Bank of America (BAC) Stock Overview
Through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
BAC Community Fair Values
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Analyst Price Targets
Top Community Narratives
Bank of America Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$51.23 |
| 52 Week High | US$57.55 |
| 52 Week Low | US$42.35 |
| Beta | 1.22 |
| 1 Month Change | -5.04% |
| 3 Month Change | -2.92% |
| 1 Year Change | 18.45% |
| 3 Year Change | 82.31% |
| 5 Year Change | 21.86% |
| Change since IPO | 3,178.72% |
Recent News & Updates
Narrative Update • May 10
BAC: Private Credit Expansion Will Support Future Returns Despite Mixed Street Signals
Bank of America's analyst fair value estimate edges up to $62.98 from $62.72, as analysts factor in slightly higher revenue growth and adjust P/E and discount rate assumptions in light of mixed but active recent price target moves across the Street. Analyst Commentary Recent Street research around Bank of America shows both optimism and caution, with several firms adjusting price targets in different directions and a few changing their overall stance on the stock.Seeking Alpha • May 03
Bank of America: How I Double The Average Dividend Yield
Summary Bank of America delivered strong Q1 results, with net income up 12% QoQ and robust preferred dividend coverage. BAC.PR.L preferred shares yield 5.9% and offer potential capital appreciation via forced conversion if BAC common exceeds $65 for 20 days. I favor a blend of BAC common and Series L preferreds for yield and capital gain exposure, recommending both on weakness. Adding Series L below $1,200/share increases yield above 6% and capital gain potential above 8% upon conversion. Read the full article on Seeking AlphaRecent updates
Narrative Update • May 10
BAC: Private Credit Expansion Will Support Future Returns Despite Mixed Street Signals
Bank of America's analyst fair value estimate edges up to $62.98 from $62.72, as analysts factor in slightly higher revenue growth and adjust P/E and discount rate assumptions in light of mixed but active recent price target moves across the Street. Analyst Commentary Recent Street research around Bank of America shows both optimism and caution, with several firms adjusting price targets in different directions and a few changing their overall stance on the stock.Seeking Alpha • May 03
Bank of America: How I Double The Average Dividend Yield
Summary Bank of America delivered strong Q1 results, with net income up 12% QoQ and robust preferred dividend coverage. BAC.PR.L preferred shares yield 5.9% and offer potential capital appreciation via forced conversion if BAC common exceeds $65 for 20 days. I favor a blend of BAC common and Series L preferreds for yield and capital gain exposure, recommending both on weakness. Adding Series L below $1,200/share increases yield above 6% and capital gain potential above 8% upon conversion. Read the full article on Seeking AlphaNarrative Update • Apr 24
BAC: Private Credit Deployment And Cost Discipline Will Support Future Returns
Bank of America’s updated analyst price target edges higher to $62.72 from $60.42, reflecting a mix of recent target raises and cuts as analysts highlight modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent Street research shows a mix of optimism and caution around Bank of America, with several firms lifting price targets and a few trimming them or adjusting ratings.Narrative Update • Apr 09
BAC: Private Credit Expansion And Expense Discipline Will Support Future Returns
Bank of America's analyst price target has been trimmed by about $1 to $60.42, as analysts adjust fair value, discount rate and P/E assumptions while balancing a mix of recent target cuts and upgrades across major firms. Analyst Commentary Recent Street research on Bank of America reflects a split view, with several firms cutting price targets while others issue upgrades or initiate coverage with constructive ratings.Narrative Update • Mar 25
BAC: Net Interest Income And Expense Discipline Will Support Future Returns
Analysts have nudged the Bank of America price target slightly lower to about $61.77, reflecting a modestly reduced fair value estimate alongside updated assumptions on discount rate, profit margin, and future P/E after a mix of target raises and cuts across recent research. Analyst Commentary Recent Street research on Bank of America shows a mix of optimism and caution, with several firms adjusting price targets and ratings as they revisit assumptions on earnings power, profitability, and valuation multiples.Narrative Update • Mar 11
BAC: Net Interest Income And Cost Control Will Support Future Earnings
Narrative Update: Bank of America The updated analyst price target for Bank of America edges slightly lower to about $62.19, with analysts citing modest tweaks to discount rate assumptions and P/E expectations after a mix of recent target raises and cuts across the Street. Analyst Commentary Recent research on Bank of America shows a split view, with some firms lifting targets and ratings while others pull back slightly or turn more cautious.
