Metropolitan Bank Holding (MCB) Stock Overview
Operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
MCB Community Fair Values
Create NarrativeSee what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Metropolitan Bank Holding Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$89.52 |
| 52 Week High | US$97.84 |
| 52 Week Low | US$63.06 |
| Beta | 1.02 |
| 1 Month Change | 0.92% |
| 3 Month Change | 6.38% |
| 1 Year Change | 38.43% |
| 3 Year Change | 196.92% |
| 5 Year Change | 37.43% |
| Change since IPO | 140.58% |
Recent News & Updates
Recent updates
MCB: Dividend Increase And Equity Offering Will Support Positive Outlook
Analysts have raised their price target for Metropolitan Bank Holding to $104.67 from $101.33, reflecting updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E expectations. What's in the News Metropolitan Bank Holding Corp.MCB: Follow-On Equity Offering And Buyback Will Support Balanced Outlook
Analysts have trimmed their fair value estimate for Metropolitan Bank Holding from about $103.50 to roughly $101.33, reflecting updated assumptions for revenue growth, profit margins, and future P/E expectations. What's in the News Metropolitan Bank Holding Corp.MCB: Recent Equity Raise And Higher Dividend Will Support Bullish Outlook
Analysts have maintained their price target for Metropolitan Bank Holding at $103.50, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News Completed a follow on equity offering of 2,100,000 common shares at $85 each, raising approximately $178.5 million in gross proceeds (Key Developments).MCB: Equity Raise And Dividend Policy Will Support An Undervalued Bullish Outlook
Analysts have raised their fair value estimate for Metropolitan Bank Holding from $100.33 to $103.50, citing updated assumptions for profit margins and future P/E that modestly adjust their overall price target framework. What's in the News Metropolitan Bank Holding Corp.MCB: Equity Raise And Buybacks Will Support An Undervalued Bullish Outlook
Analysts have raised their price target on Metropolitan Bank Holding to $100.33, reflecting updated assumptions for revenue growth of 23.67%, a profit margin of 36.10%, and a future P/E ratio of 5.19. What's in the News Metropolitan Bank Holding Corp.Metropolitan Bank's Big Run-Up Makes Turning Bullish Difficult Despite Some Big Improvements
Summary Metropolitan Bank has demonstrated robust deposit and loan growth, with deposits rising to $7.38B and loans to $6.71B by fiscal 2025. MCB maintains strong asset quality, with ROA at 1.38% and ROE at 15.6%, outperforming most peers on these metrics. Despite growth, credit quality concerns persist, as non-performing loans rose to 1.28%, exceeding the preferred 0.50% threshold. I maintain a 'hold' rating on MCB due to its fair valuation and elevated credit risk, despite impressive operational performance. Read the full article on Seeking AlphaMCB: Buybacks And Higher Dividend Will Support A Fairly Valued Outlook
Analysts have maintained their $100.33 price target for Metropolitan Bank Holding, citing largely unchanged assumptions regarding the discount rate, revenue growth, profit margin, and future P/E as the basis for their view. What's in the News Metropolitan Bank Holding Corp.MCB: Buybacks And Higher Dividend Will Support A Steady Forward Outlook
Analysts have raised their price target on Metropolitan Bank Holding by about $5, citing updated assumptions that include a fair value estimate of $100.33, a revenue growth outlook of 19.33%, a profit margin of 31.51% and a future P/E of 6.61. What's in the News Metropolitan Bank Holding Corp.MCB: Buybacks And Higher Dividend Will Shape A Balanced Outlook
Analysts have lifted their price target for Metropolitan Bank Holding by about US$5 per share. This reflects updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Metropolitan Bank: Solid Financials, Reasonable Valuation, But Range Trade For Now
Summary Metropolitan Bank Holding Corp. remains solid with stable margins despite recent toppish growth, supported by prudent loan origination and diversification, especially in the CRE market. MCB maintains decent liquidity and capital adequacy, ensuring it can cover risks and crises, with a CET1 Ratio of 12% and total capital ratio of 13.3%. The stock is underpriced, trading at 0.9x book value, offering an 18% upside potential with a target price of $66.93. Despite weakening momentum, MCB's technical indicators suggest a potential rebound after retracement, making range trading a viable strategy with a buy rating. Read the full article on Seeking AlphaMetropolitan Bank Deserves Some Extra Upside From Here
Summary Even after seeing some nice upside, shares of Metropolitan Bank deserve to rise from here. This is in spite of the fact that recent financial performance has been mixed with rising expenses and declining net profits. The company's valuation is relatively low, but its return on assets and equity are not particularly impressive compared to peers. Given the current pricing and asset quality, I believe a soft 'buy' rating is appropriate for Metropolitan Bank at this time. Read the full article on Seeking Alpha
Easing Monetary Policy And Digital Transformation To Propel Banking Path To Profitability
Easing monetary policy and strategic initiatives could enhance earnings, net interest margins, and revenue growth.Metropolitan Bank Holding Corp Has Had An Excellent Run (Rating Downgrade)
Summary Metropolitan Bank Holding Corp. saw a 30% share price surge since late June, outperforming the S&P 500's 4.2% increase. The firm achieved strong Q2 performance, with net interest income rising to $60 million, driven by increased interest-earning assets. Despite a decline in deposits and non-interest income, the bank remains attractively priced compared to peers. Asset quality is decent but not outstanding; however, the bank's overall growth and low valuation make it a solid “buy” candidate. Read the full article on Seeking AlphaIs Now The Time To Put Metropolitan Bank Holding (NYSE:MCB) On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Is Now The Time To Put Metropolitan Bank Holding (NYSE:MCB) On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Metropolitan Bank: Significant Upside With A Margin Of Safety
Summary MCB operates in the New York metropolitan area, primarily catering to wealthy entrepreneurs and small businesses. It owns a diversified and healthy loan portfolio with no signs of permanent credit damage. Its business growth since the IPO has been remarkable, with trends being supported by the current outlook. The bank is also well-capitalized and has strong liquidity levels. But most importantly, its shares are trading at a price that provides a wide margin of safety and significant upside. Read the full article on Seeking AlphaShareholder Returns
| MCB | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.9% | -0.4% | 1.5% |
| 1Y | 38.4% | 19.4% | 28.6% |
Return vs Industry: MCB exceeded the US Banks industry which returned 18.9% over the past year.
Return vs Market: MCB exceeded the US Market which returned 28.4% over the past year.
Price Volatility
| MCB volatility | |
|---|---|
| MCB Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: MCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MCB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 327 | Mark DeFazio | www.mcbankny.com |
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans.
Metropolitan Bank Holding Corp. Fundamentals Summary
| MCB fundamental statistics | |
|---|---|
| Market cap | US$1.12b |
| Earnings (TTM) | US$86.17m |
| Revenue (TTM) | US$302.22m |
Is MCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MCB income statement (TTM) | |
|---|---|
| Revenue | US$302.22m |
| Cost of Revenue | US$0 |
| Gross Profit | US$302.22m |
| Other Expenses | US$216.05m |
| Earnings | US$86.17m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.95 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.51% |
| Debt/Equity Ratio | 3.9% |
How did MCB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/29 14:12 |
| End of Day Share Price | 2026/05/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Metropolitan Bank Holding Corp. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Feddie Strickland | Hovde Group, LLC |
| Steven Alexopoulos | J.P. Morgan |
| David Konrad | Keefe, Bruyette, & Woods |