Peoples Bancorp of North Carolina (PEBK) Stock Overview
Operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
PEBK Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Peoples Bancorp of North Carolina, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$32.23 |
| 52 Week High | US$33.90 |
| 52 Week Low | US$23.74 |
| Beta | 0.64 |
| 1 Month Change | 1.80% |
| 3 Month Change | 9.70% |
| 1 Year Change | 27.19% |
| 3 Year Change | 17.20% |
| 5 Year Change | 82.30% |
| Change since IPO | 1,020.78% |
Recent News & Updates
Peoples Bancorp Of North Carolina: Still A Buy After A 20% Run
Aug 28Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.20
Feb 27
Recent updates
Peoples Bancorp Of North Carolina: Still A Buy After A 20% Run
Aug 28Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.20
Feb 27Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Paying Out A Dividend Of $0.16
Jan 20Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Nov 26Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Aug 22Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Feb 29Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Upcoming Dividend Will Be Larger Than Last Year's
May 23Peoples Bancorp of North Carolina (NASDAQ:PEBK) Ticks All The Boxes When It Comes To Earnings Growth
May 02Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.19
Feb 21Peoples Bancorp of North Carolina (NASDAQ:PEBK) Will Pay A Dividend Of $0.15
Jan 24Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Announced A Dividend Of $0.18
Nov 22Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.18
Aug 23Peoples Bancorp of North Carolina declares $0.18 dividend
Aug 19Peoples Bancorp of North Carolina GAAP EPS of $0.57, revenue of $18.67M
Jul 25Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Increasing Its Dividend To US$0.18
Feb 22Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To US$0.17
Aug 23Shareholder Returns
| PEBK | US Banks | US Market | |
|---|---|---|---|
| 7D | 7.1% | -2.6% | -0.1% |
| 1Y | 27.2% | 18.3% | 16.6% |
Return vs Industry: PEBK exceeded the US Banks industry which returned 19.3% over the past year.
Return vs Market: PEBK exceeded the US Market which returned 16.7% over the past year.
Price Volatility
| PEBK volatility | |
|---|---|
| PEBK Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: PEBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PEBK's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1912 | 288 | Bill Cable | peoplesbanknc.com |
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans.
Peoples Bancorp of North Carolina, Inc. Fundamentals Summary
| PEBK fundamental statistics | |
|---|---|
| Market cap | US$167.23m |
| Earnings (TTM) | US$16.76m |
| Revenue (TTM) | US$85.50m |
Is PEBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PEBK income statement (TTM) | |
|---|---|
| Revenue | US$85.50m |
| Cost of Revenue | US$0 |
| Gross Profit | US$85.50m |
| Other Expenses | US$68.74m |
| Earnings | US$16.76m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.16 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.60% |
| Debt/Equity Ratio | 10.3% |
How did PEBK perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/22 17:48 |
| End of Day Share Price | 2025/10/22 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Peoples Bancorp of North Carolina, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.