NCR Atleos (NATL) Stock Overview
A financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 0/6 |
| Dividends | 0/6 |
NATL Community Fair Values
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Analyst Price Targets
NCR Atleos Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$44.15 |
| 52 Week High | US$48.50 |
| 52 Week Low | US$23.56 |
| Beta | 0.57 |
| 1 Month Change | -0.27% |
| 3 Month Change | -2.08% |
| 1 Year Change | 63.82% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 91.96% |
Recent News & Updates
Seeking Alpha • Jun 04
NCR Atleos: June 30 Vote And Performance Update (Rating Downgrade)
Summary Following a proposal by Brink's to acquire NCR Atleos, NCR Atleos' share price is currently ~9% higher than pre-offer, while Brink's share price is ~20% lower than pre-offer. The market appears to be indicating the proposed offer is a good deal for NCR Atleos common stockholders and a poor deal (value destructive) for Brink's shareholders. Both NCR Atleos and Brink's shareholders are due to vote on the offer on June 30, and there is a possibility Brink's common stockholders could vote against the proposal. There is not a lot of upside for NCR Atleos shareholders to wait for completion of the offer in 2027, and considerable downside potential if the offer does not proceed. Selling NCR Atleos shares now would lock in a price ~9% above the pre-offer price, and considering the risks of holding on, the previous Buy is downgraded to a Sell. Read the full article on Seeking Alpha
Narrative Update • Jun 02
NATL: Pending Brink’s Deal And Colombia Expansion Will Support Future Upside
Analysts have kept the price target for NCR Atleos steady at $50.40. Slightly lower modeled revenue growth and P/E assumptions are balanced by a modest improvement in projected profit margins and the discount rate.
Narrative Update • May 11
NATL: Pending Brink’s Deal And Cash Return Will Support Future Upside
Analysts have kept their $50.27 price target for NCR Atleos unchanged, citing slightly lower assumed revenue growth, a higher profit margin outlook, and a more conservative future P/E as the key drivers of the refreshed model inputs. What's in the News The Brink's Company agreed to acquire NCR Atleos in a cash and stock deal valued at US$3.9b.Recent updates
Seeking Alpha • Jun 04
NCR Atleos: June 30 Vote And Performance Update (Rating Downgrade)
Summary Following a proposal by Brink's to acquire NCR Atleos, NCR Atleos' share price is currently ~9% higher than pre-offer, while Brink's share price is ~20% lower than pre-offer. The market appears to be indicating the proposed offer is a good deal for NCR Atleos common stockholders and a poor deal (value destructive) for Brink's shareholders. Both NCR Atleos and Brink's shareholders are due to vote on the offer on June 30, and there is a possibility Brink's common stockholders could vote against the proposal. There is not a lot of upside for NCR Atleos shareholders to wait for completion of the offer in 2027, and considerable downside potential if the offer does not proceed. Selling NCR Atleos shares now would lock in a price ~9% above the pre-offer price, and considering the risks of holding on, the previous Buy is downgraded to a Sell. Read the full article on Seeking AlphaNarrative Update • Jun 02
NATL: Pending Brink’s Deal And Colombia Expansion Will Support Future Upside
Analysts have kept the price target for NCR Atleos steady at $50.40. Slightly lower modeled revenue growth and P/E assumptions are balanced by a modest improvement in projected profit margins and the discount rate.Narrative Update • May 11
NATL: Pending Brink’s Deal And Cash Return Will Support Future Upside
Analysts have kept their $50.27 price target for NCR Atleos unchanged, citing slightly lower assumed revenue growth, a higher profit margin outlook, and a more conservative future P/E as the key drivers of the refreshed model inputs. What's in the News The Brink's Company agreed to acquire NCR Atleos in a cash and stock deal valued at US$3.9b.Narrative Update • Apr 25
NATL: Pending Brink's Acquisition And Cash Consideration Will Support Future Upside
Analysts now set their price target for NCR Atleos at $50.40, with the updated view tied to slightly adjusted assumptions for discount rate, revenue growth, profit margin and future P/E. What's in the News The Brink's Company agreed to acquire NCR Atleos for total consideration of $3.9b plus the assumption of about $2.6b of NCR Atleos debt, valuing each NCR Atleos share at $30.00 in cash and 0.1574 Brink's shares, or an implied $50.40 per share based on Brink's February 25, 2026 close (Key Developments).Narrative Update • Apr 11
NATL: Pending Brink’s Cash And Stock Deal Will Unlock Future Upside
Analysts kept their price target for NCR Atleos steady at $50.27, citing only very small tweaks to the discount rate, revenue growth, profit margin, and future P/E assumptions that did not materially change their overall view. What's in the News The Brink's Company agreed to acquire NCR Atleos for $3.9b in a cash and stock deal, offering $30.00 in cash plus 0.1574 Brink's shares for each NCR Atleos share.Narrative Update • Mar 28
NATL: Expected Brink’s Acquisition Will Unlock Value Through Pending Cash And Stock Deal
Analysts have raised their price target for NCR Atleos to $50.27 from $44.67, citing updated assumptions around revenue growth, profit margins, the discount rate and future P/E expectations. What's in the News The Brink's Company agreed to acquire NCR Atleos for total consideration valued at $3.9b, combining $2.2b in cash, 13.3 million Brink's shares and the assumption of approximately $2.6b of NCR Atleos debt, pending shareholder and regulatory approvals (M&A Transaction Announcements).Narrative Update • Mar 12
NATL: Merger Agreement With Brink's Will Unlock Shareholder Upside
Analysts have reduced their price target on NCR Atleos from $60.00 to $50.40. This change reflects updated views on discount rates, revenue growth, profit margins, and future P/E assumptions.
