Atlantic Union Bankshares (AUB) Stock Overview
Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
AUB Community Fair Values
Create NarrativeSee what 34 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Atlantic Union Bankshares Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$39.62 |
| 52 Week High | US$42.18 |
| 52 Week Low | US$29.64 |
| Beta | 0.80 |
| 1 Month Change | 5.48% |
| 3 Month Change | 13.39% |
| 1 Year Change | 29.27% |
| 3 Year Change | 51.34% |
| 5 Year Change | 8.28% |
| Change since IPO | 692.40% |
Recent News & Updates
Narrative Update • Jun 15
AUB: AI-Driven Expansion And Governance Reforms Will Support Future Upside
Analysts have nudged their price target for Atlantic Union Bankshares to $44.25 from $44.13, reflecting updated assumptions around revenue growth, profit margin and future P/E that remain broadly in line with prior views. What's in the News Recent coverage highlights Atlantic Union Bankshares' integration of Sandy Spring and expansion in North Carolina, with management pointing to loan activity, fee income and operational efficiency as key focus areas, supported by disciplined capital management and the use of AI tools to inform decisions.Narrative Update • Jun 01
AUB: Governance Reforms And Share Repurchases Will Support Future Upside
Analysts have nudged their price target for Atlantic Union Bankshares slightly higher from $44.00 to about $44.13, reflecting refreshed views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Shareholders approved amendments to the company’s articles of incorporation at the May 5, 2026 annual meeting, removing supermajority voting requirements tied to removing directors and amending the articles.Recent updates
Narrative Update • Jun 15
AUB: AI-Driven Expansion And Governance Reforms Will Support Future Upside
Analysts have nudged their price target for Atlantic Union Bankshares to $44.25 from $44.13, reflecting updated assumptions around revenue growth, profit margin and future P/E that remain broadly in line with prior views. What's in the News Recent coverage highlights Atlantic Union Bankshares' integration of Sandy Spring and expansion in North Carolina, with management pointing to loan activity, fee income and operational efficiency as key focus areas, supported by disciplined capital management and the use of AI tools to inform decisions.Narrative Update • Jun 01
AUB: Governance Reforms And Share Repurchases Will Support Future Upside
Analysts have nudged their price target for Atlantic Union Bankshares slightly higher from $44.00 to about $44.13, reflecting refreshed views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Shareholders approved amendments to the company’s articles of incorporation at the May 5, 2026 annual meeting, removing supermajority voting requirements tied to removing directors and amending the articles.Narrative Update • Apr 28
AUB: Governance Reforms And New CFO Will Support Future Upside
Analysts have slightly reduced their price target on Atlantic Union Bankshares from about $44.31 to $44.00, reflecting updated assumptions around revenue growth, profitability and future P/E levels. What's in the News New 2026 guidance projects fully taxable equivalent net interest income between US$1.34b and US$1.35b for the full year, providing a clearer sense of the bank's income expectations for that period (Corporate guidance).Narrative Update • Apr 10
AUB: Governance Reforms Will Support Future Upside Despite Slightly Lower Modeled Multiple
Analysts have adjusted their price target for Atlantic Union Bankshares to $44.31 from $45.19. This change reflects updated assumptions around revenue growth, profit margins, and future P/E expectations.Narrative Update • Mar 27
AUB: Governance Reforms And Stable Credit Costs Will Support Future Upside
Atlantic Union Bankshares' analyst price target remains steady at $45.19, as analysts cite consistent assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News Shareholders are being asked at the 2026 annual meeting to approve amendments to the Articles of Incorporation that would remove supermajority voting requirements for removing directors and for future article amendments, shifting both to simple majority thresholds (Key Developments).Narrative Update • Mar 12
AUB: Lower Net Charge Offs Will Support Future Upside Potential
Analysts have made a small adjustment to their price target for Atlantic Union Bankshares, trimming it by $0.25 to $45.19 as they refresh their assumptions on fair value and forward P/E, while keeping core growth and margin expectations effectively unchanged. What's in the News Alexander D.Narrative Update • Feb 25
AUB: Lower Net Charge Offs Will Support Future Upside Potential
Analysts have slightly adjusted their price target for Atlantic Union Bankshares to $45.44 from $45.36, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin, and a lower future P/E multiple. What's in the News Atlantic Union Bankshares appointed Alexander D.Narrative Update • Feb 11
AUB: Lower Net Charge Offs And Roadmap Disclosure Will Guide Future Upside
Analysts have raised their price target on Atlantic Union Bankshares to about $45.36 from $44.44, citing updated assumptions in their models for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Reported net charge-offs of $0.9 million, or 0.01% of total average loans held for investment on an annualized basis for Q4 2025, compared with $38.6 million or 0.56% annualized for Q3 2025 and $1.4 million or 0.03% annualized for Q4 2024, with the Q3 2025 figure tied to two commercial and industrial loans that had been partially reserved in prior quarters (Key Developments).Narrative Update • Jan 27
AUB: Dividend Hike And 2026 Earnings Guidance Will Support Future Upside
Analysts have adjusted their view on Atlantic Union Bankshares with a US$2.00 increase in fair value, linking this change to updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. What's in the News Atlantic Union Bankshares issued earnings guidance for full year 2026, with expected net interest income in a range of US$1.350b to US$1.375b (Company guidance).Narrative Update • Jan 12
AUB: Higher Dividend And Earnings Guidance Will Support Future Upside
