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Employers Holdings, Inc.NYSE:EIG Stock Report

Market Cap US$800.9m
Share Price
US$43.90
US$46.5
5.6% undervalued intrinsic discount
1Y-9.9%
7D1.3%
1D
Portfolio Value
View

Employers Holdings, Inc.

NYSE:EIG Stock Report

Market Cap: US$800.9m

Employers Holdings (EIG) Stock Overview

Through its subsidiaries, provides workers' compensation insurance and services in the United States. More details

EIG fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance1/6
Financial Health4/6
Dividends4/6

EIG Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Employers Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Employers Holdings
Historical stock prices
Current Share PriceUS$43.90
52 Week HighUS$49.39
52 Week LowUS$35.73
Beta0.50
1 Month Change4.87%
3 Month Change9.20%
1 Year Change-9.86%
3 Year Change21.57%
5 Year Change4.03%
Change since IPO119.83%

Recent News & Updates

Recent updates

Narrative Update Feb 15

EIG: Higher Future P/E Assumptions Will Support A More Optimistic Outlook

Analysts have modestly adjusted their price target framework for Employers Holdings to around $49.00 per share. The revision reflects small tweaks to inputs such as the discount rate and the assumed future P/E, while keeping the estimated fair value broadly aligned with prior assessments.
Narrative Update Feb 01

EIG: Higher Future P/E Assumptions Will Support A More Optimistic Outlook

Analysts have raised their price target on Employers Holdings from US$46 to US$49, citing updated assumptions regarding the discount rate, revenue growth, profit margins, and a higher future P/E multiple in their valuation work. Valuation Changes Fair value estimate raised from US$46 to US$49.0, a modest upward revision to the target level used in the model.
Seeking Alpha Oct 14

Employers Holdings: Treading Water Amid Challenging Industry Dynamics

Summary Employers Holdings has faced ongoing challenges in the workers comp insurance sector, with stagnant pricing and rising claims costs limiting upside. EIG's underwriting remains comparatively solid, but combined ratios have worsened, leading to underwriting losses and a shift toward margin over growth. Recent rate increases in California offer some optimism, but premium growth and earnings acceleration remain uncertain in the near term. EIG is fairly valued in the mid-$40s; while well-run, the stock lacks a compelling catalyst for outperformance given current industry headwinds. Read the full article on Seeking Alpha
Narrative Update Sep 18

Automation And Labor Shifts Will Undermine Workers Compensation

The upward revision of Employers Holdings’ price target reflects improved consensus revenue growth forecasts and a higher future P/E, raising the fair value estimate from $43.00 to $46.00. What's in the News Completed repurchase of 541,363 shares (2.24% of shares outstanding) for $25.61 million under the buyback program.
Narrative Update Sep 03

Automation And Labor Shifts Will Undermine Workers Compensation

The significant reduction in Employers Holdings’ analyst price target reflects sharply lower revenue growth expectations and a decline in net profit margin, with fair value now revised down to $43.00. What's in the News The company has repurchased 541,363 shares, representing 2.24% of shares outstanding, for $25.61 million, completing the buyback announced on May 1, 2025.
Analysis Article May 05

Employers Holdings' (NYSE:EIG) Dividend Will Be Increased To $0.32

Employers Holdings, Inc. ( NYSE:EIG ) will increase its dividend from last year's comparable payment on the 28th of May...
Seeking Alpha Dec 06

Employers Holdings Has Room To Grow

Summary Employers Holdings has shown record profitability post-pandemic, driven by reduced adverse expenses and increased in-force premiums, making it an attractive buy. The company excels in underwriting workers’ compensation insurance, maintaining a combined ratio of 96% in 2023, indicating consistent underwriting profits. Net operating profit after tax has grown from $91.25 million in 2019 to $109.14 million, with ROIC more than doubling to 8.9%. With a price-to-economic book value of 1.12, EIG is attractively valued, suggesting potential NOPAT growth of 12% from current levels. Read the full article on Seeking Alpha
User avatar
New Narrative Sep 24

Efficient Investment And Operational Gains Meet Challenges In Workers' Compensation Landscape

Efficient investment strategy and operational efficiencies are driving revenue growth and improving net margins, indicating potential for enhanced shareholder value.
Analysis Article Apr 11

The Market Doesn't Like What It Sees From Employers Holdings, Inc.'s (NYSE:EIG) Earnings Yet

With a price-to-earnings (or "P/E") ratio of 9.2x Employers Holdings, Inc. ( NYSE:EIG ) may be sending bullish signals...
Analysis Article Feb 29

Employers Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

The yearly results for Employers Holdings, Inc. ( NYSE:EIG ) were released last week, making it a good time to revisit...
Seeking Alpha Oct 09

Employers Holdings: Solid Performance And Market Presence

Summary Employers Holdings has experienced volatile share prices but is growing its bottom line and has a low forward P/E ratio of 11. EIG has a sustainable dividend yield of 2.7% with a low payout ratio, making it an attractive investment. The company operates in the commercial property and casualty insurance sector, focusing on essential workers' compensation insurance services for small businesses. It has shown resilience in the labor market and has seen a steady increase in in-force premiums and policies. Read the full article on Seeking Alpha
Seeking Alpha Feb 16

Employers Holdings Non-GAAP EPS of $1.25 beats by $0.33, revenue of $221.8M beats by $24.78M

Employers Holdings press release (NYSE:EIG): Q4 Non-GAAP EPS of $1.25 beats by $0.33. Revenue of $221.8M (+11.0% Y/Y) beats by $24.78M. Gross premiums written of $173.8 million, up 22% year-over-year; Net premiums earned of $181.1 million, up 16% year-over-year; Favorable prior year loss reserve development of $23.2 million, versus $24.2 million a year ago; Returned $43.6 million to stockholders through a combination of share repurchases, quarterly and special dividends.

Shareholder Returns

EIGUS InsuranceUS Market
7D1.3%-0.3%1.1%
1Y-9.9%-6.7%28.7%

Return vs Industry: EIG underperformed the US Insurance industry which returned -6.6% over the past year.

Return vs Market: EIG underperformed the US Market which returned 28.7% over the past year.

Price Volatility

Is EIG's price volatile compared to industry and market?
EIG volatility
EIG Average Weekly Movement2.7%
Insurance Industry Average Movement4.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Stable Share Price: EIG has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EIG's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2000623Kathy Antonellowww.employers.com

Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions.

Employers Holdings, Inc. Fundamentals Summary

How do Employers Holdings's earnings and revenue compare to its market cap?
EIG fundamental statistics
Market capUS$800.86m
Earnings (TTM)US$8.20m
Revenue (TTM)US$863.70m
97.7x
P/E Ratio
0.9x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EIG income statement (TTM)
RevenueUS$863.70m
Cost of RevenueUS$852.20m
Gross ProfitUS$11.50m
Other ExpensesUS$3.30m
EarningsUS$8.20m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)0.45
Gross Margin1.33%
Net Profit Margin0.95%
Debt/Equity Ratio14.4%

How did EIG perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
345%
Payout Ratio

Does EIG pay a reliable dividends?

See EIG dividend history and benchmarks
When do you need to buy EIG by to receive an upcoming dividend?
Employers Holdings dividend dates
Ex Dividend DateMay 13 2026
Dividend Pay DateMay 27 2026
Days until Ex dividend13 days
Days until Dividend pay date1 day

Does EIG pay a reliable dividends?

See EIG dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/25 12:56
End of Day Share Price 2026/05/22 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Employers Holdings, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamBrean Capital Historical (Janney Montgomery)
Matthew CarlettiCitizens JMP Securities, LLC
Karol ChmielCitizens JMP Securities, LLC