Farmers & Merchants Bancorp (FMCB) Stock Overview
Operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for FMCB from our risk checks.
FMCB Community Fair Values
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Farmers & Merchants Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$1,017.99 |
| 52 Week High | US$1,099.00 |
| 52 Week Low | US$960.00 |
| Beta | 0.064 |
| 1 Month Change | -0.83% |
| 3 Month Change | 1.90% |
| 1 Year Change | 5.16% |
| 3 Year Change | 6.04% |
| 5 Year Change | 43.99% |
| Change since IPO | 1,641.09% |
Recent News & Updates
Recent updates
Shareholder Returns
| FMCB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.3% | -0.4% | 0.1% |
| 1Y | 5.2% | 18.1% | 14.7% |
Return vs Industry: FMCB underperformed the US Banks industry which returned 18.1% over the past year.
Return vs Market: FMCB underperformed the US Market which returned 14.7% over the past year.
Price Volatility
| FMCB volatility | |
|---|---|
| FMCB Average Weekly Movement | 2.5% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FMCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FMCB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1916 | 373 | Kent Steinwert | www.fmbonline.com |
Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. The company offers deposit products, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. It also provides a range of lending products, such as commercial, commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and credit card services; commercial products, including term loans, lines of credit and other working capital financing, and letters of credit; and financing products, such as automobile financing, home improvement, and home equity lines of credit.
Farmers & Merchants Bancorp Fundamentals Summary
| FMCB fundamental statistics | |
|---|---|
| Market cap | US$703.02m |
| Earnings (TTM) | US$91.63m |
| Revenue (TTM) | US$230.93m |
Is FMCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FMCB income statement (TTM) | |
|---|---|
| Revenue | US$230.93m |
| Cost of Revenue | US$0 |
| Gross Profit | US$230.93m |
| Other Expenses | US$139.30m |
| Earnings | US$91.63m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 132.68 |
| Gross Margin | 100.00% |
| Net Profit Margin | 39.68% |
| Debt/Equity Ratio | 1.6% |
How did FMCB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/20 10:59 |
| End of Day Share Price | 2025/10/17 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Farmers & Merchants Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.