Employers Holdings (EIG) Stock Overview
Through its subsidiaries, provides workers' compensation insurance and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
EIG Community Fair Values
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Analyst Price Targets
Employers Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$49.66 |
| 52 Week High | US$52.59 |
| 52 Week Low | US$35.73 |
| Beta | 0.48 |
| 1 Month Change | 1.91% |
| 3 Month Change | 7.37% |
| 1 Year Change | 20.27% |
| 3 Year Change | 23.32% |
| 5 Year Change | 29.80% |
| Change since IPO | 148.67% |
Recent News & Updates
Narrative Update • Aug 22
EIG: Buybacks And Index Additions Will Shape A Steady Outlook
Analysts have raised their price target on Employers Holdings from $44 to $49, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E that refine their outlook for the stock. What’s in the News for Employers Holdings Employers Holdings repurchased 280,224 shares, representing 1.51% of its shares, for US$11.95 million between April 29, 2026 and June 30, 2026 under a buyback that is now reported as completed.
Narrative Update • Aug 08
EIG: Buybacks And Index Adds Will Support Stronger Margins And Fair Valuation
Analysts have lifted their price target for Employers Holdings from $49 to $54, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of the change. What's in the News for Employers Holdings Employers Holdings reported completion of a share repurchase program of 5,918,847 shares, representing 27.07% of shares, for a total of US$250 million under the buyback announced on May 1, 2025.New Narrative • Aug 01
Softening Workers’ Compensation Market And Capital Dependence Will Pressure Future Earnings Potential
Catalysts About Employers Holdings Employers Holdings focuses on workers' compensation insurance for small businesses and related segments in the United States. What are the underlying business or industry changes driving this perspective?Recent updates
Narrative Update • Aug 22
EIG: Buybacks And Index Additions Will Shape A Steady Outlook
Analysts have raised their price target on Employers Holdings from $44 to $49, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E that refine their outlook for the stock. What’s in the News for Employers Holdings Employers Holdings repurchased 280,224 shares, representing 1.51% of its shares, for US$11.95 million between April 29, 2026 and June 30, 2026 under a buyback that is now reported as completed.Narrative Update • Aug 08
EIG: Buybacks And Index Adds Will Support Stronger Margins And Fair Valuation
Analysts have lifted their price target for Employers Holdings from $49 to $54, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of the change. What's in the News for Employers Holdings Employers Holdings reported completion of a share repurchase program of 5,918,847 shares, representing 27.07% of shares, for a total of US$250 million under the buyback announced on May 1, 2025.New Narrative • Aug 01
Softening Workers’ Compensation Market And Capital Dependence Will Pressure Future Earnings Potential
Catalysts About Employers Holdings Employers Holdings focuses on workers' compensation insurance for small businesses and related segments in the United States. What are the underlying business or industry changes driving this perspective?Narrative Update • Feb 15
EIG: Higher Future P/E Assumptions Will Support A More Optimistic Outlook
Analysts have modestly adjusted their price target framework for Employers Holdings to around $49.00 per share. The revision reflects small tweaks to inputs such as the discount rate and the assumed future P/E, while keeping the estimated fair value broadly aligned with prior assessments.Narrative Update • Feb 01
EIG: Higher Future P/E Assumptions Will Support A More Optimistic Outlook
Analysts have raised their price target on Employers Holdings from US$46 to US$49, citing updated assumptions regarding the discount rate, revenue growth, profit margins, and a higher future P/E multiple in their valuation work. Valuation Changes Fair value estimate raised from US$46 to US$49.0, a modest upward revision to the target level used in the model.Seeking Alpha • Oct 14
Employers Holdings: Treading Water Amid Challenging Industry Dynamics
Summary Employers Holdings has faced ongoing challenges in the workers comp insurance sector, with stagnant pricing and rising claims costs limiting upside. EIG's underwriting remains comparatively solid, but combined ratios have worsened, leading to underwriting losses and a shift toward margin over growth. Recent rate increases in California offer some optimism, but premium growth and earnings acceleration remain uncertain in the near term. EIG is fairly valued in the mid-$40s; while well-run, the stock lacks a compelling catalyst for outperformance given current industry headwinds. Read the full article on Seeking AlphaNarrative Update • Sep 18
