Finward Bancorp (FNWD) Stock Overview
Operates as the holding company for Peoples Bank that provides various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 | 
| Future Growth | 3/6 | 
| Past Performance | 1/6 | 
| Financial Health | 6/6 | 
| Dividends | 2/6 | 
Rewards
Risk Analysis
No risks detected for FNWD from our risk checks.
FNWD Community Fair Values
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Finward Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$34.92 | 
| 52 Week High | US$35.66 | 
| 52 Week Low | US$26.12 | 
| Beta | 0.33 | 
| 1 Month Change | 8.82% | 
| 3 Month Change | 26.89% | 
| 1 Year Change | 11.74% | 
| 3 Year Change | 13.01% | 
| 5 Year Change | 7.31% | 
| Change since IPO | 70.34% | 
Recent News & Updates
Recent updates
Shareholder Returns
| FNWD | US Banks | US Market | |
|---|---|---|---|
| 7D | 5.1% | 2.3% | 0.5% | 
| 1Y | 11.7% | 21.6% | 19.8% | 
Return vs Industry: FNWD underperformed the US Banks industry which returned 19.3% over the past year.
Return vs Market: FNWD underperformed the US Market which returned 19% over the past year.
Price Volatility
| FNWD volatility | |
|---|---|
| FNWD Average Weekly Movement | 3.6% | 
| Banks Industry Average Movement | 3.8% | 
| Market Average Movement | 6.5% | 
| 10% most volatile stocks in US Market | 17.3% | 
| 10% least volatile stocks in US Market | 3.0% | 
Stable Share Price: FNWD has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FNWD's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website | 
|---|---|---|---|
| 1916 | 303 | Ben Bochnowski | www.ibankpeoples.com | 
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company’s deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate and multifamily loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement loans and equity loans; commercial business loans; government loans; and loans to municipalities.
Finward Bancorp Fundamentals Summary
| FNWD fundamental statistics | |
|---|---|
| Market cap | US$146.23m | 
| Earnings (TTM) | US$8.20m | 
| Revenue (TTM) | US$66.56m | 
Is FNWD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FNWD income statement (TTM) | |
|---|---|
| Revenue | US$66.56m | 
| Cost of Revenue | US$0 | 
| Gross Profit | US$66.56m | 
| Other Expenses | US$58.36m | 
| Earnings | US$8.20m | 
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.90 | 
| Gross Margin | 100.00% | 
| Net Profit Margin | 12.33% | 
| Debt/Equity Ratio | 62.5% | 
How did FNWD perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) | 
|---|---|
| Company Analysis | 2025/10/30 05:25 | 
| End of Day Share Price | 2025/10/30 00:00 | 
| Earnings | 2025/09/30 | 
| Annual Earnings | 2024/12/31 | 
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * | 
|---|---|---|---|
| Company Financials | 10 years | 
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| Analyst Consensus Estimates | +3 years | 
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| Market Prices | 30 years | 
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| Ownership | 10 years | 
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| Management | 10 years | 
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| Key Developments | 10 years | 
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Finward Bancorp is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution | 
|---|---|
| Brendan Nosal | Hovde Group, LLC | 
| Terence McEvoy | Stephens, Inc. | 
| null null | Stephens, Inc. | 
