Atlantic Union Bankshares Past Earnings Performance
Past criteria checks 1/6
Atlantic Union Bankshares's earnings have been declining at an average annual rate of -1.2%, while the Banks industry saw earnings growing at 3.4% annually. Revenues have been growing at an average rate of 6% per year. Atlantic Union Bankshares's return on equity is 4.5%, and it has net margins of 19.8%.
Key information
-1.25%
Earnings growth rate
-4.94%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 5.97% |
| Return on equity | 4.46% |
| Net Margin | 19.85% |
| Last Earnings Update | 30 Sep 2025 |
Recent past performance updates
Recent updates
Atlantic Union Bankshares: Moving Forward Despite Potential Headwinds
Sep 09Shareholders May Be A Bit More Conservative With Atlantic Union Bankshares Corporation's (NYSE:AUB) CEO Compensation For Now
Apr 30
Atlantic Union Bankshares: A Transformative Play I Am Passing On
Jan 07
Merger And Calculated Investments Set To Propel Bank Into A Future Of Growth And Efficiency
The merger with American National Bankshares aims to boost profitability and market share by expanding into new markets and realizing significant cost savings.Atlantic Union Bankshares: Acquisition To Help Lift Earnings
Jan 21Atlantic Union Bankshares: A Gem In Sea Of Pain
Oct 20Atlantic Union Bankshares: We Are Not Backing Away
Aug 14Revenue & Expenses Breakdown
How Atlantic Union Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 25 | 1,046 | 208 | 524 | 0 |
| 30 Jun 25 | 908 | 192 | 463 | 0 |
| 31 Mar 25 | 798 | 197 | 403 | 0 |
| 31 Dec 24 | 767 | 197 | 382 | 0 |
| 30 Sep 24 | 741 | 196 | 363 | 0 |
| 30 Jun 24 | 701 | 174 | 346 | 0 |
| 31 Mar 24 | 684 | 204 | 335 | 0 |
| 31 Dec 23 | 670 | 190 | 334 | 0 |
| 30 Sep 23 | 678 | 204 | 338 | 0 |
| 30 Jun 23 | 673 | 208 | 338 | 0 |
| 31 Mar 23 | 677 | 215 | 331 | 0 |
| 31 Dec 22 | 684 | 223 | 329 | 0 |
| 30 Sep 22 | 677 | 200 | 329 | 0 |
| 30 Jun 22 | 694 | 216 | 327 | 0 |
| 31 Mar 22 | 717 | 240 | 322 | 0 |
| 31 Dec 21 | 738 | 252 | 318 | 0 |
| 30 Sep 21 | 754 | 264 | 314 | 0 |
| 30 Jun 21 | 730 | 250 | 308 | 0 |
| 31 Mar 21 | 675 | 199 | 304 | 0 |
| 31 Dec 20 | 600 | 153 | 299 | 0 |
| 30 Sep 20 | 569 | 152 | 282 | 0 |
| 30 Jun 20 | 582 | 147 | 284 | 0 |
| 31 Mar 20 | 605 | 165 | 288 | 0 |
| 31 Dec 19 | 650 | 194 | 287 | 0 |
| 30 Sep 19 | 616 | 182 | 279 | 0 |
| 30 Jun 19 | 564 | 168 | 267 | 0 |
| 31 Mar 19 | 526 | 169 | 255 | 0 |
| 31 Dec 18 | 517 | 149 | 235 | 0 |
| 30 Sep 18 | 454 | 120 | 235 | 0 |
| 30 Jun 18 | 414 | 102 | 218 | 0 |
| 31 Mar 18 | 370 | 70 | 202 | 0 |
| 31 Dec 17 | 331 | 72 | 185 | 0 |
| 30 Sep 17 | 331 | 78 | 190 | 0 |
| 30 Jun 17 | 331 | 78 | 192 | 0 |
| 31 Mar 17 | 331 | 80 | 192 | 0 |
| 31 Dec 16 | 315 | 76 | 181 | 0 |
| 30 Sep 16 | 320 | 75 | 185 | 0 |
| 30 Jun 16 | 314 | 72 | 181 | 0 |
| 31 Mar 16 | 309 | 68 | 178 | 0 |
| 31 Dec 15 | 307 | 67 | 177 | 0 |
| 30 Sep 15 | 303 | 64 | 180 | 0 |
| 30 Jun 15 | 304 | 61 | 178 | 0 |
| 31 Mar 15 | 306 | 60 | 177 | 0 |
| 31 Dec 14 | 309 | 52 | 177 | 0 |
Quality Earnings: AUB has a large one-off loss of $124.1M impacting its last 12 months of financial results to 30th September, 2025.
Growing Profit Margin: AUB's current net profit margins (19.8%) are lower than last year (26.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AUB's earnings have declined by 1.2% per year over the past 5 years.
Accelerating Growth: AUB's earnings growth over the past year (5.7%) exceeds its 5-year average (-1.2% per year).
Earnings vs Industry: AUB earnings growth over the past year (5.7%) did not outperform the Banks industry 16.2%.
Return on Equity
High ROE: AUB's Return on Equity (4.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/27 11:32 |
| End of Day Share Price | 2025/10/27 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Atlantic Union Bankshares Corporation is covered by 16 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jason Goldberg | Barclays |
| David Bishop | Hovde Group, LLC |