DashboardPortfoliosWatchlistCommunityDiscoverScreener
NOT FOR DISTRIBUTION
Loading...
  • Stocks
  • /
  • Banks
Updated 2h ago
CBFV logo

CB Financial Services, Inc.NasdaqGM:CBFV Stock Report

Market Cap US$190.6m
Updated 2h ago
Share Price
n/a
1Y11.4%
7D-0.3%
1D-0.8%
Portfolio Value
​
View

CB Financial Services, Inc.

NasdaqGM:CBFV Stock Report

Market Cap: US$190.6m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

CB Financial Services (CBFV) Stock Overview

Operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. More details

CBFV fundamental analysis
Snowflake Score
Valuation1/6
Future Growth5/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 2.8% below our estimate of its fair value

Earnings are forecast to grow 46.09% per year

Pays a reliable dividend of 3.01%

Risk Analysis

Profit margins (15.2%) are lower than last year (23.3%)


CBFV Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

NEW423,221 members

Join community and earn perks

Gain real feedbackFrom our editorial team, personally. Not silence.
Grow your followingReal investors. The kind who actually invest, not scroll past.
Unlock free accessFree premium subscription for consistent and quality authors.
Learn moreCreate Narrative
B
BlackGoat
R
RockeTeller
I
Investingwilly
D
davidlsander
423,221 investors already sharing narratives
US$
Current Price
US$37.2143.3% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-12m130m2016201920222025202620282031Revenue US$130.4mEarnings US$19.8m
Advanced
View all narratives

CB Financial Services, Inc. Competitors

Finward Bancorp

Symbol: NasdaqCM:FNWD
Market cap: US$186.4m

MainStreet Bancshares

Symbol: NasdaqCM:MNSB
Market cap: US$171.5m

InBankshares

Symbol: OTCPK:INBC
Market cap: US$186.1m

Tri-County Financial Group

Symbol: OTCPK:TYFG
Market cap: US$196.6m

Price History & Performance

Summary of share price highs, lows and changes for CB Financial Services
Historical stock prices
Current Share PriceUS$37.21
52 Week HighUS$38.86
52 Week LowUS$30.97
Beta0.27
1 Month Change-0.29%
3 Month Change0.57%
1 Year Change11.41%
3 Year Change74.29%
5 Year Change61.78%
Change since IPO396.13%

Recent News & Updates

Recent updates

Analysis Article • Jan 31

CB Financial Services (NASDAQ:CBFV) Is Increasing Its Dividend To $0.28

CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will be increasing its dividend from last year's...
Analysis Article • Feb 07

CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

The board of CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will pay a dividend of $0.25 per share...
Analysis Article • Oct 31

CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

The board of CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will pay a dividend of $0.25 per share...
Analysis Article • Jul 30

CB Financial Services (NASDAQ:CBFV) Is Due To Pay A Dividend Of $0.25

The board of CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will pay a dividend on the 30th of...
Analysis Article • Feb 04

CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will pay a dividend of $0.25 per share on the 29th of...
Analysis Article • May 04

CB Financial Services (NASDAQ:CBFV) Has Announced That It Will Be Increasing Its Dividend To $0.25

CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will be increasing its dividend from last year's...
Analysis Article • Feb 01

CB Financial Services (NASDAQ:CBFV) Will Pay A Larger Dividend Than Last Year At $0.25

The board of CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that the dividend on 28th of February will be...
Analysis Article • Nov 16

CB Financial Services (NASDAQ:CBFV) Has Announced A Dividend Of $0.24

CB Financial Services, Inc. ( NASDAQ:CBFV ) has announced that it will pay a dividend of $0.24 per share on the 30th of...
Seeking Alpha • Jul 28

CB Financial Services Non-GAAP EPS of $0.05 misses by $0.29, revenue of $12.27M misses by $0.86M

CB Financial Services press release (NASDAQ:CBFV): Q2 Non-GAAP EPS of $0.05 misses by $0.29. Revenue of $12.27M (+0.7% Y/Y) misses by $0.86M.

Shareholder Returns

CBFVUS BanksUS Market
7D-0.3%-0.9%-1.6%
1Y11.4%16.5%12.1%

Return vs Industry: CBFV underperformed the US Banks industry which returned 16.5% over the past year.

Return vs Market: CBFV matched the US Market which returned 12.1% over the past year.

Price Volatility

Is CBFV's price volatile compared to industry and market?
CBFV volatility
CBFV Average Weekly Movement3.4%
Banks Industry Average Movement3.0%
Market Average Movement6.8%
10% most volatile stocks in US Market15.2%
10% least volatile stocks in US Market2.9%

Stable Share Price: CBFV has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CBFV's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1901172John Montgomerywww.cb.bank

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings and checking accounts, as well as time deposit products. The company’s loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties comprising retail facilities, office buildings, and other non-residential buildings, as well as multifamily properties; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans.

CB Financial Services, Inc. Fundamentals Summary

How do CB Financial Services's earnings and revenue compare to its market cap?
CBFV fundamental statistics
Market capUS$190.56m
Earnings (TTM)US$7.21m
Revenue (TTM)US$47.41m
26.2x
P/E Ratio
1.2x
P/B Ratio

Is CBFV overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CBFV income statement (TTM)
RevenueUS$47.41m
Cost of RevenueUS$0
Gross ProfitUS$47.41m
Other ExpensesUS$40.20m
EarningsUS$7.21m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.42
Gross Margin100.00%
Net Profit Margin15.21%
Debt/Equity Ratio61.8%

How did CBFV perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
75%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/16 00:29
End of Day Share Price 2026/09/16 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CB Financial Services, Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
null nullD.A. Davidson & Co.
Jacob CivielloD.A. Davidson & Co.

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide