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Donegal Group Inc.NasdaqGS:DGIC.A Stock Report

Market Cap US$649.4m
Share Price
US$17.08
US$19.25
11.3% undervalued intrinsic discount
1Y-11.0%
7D1.9%
1D
Portfolio Value
View

Donegal Group Inc.

NasdaqGS:DGIC.A Stock Report

Market Cap: US$649.4m

Donegal Group (DGIC.A) Stock Overview

An insurance holding company, provides commercial and personal lines of property and casualty coverages. More details

DGIC.A fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends6/6

DGIC.A Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Donegal Group Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Donegal Group
Historical stock prices
Current Share PriceUS$17.24
52 Week HighUS$21.06
52 Week LowUS$16.11
Beta-0.0072
1 Month Change0.17%
3 Month Change1.77%
1 Year Change-10.95%
3 Year Change12.31%
5 Year Change13.12%
Change since IPO271.50%

Recent News & Updates

Narrative Update Jun 07

DGIC.A: I Expect Higher Dividend And Lower Catastrophe Reserves Will Drive Upside

Analysts trimmed their price target on Donegal Group by $0.50, citing updated assumptions for revenue growth, profit margins, and future P/E levels, while keeping their fair value estimate steady at $19.25. What's in the News The board of directors declared a regular quarterly cash dividend of $0.1925 per share for Class A common stock and $0.175 per share for Class B common stock.
Narrative Update May 06

DGIC.A: I Expect Lower Catastrophe Reserves Will Support Future Upside

The analyst price target for Donegal Group has been trimmed from $20.50 to $19.25 as analysts factor in assumptions of slower premium and net investment income growth, higher large fire losses and expenses, and smaller reserve releases. These factors are partly offset by expectations for lower core and 2027 weather related loss reserves and by adjustments to revenue growth, profit margin, discount rate, and future P/E inputs.

Recent updates

Narrative Update Jun 07

DGIC.A: I Expect Higher Dividend And Lower Catastrophe Reserves Will Drive Upside

Analysts trimmed their price target on Donegal Group by $0.50, citing updated assumptions for revenue growth, profit margins, and future P/E levels, while keeping their fair value estimate steady at $19.25. What's in the News The board of directors declared a regular quarterly cash dividend of $0.1925 per share for Class A common stock and $0.175 per share for Class B common stock.
Narrative Update May 06

DGIC.A: I Expect Lower Catastrophe Reserves Will Support Future Upside

The analyst price target for Donegal Group has been trimmed from $20.50 to $19.25 as analysts factor in assumptions of slower premium and net investment income growth, higher large fire losses and expenses, and smaller reserve releases. These factors are partly offset by expectations for lower core and 2027 weather related loss reserves and by adjustments to revenue growth, profit margin, discount rate, and future P/E inputs.
Analysis Article Dec 24

Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.1725

The board of Donegal Group Inc. ( NASDAQ:DGIC.A ) has announced that it will pay a dividend of $0.1725 per share on the...
Analysis Article Oct 21

Donegal Group (NASDAQ:DGIC.A) Will Pay A Dividend Of $0.1725

Donegal Group Inc. ( NASDAQ:DGIC.A ) has announced that it will pay a dividend of $0.1725 per share on the 15th of...
User avatar
New Narrative Sep 24

Critical Underwriting And Diversification Fuel Optimistic Earnings Growth In The Insurance Sector

Introduction of improved underwriting tools and a shift towards high-yield investments are likely to positively affect Donegal Group's net margins and earnings.
Analysis Article Jul 30

Donegal Group (NASDAQ:DGIC.A) Has Affirmed Its Dividend Of $0.1725

Donegal Group Inc.'s ( NASDAQ:DGIC.A ) investors are due to receive a payment of $0.1725 per share on 15th of August...
Analysis Article Jul 18

It's A Story Of Risk Vs Reward With Donegal Group Inc. (NASDAQ:DGIC.A)

Donegal Group Inc.'s ( NASDAQ:DGIC.A ) price-to-sales (or "P/S") ratio of 0.5x may look like a pretty appealing...
Analysis Article Jul 25

Donegal Group (NASDAQ:DGIC.A) Has Announced A Dividend Of $0.17

The board of Donegal Group Inc. ( NASDAQ:DGIC.A ) has announced that it will pay a dividend on the 15th of August, with...
Analysis Article Apr 25

Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.17

Donegal Group Inc. ( NASDAQ:DGIC.A ) has announced that it will pay a dividend of $0.17 per share on the 15th of May...
Analysis Article Jan 15

Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.165

Donegal Group Inc. ( NASDAQ:DGIC.A ) has announced that it will pay a dividend of $0.165 per share on the 15th of...
Analysis Article Dec 27

Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.165

Donegal Group Inc.'s ( NASDAQ:DGIC.A ) investors are due to receive a payment of $0.165 per share on 15th of February...

Shareholder Returns

DGIC.AUS InsuranceUS Market
7D1.9%3.7%-2.5%
1Y-11.0%-6.8%22.7%

Return vs Industry: DGIC.A underperformed the US Insurance industry which returned -6.8% over the past year.

Return vs Market: DGIC.A underperformed the US Market which returned 22.7% over the past year.

Price Volatility

Is DGIC.A's price volatile compared to industry and market?
DGIC.A volatility
DGIC.A Average Weekly Movement3.4%
Insurance Industry Average Movement4.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: DGIC.A has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DGIC.A's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1986n/aKevin Burkewww.donegalgroup.com

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment.

Donegal Group Inc. Fundamentals Summary

How do Donegal Group's earnings and revenue compare to its market cap?
DGIC.A fundamental statistics
Market capUS$649.39m
Earnings (TTM)US$65.65m
Revenue (TTM)US$968.84m
9.7x
P/E Ratio
0.7x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DGIC.A income statement (TTM)
RevenueUS$968.84m
Cost of RevenueUS$886.26m
Gross ProfitUS$82.58m
Other ExpensesUS$16.94m
EarningsUS$65.65m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.77
Gross Margin8.52%
Net Profit Margin6.78%
Debt/Equity Ratio5.4%

How did DGIC.A perform over the long term?

See historical performance and comparison

Dividends

4.5%
Current Dividend Yield
41%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/08 20:15
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Donegal Group Inc. is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamBrean Capital Historical (Janney Montgomery)
Meyer ShieldsKeefe, Bruyette, & Woods
Daniel SchlemmerMacquarie Research