Narrative Update • Feb 26
NATL: Service Network Expansion And Efficiency Focus Will Shape Future Returns
Analysts are keeping their price target for NCR Atleos unchanged at $37.00, citing updated inputs that show slightly adjusted revenue growth, profit margin, discount rate, and forward P/E assumptions while leaving the overall valuation view intact. What's in the News NCR Atleos renewed its long-standing relationship with Heart of England Co-operative under a five-year agreement that includes a full upgrade of the retailer's 35-site ATM estate and continued use of the NCR Atleos retail network solution, combining hardware, software and managed services for ATM availability and service quality (Key Developments).Narrative Update • Feb 11
NATL: Future Returns Will Rely On Service Expansion While Profitability Assumptions Tighten
Analysts are maintaining NCR Atleos at an unchanged $37.00 price target, citing small adjustments in their assumptions for discount rate, revenue growth, profit margin and future P/E that ultimately support a consistent valuation view. What's in the News NCR Atleos renewed its long running relationship with Heart of England Co operative, securing a five year extension and a comprehensive upgrade of the retailer's 35 site ATM estate, with a focus on free to use cash access and high ATM availability (Client Announcements).Narrative Update • Jan 27
NATL: Future Returns Will Depend On Service Expansion While Profitability Assumptions Stretch
Analysts have adjusted their 12 month price target for NCR Atleos, keeping it at US$37.00, reflecting updated assumptions for discount rate, revenue growth, profit margin and future P/E. What's in the News NCR Atleos agreed to collaborate with Epirus Bank to modernize its ATM network across Greece using the ATM as a Service model and Cashzone network resources, targeting a phased deployment that began in November 2025 with co branded Epirus Bank and Cashzone ATMs in high traffic locations.Narrative Update • Jan 10
NATL: Future Returns Will Lag As Profitability Assumptions Outrun Business Progress
Narrative Update on NCR Atleos Analysts have kept their price target for NCR Atleos steady at US$37.00, citing small refinements to discount rate, revenue growth, profit margin, and future P/E assumptions that offset each other in their valuation work. What's in the News NCR Atleos announced that Knoxville TVA Employees Credit Union, a US$5b asset institution, will offer cash deposit capabilities for its members through the Allpoint Network at 3,500 ATMs nationwide, including 26 cash deposit locations in Tennessee, with ATMs carrying the credit union's branding and NCR Atleos identified as the first non bank ATM operator to accept deposits in the state (Client Announcement).Narrative Update • Dec 26
NATL: Future Returns Will Reflect Stable Outlook Amid Modest Risk Improvement
Analysts have modestly increased their price target on NCR Atleos to 37.00 dollars, reflecting slightly stronger expectations for revenue growth and profit margins, along with a marginally lower perceived risk profile. What's in the News Partnered with Knoxville TVA Employees Credit Union to enable nationwide cash deposit access for members at 3,500 Allpoint ATMs, including 26 branded deposit locations in Tennessee.Narrative Update • Dec 12
NATL: Future Returns Will Balance Stronger Margins With Moderating Revenue Momentum
Analysts have raised their price target on NCR Atleos from 34.00 dollars to 37.00 dollars, citing modestly lower discount rate assumptions, a slightly richer profit margin outlook, and confidence in the company sustaining reasonable earnings multiples despite somewhat tempered revenue growth expectations. What's in the News Knoxville TVA Employees Credit Union will offer nationwide cash deposit access via 3,500 Allpoint ATMs, making it the first institution in Tennessee to enable Allpoint cash deposits and Atleos the first non bank ATM operator to accept deposits in the state (Client Announcements) Kuwait Finance House is deploying NCR Atleos conversational AI powered video avatars at branch kiosks to handle routine inquiries, guide transactions in a second phase, and feed AI driven speech analytics and quality management for customer interactions (Client Announcements) Moto has extended its partnership with NCR Atleos, leveraging the Cashzone ATM Network of more than 16,000 UK ATMs to provide cash access across 45 motorway service stations (Client Announcements) PenAir Credit Union is expanding use of the Allpoint Network into new geographies and adding Allpoint+ deposit accepting ATMs to support growth, while continuing to use NCR Atleos Interactive Teller Machines in branches (Client Announcements) The board approved Second Amended and Restated Bylaws effective October 28, 2025, tightening advance notice requirements for shareholder proposals and nominations, confirming board authority over committees and officers, and making various clarifying governance updates (Changes in Company Bylaws/Rules) Valuation Changes The fair value estimate has risen modestly from $34.00 to $37.00 per share.Narrative Update • Aug 08
