Citigroup (C) Stock Overview
A diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
C Community Fair Values
Create NarrativeSee what 378 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
Citigroup Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$127.44 |
| 52 Week High | US$135.29 |
| 52 Week Low | US$69.17 |
| Beta | 1.08 |
| 1 Month Change | 10.53% |
| 3 Month Change | 10.14% |
| 1 Year Change | 80.54% |
| 3 Year Change | 175.13% |
| 5 Year Change | 69.74% |
| Change since IPO | 628.22% |
Recent News & Updates
Recent updates
C: AI Wealth Tools And Capital Actions Will Shape Balanced Outlook
Analysts have revised their price target on Citigroup to $142.50 from $132.18, citing updated assumptions around fair value, discount rate, revenue growth, profit margins and future P/E expectations. What's in the News Citi Wealth introduced Citi Sky, an always on AI powered tool built with Google Cloud and Google DeepMind technology.C: Banamex Stake Sales And Capital Actions Will Shape Balanced Outlook
Analysts have adjusted their price target for Citigroup slightly lower to reflect a fair value move from about $134.32 to $132.18. They tie this to updated assumptions around the discount rate, revenue growth, profit margins, and future P/E expectations.Wall Street Lunch: Big Banks Open Earnigs Season With Mixed Results
Apr 14
Citigroup Inc. (C): The "Restructuring Redemption" and the Q1 2026 Proof of Concept
Citigroup Inc. (C) entered the week of April 13, 2026 , as one of the most watched entities on Wall Street, with shares trading near $128.50 USD.
C: Capital Actions And European Expansion Will Shape Future Earnings Quality
Analysts have trimmed their average price target on Citigroup to about $112.86 from roughly $114.04, reflecting updated assumptions for revenue growth, profit margins and future P/E multiples. What's in the News Citi has signed a long term lease for office space in The Rock, a new office building in Luxembourg’s Cloche d’Or district.C: Banamex Stake Sale And Capital Actions Will Drive Future Upside
Analysts have raised their price target on Citigroup from $116.00 to about $134.32, citing updated assumptions that include different revenue growth, profit margin, future P/E expectations, and an adjusted discount rate. What's in the News Citi signed a long term lease for premium office space in The Rock, a new 9,492 m² office development in Luxembourg’s Cloche d’Or district.C: Capital Actions And Consumer Restructuring Will Shape Future Earnings Quality
Analysts have nudged their Citigroup price target slightly lower to about $114.04 from roughly $114.36, reflecting updated views on growth, profitability, discount rates and future P/E assumptions. What's in the News Citigroup Global Markets Inc.
C: Future Capital Restructuring And Buybacks Will Support A Higher Share Price
Analysts have lifted their fair value estimate for Citigroup from $102.80 to $150.00, citing updated assumptions for revenue growth of 10.00%, a profit margin of 22.61%, a discount rate of 8.05% and a forward P/E of 11.88x. What's in the News Citigroup Inc.C: Future Buybacks And Consumer Restructuring Will Shape Earnings Quality
Analysts have nudged their price target on Citigroup higher to about $114 from roughly $112, citing updated assumptions around slightly stronger revenue growth, a modestly higher profit margin profile, a lower discount rate, and a somewhat higher future P/E multiple. What's in the News Citigroup repurchased 53,855,104 shares from October 1, 2025 to December 31, 2025, representing 3.01% of shares for US$5,600m.C: Future Buybacks And Impairment Charges Will Shape Earnings Quality
Analysts have lifted their fair value estimate for Citigroup from about US$95.74 to around US$111.68, citing updated assumptions for revenue growth, profit margin, and a lower future P/E multiple as key drivers of the change. What's in the News Citi is considering additional stake sales in its Mexican retail banking unit Banamex, after closing the sale of a 25% stake to Mexican investor Fernando Chico Pardo in mid December, while continuing preparations for a public sale of its remaining shares (Key Developments).C: Future Reorganization And Goodwill Charges Will Undermine Earnings Quality
Analysts have raised their price target on Citigroup to around $96 from about $76, citing updated assumptions that include a higher discount rate, a slightly lower revenue growth outlook, a higher profit margin, and a modestly lower expected future P/E multiple. What's in the News Citi created a new 6.625% Fixed Rate Reset Noncumulative Preferred Stock, Series HH, by filing a Certificate of Designations in Delaware.C: Business Reorganization And Digital Initiatives Will Shape Balanced Future Returns
