PagSeguro Digital (PAGS) Stock Overview
Provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
PAGS Community Fair Values
See what 79 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
PagSeguro: A Cheap Bet on a Bank Hiding Inside a Payments Company, Priced for Failure
View narrativePagSeguro Digital Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.61 |
| 52 Week High | US$12.32 |
| 52 Week Low | US$8.42 |
| Beta | 1.27 |
| 1 Month Change | 5.84% |
| 3 Month Change | 7.49% |
| 1 Year Change | 4.00% |
| 3 Year Change | 5.95% |
| 5 Year Change | -82.50% |
| Change since IPO | -67.09% |
Recent News & Updates
PAGS: Higher Brazilian Rates Will Sustain Margin And Earnings Pressure
For PagSeguro Digital, the analyst price target has been adjusted modestly higher to reflect a slightly increased fair value estimate of $8.49. This is offset by expectations for limited earnings growth and ongoing margin pressure across the Brazilian payments sector.PagSeguro: Founder Steps Down, But Control Remains
Summary PagSeguro Digital Ltd. maintains strategic continuity despite the founder stepping down as chairman; control remains with UOL and Frias. PAGS saw payment volume return to growth and banking revenue surge, but payments revenue declined and credit losses increased amid a riskier credit mix. Gross profit growth lags full-year guidance, requiring a stronger second half; management expects to land near the lower end of its 6–9% range. At 5x 2026 earnings and a 13.4% shareholder yield, PAGS stock remains attractively valued; I maintain my Buy rating despite rising NPLs and competitive pressures. Read the full article on Seeking AlphaPAGS: Higher-For-Longer Rates Will Shift Returns Toward Cash Distributions
PagSeguro Digital's updated analyst price target has edged lower, with analysts pointing to more cautious profit margin assumptions and recent research that highlights a tougher operating backdrop, including views that shareholder returns may rely more on dividends and buybacks than on a higher earnings multiple. Analyst Commentary Recent research on PagSeguro Digital points to a more balanced stance from Wall Street.Recent updates
Shareholder Returns
| PAGS | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -2.3% | -0.09% | 0.9% |
| 1Y | 4.0% | -1.0% | 15.5% |
Return vs Industry: PAGS exceeded the US Diversified Financial industry which returned -1% over the past year.
Return vs Market: PAGS underperformed the US Market which returned 15.5% over the past year.
Price Volatility
| PAGS volatility | |
|---|---|
| PAGS Average Weekly Movement | 4.5% |
| Diversified Financial Industry Average Movement | 6.0% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: PAGS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PAGS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | n/a | Carlos Mauad | pagbank.com.br |
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. It offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as recommendation from our distribution team, financial education, stocks and REITs, investment, PagBank CD, Third-party fixed income, treasury, automatic savings and money boxes; and operates cashback and Shopping PagBank, a marketplace for various brands.
PagSeguro Digital Ltd. Fundamentals Summary
| PAGS fundamental statistics | |
|---|---|
| Market cap | US$2.69b |
| Earnings (TTM) | US$421.57m |
| Revenue (TTM) | US$3.88b |
Is PAGS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAGS income statement (TTM) | |
|---|---|
| Revenue | R$19.80b |
| Cost of Revenue | R$9.61b |
| Gross Profit | R$10.19b |
| Other Expenses | R$8.04b |
| Earnings | R$2.15b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.80 |
| Gross Margin | 51.47% |
| Net Profit Margin | 10.86% |
| Debt/Equity Ratio | 11.3% |
How did PAGS perform over the long term?
See historical performance and comparisonDividends
Does PAGS pay a reliable dividends?
See PAGS dividend history and benchmarks| PagSeguro Digital dividend dates | |
|---|---|
| Ex Dividend Date | Sep 16 2026 |
| Dividend Pay Date | Sep 30 2026 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 20 days |
Does PAGS pay a reliable dividends?
See PAGS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/09 21:43 |
| End of Day Share Price | 2026/09/09 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PagSeguro Digital Ltd. is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Coffey | Barclays |
| Mario Lucio Pierry | BofA Global Research |
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |