 02

Cincinnati Financial: Don't Miss Out On This Dividend Aristocrat Now

Oct 08
User avatar

Calculated Moves In Insurance Market Forge Path For Growth And Stability

Emphasis on agent relationships and responsive strategies in tough markets aims to boost customer loyalty, retention, and revenue growth.

Cincinnati Financial: This Quality Dividend Grower Remains On Sale

Jun 14

Unveiling Cincinnati Financial: A Spotlight On Strong Q1 Results And Unique Investment Strategy

Apr 29

Shareholder Returns

CINFUS InsuranceUS Market
7D-5.6%-1.0%-1.1%
1Y13.1%0.3%15.5%

Return vs Industry: CINF exceeded the US Insurance industry which returned 0.3% over the past year.

Return vs Market: CINF underperformed the US Market which returned 15.5% over the past year.

Price Volatility

Is CINF's price volatile compared to industry and market?
CINF volatility
CINF Average Weekly Movement2.9%
Insurance Industry Average Movement4.1%
Market Average Movement6.5%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: CINF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CINF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19505,624Steve Spraywww.cinfin.com

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation.

Cincinnati Financial Corporation Fundamentals Summary

How do Cincinnati Financial's earnings and revenue compare to its market cap?
CINF fundamental statistics
Market capUS$24.82b
Earnings (TTM)US$1.82b
Revenue (TTM)US$11.67b
13.4x
P/E Ratio
2.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CINF income statement (TTM)
RevenueUS$11.67b
Cost of RevenueUS$9.24b
Gross ProfitUS$2.43b
Other ExpensesUS$613.00m
EarningsUS$1.82b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 27, 2025

Earnings per share (EPS)11.64
Gross Margin20.84%
Net Profit Margin15.59%
Debt/Equity Ratio5.7%

How did CINF perform over the long term?

See historical performance and comparison

Dividends

2.2%
Current Dividend Yield
29%
Payout Ratio

Does CINF pay a reliable dividends?

See CINF dividend history and benchmarks
When do you need to buy CINF by to receive an upcoming dividend?
Cincinnati Financial dividend dates
Ex Dividend DateSep 22 2025
Dividend Pay DateOct 15 2025
Days until Ex dividend24 days
Days until Dividend pay date1 day

Does CINF pay a reliable dividends?

See CINF dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/15 21:31
End of Day Share Price 2025/10/15 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cincinnati Financial Corporation is covered by 17 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael ZaremskiBMO Capital Markets Equity Research
Joshua ShankerBofA Global Research
Charles LedererCitigroup Inc