ATM Services Will Lead Digital Cash Management Evolution
The upward revision in NCR Atleos’s consensus price target reflects improved expectations for both future earnings multiples and revenue growth, raising fair value from $39.83 to $44.67. What's in the News Announced a $200 million share repurchase program authorized by the Board, to be executed over two years.New Narrative • May 27
ATM-as-a-Service And Managed Services Will Secure Future Resilience
Expanding managed services, recurring revenues, and service-led strategy are boosting margins, customer retention, and overall earnings quality.Analysis Article • Feb 28
NCR Atleos Corporation's (NYSE:NATL) Share Price Is Matching Sentiment Around Its Revenues
With a price-to-sales (or "P/S") ratio of 0.5x NCR Atleos Corporation ( NYSE:NATL ) may be sending very bullish signals...Seeking Alpha • Aug 30
NCR Atleos: Shares Even More Expensive - Sell
Summary NCR Atleos' share price has grown significantly following its creation as a result of a split of NCR Corporation into two separate entities. The company's Q2-2024 earnings call highlighted growth in services revenue by 6% and ATM as a service revenue by over 30%, signaling strong future prospects in these particular segments. Despite some areas showing high revenue growth, overall revenue growth for H1-2024 versus H1-2023 is just over 5%, and adjusted margin growth is slightly negative. Actual revenue and earnings, and potential for growth in these areas, does not support the current share price level. High debt levels, and a weak balance sheet add to concerns. Read the full article on Seeking AlphaSeeking Alpha • Feb 13
NCR Atleos: Burdened With Debt And Shares Expensive - Sell
Summary NCR Atleos was required to make a ~$3 billion payment to NCR Voyix on 16 October 2023 in accordance with the spin-off arrangements. The effect of this payment has been to significantly weaken the NCR Atleos balance sheet compared to the position at September 30 as reported in Q3 2023 10-Q filing. Since September 30, NCR Atleos debt has increased substantially and debt to equity ratio has changed from ~69% to an estimated 600%, i.e., debt is ~six times equity. Read the full article on Seeking AlphaShareholder Returns
| NATL | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -1.0% | -0.3% | -2.9% |
| 1Y | 63.8% | -11.4% | 23.5% |
Return vs Industry: NATL exceeded the US Diversified Financial industry which returned -11.4% over the past year.
Return vs Market: NATL exceeded the US Market which returned 23.5% over the past year.
Price Volatility
| NATL volatility | |
|---|---|
| NATL Average Weekly Movement | 2.4% |
| Diversified Financial Industry Average Movement | 6.1% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: NATL has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NATL's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1884 | 20,000 | Tim Oliver | www.ncratleos.com |
NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment.
NCR Atleos Corporation Fundamentals Summary
| NATL fundamental statistics | |
|---|---|
| Market cap | US$3.26b |
| Earnings (TTM) | US$170.00m |
| Revenue (TTM) | US$4.42b |
19.2x
P/E Ratio0.7x
P/S RatioIs NATL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NATL income statement (TTM) | |
|---|---|
| Revenue | US$4.42b |
| Cost of Revenue | US$3.36b |
| Gross Profit | US$1.06b |
| Other Expenses | US$893.00m |
| Earnings | US$170.00m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.30 |
| Gross Margin | 24.06% |
| Net Profit Margin | 3.85% |
| Debt/Equity Ratio | 706.3% |
How did NATL perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/07 01:50 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
NCR Atleos Corporation is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Dominick Gabriele | Compass Point Research & Trading, LLC |
| Matt Summerville | D.A. Davidson & Co. |
| Keen Fai Tong | Goldman Sachs |