Analysts have modestly raised their price target on Citigroup, increasing their fair value estimate from 114.33 dollars to 116.00 dollars. This reflects slightly stronger expectations for revenue growth, profit margins, and future valuation multiples.C: Corporate Restructuring And Buybacks Will Shape Returns Amid Margin Pressure
Citigroup's analyst price target has been modestly revised upward from $114.10 to $114.33, as analysts reassess key financial metrics and near-term earnings expectations. What's in the News Citi will integrate its Retail Bank into the Wealth business, consolidating relationship tiers under Kate Luft.C: Share Buyback Momentum And Digital Payments Expansion Will Drive Upside
Citigroup's analyst price target has been raised slightly from $113.38 to $114.10. This reflects analysts' optimism based on marginal improvements in profit outlook and revenue growth forecasts.C: Digital Asset Expansion Will Drive New Revenue Streams Ahead
Analysts have slightly increased their price target for Citigroup from $112.93 to $113.38. This reflects modest improvements in revenue growth and profitability forecasts.Digital Transformation And Cross-Border Trade Will Unlock Opportunity
Citigroup's analyst price target has risen from $108.50 to $112.93. Analysts cite improved profit margin projections and a more favorable future P/E ratio as key drivers of this upward revision.Digital Transformation And Cross-Border Trade Will Unlock Opportunity
Citigroup's analyst price target has been raised from $103.17 to $108.50. Analysts cite slightly improved revenue growth expectations, stable profit margins, and a modestly lower discount rate as key factors supporting the upward revision.Digital Transformation And Cross-Border Trade Will Unlock Opportunity
Citigroup's consensus price target saw a slight increase to $103.17, as analysts maintained stable future P/E and revenue growth forecasts. What's in the News Citigroup and Banco de Chile extended multiple key agreements, including the Cooperation, Global Connectivity, Trademark License, and Master Services Agreements, until at least 2028, with automatic and discretionary renewal provisions.Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
Aug 01
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins;Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
Jul 18Citigroup: CCAR Is A Potential Game Changer In June 2025
Apr 20Transformation And Technology Will Empower Banking And Wealth
Technology investments and transformation initiatives aim to boost efficiency and revenue, enhancing operating leverage and profitability.Citigroup: A Stable And Consistent Financial Stock For Every Portfolio
Apr 01The Recent Panic Provides An Opportunity To Buy Citigroup
Mar 12Citigroup: Reiterating Buy Despite Buffett Selling
Feb 25Citigroup's TTS Remains Its Crown Jewel - Recovery In Progress
Jan 18Citigroup: Buying The Dip Post Jobs Report
Jan 11Citigroup A Safe Dividend Play But Profit Margins Need Improvement
Dec 31Citigroup: Doubters Become Believers In 2025
Dec 19Shareholder Returns
| C | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.4% | 1.2% | 0.8% |
| 1Y | 80.5% | 26.9% | 27.7% |
Return vs Industry: C exceeded the US Banks industry which returned 26.9% over the past year.
Return vs Market: C exceeded the US Market which returned 27.7% over the past year.
Price Volatility
| C volatility | |
|---|---|
| C Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: C has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: C's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1812 | 224,000 | Jane Fraser | www.citigroup.com |
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth.
Citigroup Inc. Fundamentals Summary
| C fundamental statistics | |
|---|---|
| Market cap | US$218.28b |
| Earnings (TTM) | US$14.70b |
| Revenue (TTM) | US$78.73b |
14.8x
P/E Ratio1.1x
P/B RatioIs C overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| C income statement (TTM) | |
|---|---|
| Revenue | US$78.73b |
| Cost of Revenue | US$0 |
| Gross Profit | US$78.73b |
| Other Expenses | US$64.04b |
| Earnings | US$14.70b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 14, 2026
| Earnings per share (EPS) | 8.62 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.67% |
| Debt/Equity Ratio | 352.4% |
How did C perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield29%
Payout RatioDoes C pay a reliable dividends?
See C dividend history and benchmarks| Citigroup dividend dates | |
|---|---|
| Ex Dividend Date | May 04 2026 |
| Dividend Pay Date | May 22 2026 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 19 days |
Does C pay a reliable dividends?
See C dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/01 16:52 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citigroup Inc. is covered by 50 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| Jason Goldberg | Barclays |
| Jason Goldberg | Barclays |