Automation And Labor Shifts Will Undermine Workers Compensation
The upward revision of Employers Holdings’ price target reflects improved consensus revenue growth forecasts and a higher future P/E, raising the fair value estimate from $43.00 to $46.00. What's in the News Completed repurchase of 541,363 shares (2.24% of shares outstanding) for $25.61 million under the buyback program.Narrative Update • Sep 03
Automation And Labor Shifts Will Undermine Workers Compensation
The significant reduction in Employers Holdings’ analyst price target reflects sharply lower revenue growth expectations and a decline in net profit margin, with fair value now revised down to $43.00. What's in the News The company has repurchased 541,363 shares, representing 2.24% of shares outstanding, for $25.61 million, completing the buyback announced on May 1, 2025.Analysis Article • May 05
Employers Holdings' (NYSE:EIG) Dividend Will Be Increased To $0.32
Employers Holdings, Inc. ( NYSE:EIG ) will increase its dividend from last year's comparable payment on the 28th of May...Seeking Alpha • Dec 06
Employers Holdings Has Room To Grow
Summary Employers Holdings has shown record profitability post-pandemic, driven by reduced adverse expenses and increased in-force premiums, making it an attractive buy. The company excels in underwriting workers’ compensation insurance, maintaining a combined ratio of 96% in 2023, indicating consistent underwriting profits. Net operating profit after tax has grown from $91.25 million in 2019 to $109.14 million, with ROIC more than doubling to 8.9%. With a price-to-economic book value of 1.12, EIG is attractively valued, suggesting potential NOPAT growth of 12% from current levels. Read the full article on Seeking Alpha
New Narrative • Sep 24
Efficient Investment And Operational Gains Meet Challenges In Workers' Compensation Landscape
Efficient investment strategy and operational efficiencies are driving revenue growth and improving net margins, indicating potential for enhanced shareholder value.Analysis Article • Apr 11
The Market Doesn't Like What It Sees From Employers Holdings, Inc.'s (NYSE:EIG) Earnings Yet
With a price-to-earnings (or "P/E") ratio of 9.2x Employers Holdings, Inc. ( NYSE:EIG ) may be sending bullish signals...Analysis Article • Feb 29
Employers Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
The yearly results for Employers Holdings, Inc. ( NYSE:EIG ) were released last week, making it a good time to revisit...Seeking Alpha • Oct 09
Employers Holdings: Solid Performance And Market Presence
Summary Employers Holdings has experienced volatile share prices but is growing its bottom line and has a low forward P/E ratio of 11. EIG has a sustainable dividend yield of 2.7% with a low payout ratio, making it an attractive investment. The company operates in the commercial property and casualty insurance sector, focusing on essential workers' compensation insurance services for small businesses. It has shown resilience in the labor market and has seen a steady increase in in-force premiums and policies. Read the full article on Seeking AlphaShareholder Returns
| EIG | US Insurance | US Market | |
|---|---|---|---|
| 7D | 0.02% | -2.3% | -0.9% |
| 1Y | 20.3% | 2.0% | 14.2% |
Return vs Industry: EIG exceeded the US Insurance industry which returned 2% over the past year.
Return vs Market: EIG exceeded the US Market which returned 14.2% over the past year.
Price Volatility
| EIG volatility | |
|---|---|
| EIG Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.3% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: EIG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EIG's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | 623 | Kathy Antonello | www.employers.com |
Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions.
Employers Holdings, Inc. Fundamentals Summary
| EIG fundamental statistics | |
|---|---|
| Market cap | US$891.92m |
| Earnings (TTM) | US$7.50m |
| Revenue (TTM) | US$837.60m |
118.9x
P/E Ratio1.1x
P/S RatioIs EIG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EIG income statement (TTM) | |
|---|---|
| Revenue | US$837.60m |
| Cost of Revenue | US$827.20m |
| Gross Profit | US$10.40m |
| Other Expenses | US$2.90m |
| Earnings | US$7.50m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.42 |
| Gross Margin | 1.24% |
| Net Profit Margin | 0.90% |
| Debt/Equity Ratio | 14.6% |
How did EIG perform over the long term?
See historical performance and comparisonDividends
2.7%
Current Dividend Yield358%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/14 04:05 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Employers Holdings, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |
| Matthew Carletti | Citizens JMP Securities, LLC |
| Karol Chmiel | Citizens JMP Securities, LLC |