New Narrative • Mar 01
Bank of America (BAC): The Efficiency Engine – Navigating the "Soft Landing" and Rate Normalization
Bank of America (BAC) has entered 2026 as a primary case study in operational resilience. As of the February 27 close, the stock is trading at $49.83 , having faced some technical pressure following a peak near $57 earlier in the year.Narrative Update • Feb 25
BAC: Net Interest Income And Expense Discipline Will Support Future Earnings Power
The analyst price target for Bank of America has edged higher to about $62.52. Analysts point to updated assumptions for discount rates, profit margins, and a modestly higher future P/E multiple, as they balance mixed recent target changes with generally constructive long term earnings themes.Narrative Update • Feb 10
BAC: Net Interest Income And Expense Discipline Will Drive Future Earnings Power
Analysts nudged their fair value target for Bank of America slightly lower to about US$62.23, reflecting a mix of recent Street price target moves and updated assumptions around the discount rate, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Street research on Bank of America is mixed, with several firms tweaking price targets and ratings as they reassess earnings power, valuation, and execution risks.Narrative Update • Jan 27
BAC: Net Interest Income And Expense Discipline Will Support Future Capital Returns
Analysts have trimmed our Bank of America fair value estimate by about US$0.20 per share to US$62.29, reflecting slightly higher discount rate assumptions, more cautious revenue growth inputs, modestly higher profit margins, and a lower forward P/E in line with the recent mix of reduced and reiterated price targets across the Street. Analyst Commentary Street research on Bank of America has been mixed recently, with several firms cutting price targets while others initiated or reiterated constructive views and, in some cases, raised targets.Narrative Update • Jan 12
BAC: Durable Net Interest Income Tailwinds Will Support Future Capital Returns
Narrative Update Overview The analyst price target for Bank of America has moved higher from about US$59.65 to roughly US$62.11. Analysts attribute this change to stronger modeled revenue growth, a slightly lower discount rate, and higher future P/E assumptions.Narrative Update • Dec 27
BAC: Future Capital Returns And Macro Tailwinds Will Support Balanced Risk Reward Outlook
Analysts have nudged our Bank of America fair value estimate higher to approximately $59.65 from about $58.98. This reflects a series of upward price target revisions that highlight solid revenue growth, improved net interest income expectations, and one of the more attractive risk and reward profiles among large universal banks.Narrative Update • Dec 13
BAC: Future Capital Returns And Macro Tailwinds Will Support Fairly Valued Outlook
Analysts have nudged their fair value estimate for Bank of America slightly higher to about $58.98 per share from roughly $58.90, citing a series of recent price target increases, modestly stronger projected revenue growth and margins, as well as continued confidence in the bank's risk reward profile among large commercial peers. Analyst Commentary Recent Street research on Bank of America has tilted notably positive, with multiple firms lifting price targets and, in at least one case, upgrading the stock, reflecting growing confidence in the bank's earnings trajectory and capital return potential.Narrative Update • Nov 29
BAC: Recent Earnings Strength And Capital Changes Will Shape Fairly Valued Outlook
Bank of America's analyst price target has inched down slightly to approximately $58.90, as analysts factor in steady revenue and margin improvements along with evolving market conditions. Analyst Commentary Recent Street research reports highlight a mix of optimism and select caution around Bank of America's outlook, with analysts weighing strong earnings, favorable industry trends, and valuation considerations.Narrative Update • Nov 15
BAC: Strong Operating Momentum And Revenue Growth Will Drive Upside Potential Ahead