Analysts have made only marginal tweaks to their assumptions on Atlantic Union Bankshares, keeping the implied fair value steady at about US$42.44 as small adjustments to revenue growth, profit margin, discount rate, and future P/E estimates did not warrant a material change in the overall price target. What's in the News Atlantic Union Bankshares plans an Analyst and Investor Day focused on outlining the company’s priorities and future plans, which may give you more clarity on management’s roadmap (Key Developments).Narrative Update • Dec 27
AUB: Higher Dividend And Stronger Earnings Outlook Will Support Shares
Analysts have nudged their price target on Atlantic Union Bankshares higher by approximately 1 dollar to reflect slightly stronger expectations for revenue growth, profit margins, and future valuation multiples. What's in the News The board approves an 8.8 percent increase in the quarterly common dividend to 0.37 dollars per share, implying a dividend yield of about 4.5 percent based on the late October 2025 share price (Key Developments).Narrative Update • Dec 12
AUB: Higher Dividend And Earnings Outlook Will Support Shares
Analysts have modestly trimmed their price target on Atlantic Union Bankshares, reflecting slightly slower projected revenue growth and a marginally lower fair value estimate of approximately $41.44 per share, down from about $41.56, even as expectations for profitability and valuation multiples remain relatively stable. What's in the News Board approves an increased quarterly common dividend of $0.37 per share, up $0.03 or 8.8 percent.Seeking Alpha • Dec 03
Atlantic Union Bankshares: Still Cheap Amid Resilient Credit Quality And Declining CRE Exposure
Summary Atlantic Union Bankshares has been a relatively soft performer so far this year, trailing the wider regional bank space by a double-digit margin. Large exposure to commercial real estate lending, M&A, and concerns about the potential impact of government spending cuts would explain this. The bank has taken steps to address these issues. Its CRE concentration ratio has fallen since the start of the year, while delinquencies remain stable. AUB stock remains cheap, trading for just 9.5x consensus 2026 EPS. Read the full article on Seeking AlphaNarrative Update • Oct 10
Expanding Southeast Branches And Digital Banking Will Create Opportunity
Analysts have raised their price target for Atlantic Union Bankshares from $40.63 to $41.56, citing incremental improvements in projected revenue growth and profit margin metrics. What's in the News Reported net charge-offs of $666,000, or 0.01 percent of total average loans held for investment (annualized), for Q2 2025.Narrative Update • Sep 26
Expanding Southeast Branches And Digital Banking Will Create Opportunity
Atlantic Union Bankshares’ modestly higher future P/E suggests a slightly improved earnings outlook, with stable profit margins supporting analysts’ small upward revision of the price target from $39.86 to $40.62. What's in the News Net charge-offs for Q2 2025 were $666,000 (0.01% of total average LHFI annualized), down from $2.3 million (0.05%) in Q1 2025 and $1.7 million (0.04%) in Q2 2024.Narrative Update • Sep 05
Expanding Southeast Branches And Digital Banking Will Create Opportunity
The fair value target for Atlantic Union Bankshares was raised slightly to $39.86, reflecting a modest improvement in future earnings multiple while consensus revenue growth forecasts remain essentially unchanged. What's in the News Net charge-offs for Q2 2025 were $666,000 (0.01% of total average LHFI), down from $2.3 million (0.05%) in Q1 2025 and $1.7 million (0.04%) in Q2 2024.Seeking Alpha • Jan 07
Atlantic Union Bankshares: A Transformative Play I Am Passing On
Summary Atlantic Union Bankshares is undergoing significant transformation, including acquisitions, but shares are currently priced high, justifying a 'hold' rating instead of a 'buy'. The company has seen growth in deposits and loans, notably through the acquisition of American National, but asset quality remains mixed. Despite improved financial performance in 2024, Atlantic Union's price-to-earnings and price-to-tangible book ratios are not compelling compared to peers. The upcoming acquisition of Sandy Spring Bancorp aims to boost operating results and market position, but the benefits won't be realized until 2026. Read the full article on Seeking Alpha
New Narrative • Sep 04
Merger And Calculated Investments Set To Propel Bank Into A Future Of Growth And Efficiency
The merger with American National Bankshares aims to boost profitability and market share by expanding into new markets and realizing significant cost savings.Shareholder Returns
| AUB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.2% | 2.2% | -1.8% |
| 1Y | 29.3% | 24.6% | 23.3% |
Return vs Industry: AUB exceeded the US Banks industry which returned 24.7% over the past year.
Return vs Market: AUB exceeded the US Market which returned 25.7% over the past year.
Price Volatility
| AUB volatility | |
|---|---|
| AUB Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: AUB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: AUB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1902 | 3,064 | John Asbury | www.atlanticunionbank.com |
Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. The company operates in two segments, Wholesale Banking and Consumer Banking. It accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services.
Atlantic Union Bankshares Corporation Fundamentals Summary
| AUB fundamental statistics | |
|---|---|
| Market cap | US$5.60b |
| Earnings (TTM) | US$334.19m |
| Revenue (TTM) | US$1.40b |
17.0x
P/E Ratio1.1x
P/B RatioIs AUB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AUB income statement (TTM) | |
|---|---|
| Revenue | US$1.40b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.40b |
| Other Expenses | US$1.07b |
| Earnings | US$334.19m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.34 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.85% |
| Debt/Equity Ratio | 28.9% |
How did AUB perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield60%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/22 03:48 |
| End of Day Share Price | 2026/06/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Atlantic Union Bankshares Corporation is covered by 17 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jason Goldberg | Barclays |
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |