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Metropolitan Bank Holding Corp.NYSE:MCB Stock Report

Market Cap US$736.1m
Share Price
US$68.84
My Fair Value
US$87.33
21.2% undervalued intrinsic discount
1Y22.5%
7D-9.0%
Portfolio Value
View

Metropolitan Bank Holding Corp.

NYSE:MCB Stock Report

Market Cap: US$736.1m

Metropolitan Bank Holding (MCB) Stock Overview

Operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. More details

MCB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth4/6
Past Performance3/6
Financial Health6/6
Dividends1/6

MCB Community Fair Values

Create Narrative

See what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.

Metropolitan Bank Holding Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Metropolitan Bank Holding
Historical stock prices
Current Share PriceUS$68.84
52 Week HighUS$81.33
52 Week LowUS$47.08
Beta1.12
1 Month Change-9.81%
3 Month Change-3.45%
1 Year Change22.47%
3 Year Change4.30%
5 Year Change131.16%
Change since IPO85.00%

Recent News & Updates

Recent updates

Metropolitan Bank: Time For A Downgrade After A Phenomenal Run

Sep 04

Metropolitan Bank: Solid Financials, Reasonable Valuation, But Range Trade For Now

Mar 09

Metropolitan Bank Deserves Some Extra Upside From Here

Dec 26
User avatar

Easing Monetary Policy And Digital Transformation To Propel Banking Path To Profitability

Easing monetary policy and strategic initiatives could enhance earnings, net interest margins, and revenue growth.

Metropolitan Bank Holding Corp Has Had An Excellent Run (Rating Downgrade)

Sep 27

Is Now The Time To Put Metropolitan Bank Holding (NYSE:MCB) On Your Watchlist?

Sep 20
Is Now The Time To Put Metropolitan Bank Holding (NYSE:MCB) On Your Watchlist?

Is Now The Time To Put Metropolitan Bank Holding (NYSE:MCB) On Your Watchlist?

Apr 16
Is Now The Time To Put Metropolitan Bank Holding (NYSE:MCB) On Your Watchlist?

Metropolitan Bank: Significant Upside With A Margin Of Safety

Mar 19

Metropolitan Bank Holding: A Stellar Opportunity To Bank On

Dec 04

Metropolitan Bank Holding: Favorable Risk/Reward Profile

Sep 11

Metropolitan Bank: Well Capitalized And Undervalued

Jun 26

Shareholder Returns

MCBUS BanksUS Market
7D-9.0%1.3%1.0%
1Y22.5%20.3%17.5%

Return vs Industry: MCB exceeded the US Banks industry which returned 20.3% over the past year.

Return vs Market: MCB exceeded the US Market which returned 17.5% over the past year.

Price Volatility

Is MCB's price volatile compared to industry and market?
MCB volatility
MCB Average Weekly Movement4.8%
Banks Industry Average Movement3.9%
Market Average Movement6.5%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: MCB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MCB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1997292Mark DeFaziowww.mcbankny.com

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. The company offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. It also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance; letters of credit; and term loans.

Metropolitan Bank Holding Corp. Fundamentals Summary

How do Metropolitan Bank Holding's earnings and revenue compare to its market cap?
MCB fundamental statistics
Market capUS$736.10m
Earnings (TTM)US$63.66m
Revenue (TTM)US$261.46m
11.2x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MCB income statement (TTM)
RevenueUS$261.46m
Cost of RevenueUS$0
Gross ProfitUS$261.46m
Other ExpensesUS$197.80m
EarningsUS$63.66m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)6.13
Gross Margin100.00%
Net Profit Margin24.35%
Debt/Equity Ratio42.8%

How did MCB perform over the long term?

See historical performance and comparison

Dividends

0.9%
Current Dividend Yield
n/a
Payout Ratio

Does MCB pay a reliable dividends?

See MCB dividend history and benchmarks
When do you need to buy MCB by to receive an upcoming dividend?
Metropolitan Bank Holding dividend dates
Ex Dividend DateOct 30 2025
Dividend Pay DateNov 14 2025
Days until Ex dividend2 days
Days until Dividend pay date17 days

Does MCB pay a reliable dividends?

See MCB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/27 21:24
End of Day Share Price 2025/10/27 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Metropolitan Bank Holding Corp. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Feddie StricklandHovde Group, LLC
Steven AlexopoulosJ.P. Morgan
Christopher McGrattyKeefe, Bruyette, & Woods