Bank of America's analyst price target has been modestly raised from $57.98 to $58.94 per share as analysts highlight stronger revenue growth, improved profit margins, and robust operating performance across the sector. Analyst Commentary Recent market research provides a nuanced perspective on Bank of America, reflecting both increasing confidence as well as lingering caution among analysts.Narrative Update • Oct 31
BAC: Solid Loan And Deposit Trends Will Balance Industry Competition Ahead
Bank of America's analyst price target has been raised by $0.75 to $57.98, as analysts cite the company's solid Q3 revenue growth, positive operating leverage, and continued improvement in loan and deposit performance as key drivers behind the updated valuation. Analyst Commentary Recent Street research offers a nuanced view on Bank of America, highlighting both opportunities and risks based on the company's recent financial performance and broader industry trends.Narrative Update • Oct 17
Digital Engagement And Credit Diversification Will Strengthen Future Position
Bank of America’s fair value estimate has increased by $2, rising from $55.23 to $57.23. Analysts cite improved earnings outlook, resilient revenue growth, and attractive risk/reward dynamics as factors supporting the higher price target.Narrative Update • Oct 03
Digital Engagement And Credit Diversification Will Strengthen Future Position
The analyst price target for Bank of America has increased from $53.69 to $55.23 as analysts cite improved long-term earnings growth prospects and resilient fundamentals for the bank. Analyst Commentary Recent updates from Street research firms provide a nuanced view of Bank of America's outlook, with both optimistic and more cautious analyst positions emerging in response to the bank's performance and market dynamics.Narrative Update • Sep 17
Digital Engagement And Credit Diversification Will Strengthen Future Position
Analysts have raised Bank of America's price target slightly, citing structural advantages, resilient consumer trends, and improved capital markets outlook, though concerns over rising expenses and valuation temper further upside; as a result, the consensus price target increased modestly from $53.52 to $53.69. Analyst Commentary Bullish analysts highlight long-term structural advantages due to Bank of America's scale, leading to sustainable, predictable returns and superior profitability compared to peers.Analysis Article • Sep 03
Bank of America's (NYSE:BAC) Upcoming Dividend Will Be Larger Than Last Year's
Bank of America Corporation's ( NYSE:BAC ) dividend will be increasing from last year's payment of the same period to...Analysis Article • Aug 20
Bank of America (NYSE:BAC) Is Increasing Its Dividend To $0.28
Bank of America Corporation ( NYSE:BAC ) will increase its dividend from last year's comparable payment on the 26th of...Analysis Article • Aug 04
Bank of America (NYSE:BAC) Has Announced That It Will Be Increasing Its Dividend To $0.28
Bank of America Corporation ( NYSE:BAC ) will increase its dividend from last year's comparable payment on the 26th of...Seeking Alpha • Apr 21
Bank of America: I Was Wrong (Rating Downgrade)
Summary Bank of America Corporation has shown impressive earnings growth, with net income at $7.4 billion and EPS at $0.90, indicating strength in long-term trends. Despite strong financial performance, the stock has declined nearly 18%, prompting a downgrade to a "buy" rating due to potential sector underperformance. Comparative valuations show BAC trading at a favorable price-book ratio of 1.028x, lower than most peers, indicating potential investment value. Technical analysis reveals bearish patterns and resistance levels for BAC stock, but potential upside exists if key resistance at $39.20 is breached. Read the full article on Seeking AlphaSeeking Alpha • Apr 15
Wall Street Lunch: Banks Liking These Market Swings
Summary Banks like Goldman Sachs, Bank of America, and Citigroup are thriving amid market volatility, with strong trading and equity sales driving impressive earnings. Johnson & Johnson shows resilience, while Albertsons struggles with lower-than-expected EPS and sales projections. The S&P 500's Death Cross signals potential bearish trends, while high tariffs historically lead to significant drops in large-cap earnings. Fund managers are highly concerned about a potential trade war, marking the bearish sentiment, suggesting a contrarian buying opportunity. Read the full article on Seeking AlphaSeeking Alpha • Mar 25
Bank Of America: Weak Stock Performance As A Warning
Summary Bank of America holds substantial exposure to consumer and small business loans, with Warren Buffett selling shares in 2024. A potential recession in 2025, driven by Trump’s stagflation policies and a Wall Street pullback in wealth, could push shares significantly lower. Technical momentum analysis reveals ultra-weak performance, particularly from OBV and EMV calculations, suggesting further downside risk for BAC. Read the full article on Seeking AlphaSeeking Alpha • Feb 27
Bank of America: Share Price Pressure Is Good News For Long-Term Shareholders
Summary Recent strong performance of Bank of America's share price brought valuation more in line with current business fundamentals. While BAC is closer to fair value at the moment, shareholder returns in 2025 are likely to come under pressure. Excess cash will continue to weigh on returns, but ultimately this is good news for long-term shareholders. Read the full article on Seeking Alpha
New Narrative • Feb 10
Narrative update from Stjepan Kalinic
Bank of America (BofA) exceeded Q4 2024 expectations by reporting net interest income (NII) of $14.5 billion, surpassing estimates by $170 million. Higher interest rates and an increase in commercialSeeking Alpha • Feb 04
Bank of America: Pay Attention To What Buffett Does Next
Summary Warren Buffett has sold approximately $325 billion worth of stocks, primarily focusing on clearly expensive Apple as well as Bank of America. Buffett once said he might have chosen banks over insurance stocks for Berkshire, but several factors including float and risk make this doubtful. A huge gap between BAC initial cost and later adds as well as the measured pace of selling suggest that Buffett may be selling only high basis shares. Buffett's remaining Bank of America shares like may be kept like Coca-Cola for dividends and buybacks. Buffett bought Chubb while selling Bank of America clearly indicating his preference. Read the full article on Seeking Alpha
New Narrative • Feb 03
Narrative update from Richard Bowman
BofA Ends 2024 with a Solid Performance Across all Segments. Bank of America performed very well across the board in the Q4 2024 with solid improvements in net interest income and non-interest incomeShareholder Returns
| BAC | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.8% | -2.0% | -1.0% |
| 1Y | 18.5% | 15.1% | 23.3% |
Return vs Industry: BAC exceeded the US Banks industry which returned 15.1% over the past year.
Return vs Market: BAC underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| BAC volatility | |
|---|---|
| BAC Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: BAC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BAC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1784 | 212,000 | Brian Moynihan | www.bankofamerica.com |
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans.
Bank of America Corporation Fundamentals Summary
| BAC fundamental statistics | |
|---|---|
| Market cap | US$359.80b |
| Earnings (TTM) | US$30.26b |
| Revenue (TTM) | US$109.59b |
12.0x
P/E Ratio1.3x
P/B RatioIs BAC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BAC income statement (TTM) | |
|---|---|
| Revenue | US$109.59b |
| Cost of Revenue | US$0 |
| Gross Profit | US$109.59b |
| Other Expenses | US$79.33b |
| Earnings | US$30.26b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 14, 2026
| Earnings per share (EPS) | 4.26 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.61% |
| Debt/Equity Ratio | 262.2% |
How did BAC perform over the long term?
See historical performance and comparisonDividends
2.2%
Current Dividend Yield27%
Payout RatioDoes BAC pay a reliable dividends?
See BAC dividend history and benchmarks| Bank of America dividend dates | |
|---|---|
| Ex Dividend Date | Jun 05 2026 |
| Dividend Pay Date | Jun 26 2026 |
| Days until Ex dividend | 15 days |
| Days until Dividend pay date | 36 days |
Does BAC pay a reliable dividends?
See BAC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/20 21:47 |
| End of Day Share Price | 2026/05/20 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bank of America Corporation is covered by 54 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |