PayPal Holdings, Inc.

NasdaqGS:PYPL 주식 리포트

시가총액: US$62.0b

PayPal Holdings 향후 성장

Future 기준 점검 2/6

PayPal Holdings (는) 각각 연간 5.8% 및 5.9% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 10.7% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 24.2% 로 예상됩니다.

핵심 정보

5.8%

이익 성장률

10.69%

EPS 성장률

Diversified Financial 이익 성장9.1%
매출 성장률5.9%
향후 자기자본이익률24.24%
애널리스트 커버리지

Good

마지막 업데이트04 Nov 2025

최근 향후 성장 업데이트

Recent updates

PayPal's Q3 Earnings: Winning With Venmo And Buy Now Pay Later

Nov 05

Weekly Picks: 💸 A fintech heavyweight with even more upside potential and 2 more picks

Sep 05
Weekly Picks: 💸 A fintech heavyweight with even more upside potential and 2 more picks

PayPal's Future Growth Through Venmo and Merchant Solutions

PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.

PayPal: Strong Results And A Massive Shareholder Yield

Apr 29

PayPal: The Turnaround Is Under Threat

Apr 23

The PayPal Dilemma: No Growth, No Returns - Time To Sell

Apr 16

PayPal: This Selloff Is A Gift

Apr 08

PayPal Is Cheap, Profitable, And About To Rebound (Rating Upgrade)

Mar 30

PayPal: Big Investor Day Implications (Rating Upgrade)

Mar 19

PayPal: Surrounded By Numerous Catalysts

Mar 13

PayPal Is A Rare Value-Meets-Growth Opportunity

Mar 03

PayPal: Beating Competition With Fastlane

Feb 25

Why I'm Still Bullish Despite PayPal's Challenges

Feb 16

PayPal: Buy The Meltdown

Feb 08
User avatar

Narrative update from Richard Bowman

PayPal's Costs are Increasing While Lower Rates Become a HeadwindAs of November 2024PayPal’s revenue growth has continued to slow, tracking a slowdown in total payment volumes which are up 9% over the

PayPal Q4 Preview: X Deal With Visa Is Big

Jan 31

PayPal: Sell Before Reality Sets In (Technical Analysis)

Jan 16

PayPal's Rally Shouldn't Stop In 2025

Jan 08
User avatar

Narrative update from Stjepan Kalinic

PayPal acquired Honey Science Corp. for $4 billion in 2020. The company, which became a subsidiary of PayPal, is a browser extension business that applies coupon codes on e-commerce websites.

PayPal: Positioned To Shine In 2025

Dec 26

Shareholders Should Be Pleased With PayPal Holdings, Inc.'s (NASDAQ:PYPL) Price

Dec 22
Shareholders Should Be Pleased With PayPal Holdings, Inc.'s (NASDAQ:PYPL) Price

Revisiting PayPal Stock One Year After Buying: How Does It Look Now?

Dec 17

PayPal: There Are Reasons To Be Optimistic, But It's Too Early To Buy

Dec 02

Should You Be Adding PayPal Holdings (NASDAQ:PYPL) To Your Watchlist Today?

Nov 25
Should You Be Adding PayPal Holdings (NASDAQ:PYPL) To Your Watchlist Today?

PayPal: Near Doubling Upside Still Possible (Reiterate Buy)

Nov 23

Why PayPal’s Growth Story Isn’t Over

As PayPal (PYPL) solidifies its position in the digital payments landscape, it presents a promising opportunity driven by transaction growth, profitability, and an attractive valuation. This analysis

PayPal: Expecting Sharp Growth Slowdown Amid Weak Volume And Declining Take Rate (Rating Downgrade)

Nov 13

PayPal: Paying It Forward For Profitable Growth - Upgrading To A Buy

Nov 06

PayPal: Just 3 Million Shy Of Making Another Record

Oct 31

PayPal Q3 Earnings Preview: Innovations Fuel Growth Despite Competitive Pressures

Oct 25

PayPal's Peer Pressure Concerns Are Amusingly Misplaced

Oct 17

PayPal Stock: This Rally May Be Just The Beginning

Oct 03

Buybacks, Cash Flow, and Growth Potential Amidst Rate Cuts

PayPal is a cash flow machine with margins above 15%.
User avatar

Elevating Future Growth, Streamlining Operations And Expanding Services Shapes Success

Introduction of Fastlane and operational improvements like passwordless processes are poised to boost transaction volume and efficiency, enhancing revenue and margins.
User avatar

Narrative update from Richard Bowman

Revenue increased 8.2% over the last year, which was a slight slowdown compared to recent quarters. This revenue growth was on the back of an 11% increase in transaction volumes.

PayPal: I Have Seen Enough To Trust The Turnaround

Sep 18

PayPal: Too Cheap To Miss Out

Sep 12
User avatar

Narrative update from Stjepan Kalinic

PayPal exceeded market expectations in Q2, beating estimates on revenue and earnings. Revenue outpaced estimates by $80 million, and the company reported a non-GAAP EPS of $0.20 above consensus. 

Low Valuation, Strong Results, Upcoming Catalysts Make PayPal Stock A Buy

Sep 06

PayPal: The Transformation Is Finally Here

Aug 28

Paypal: Still One Of The Best Value Charts In The Market

Aug 18

PayPal: Early Inflection On Transaction Revenue Growth, Margins

Aug 12

PayPal Stock's Turnaround Should Keep Going

Aug 03

PayPal Q2 Preview: Apple's Not A Threat

Jul 28

PayPal Stock: The Dip Should Be Bought

Jul 09

PayPal: Priced For Failure, Poised For Success

Jun 27

PayPal: Still A Buy, But Patience Is Running Out

Jun 20

PayPal: Sell Options As The Fundamentals Improve For High Potential Yields

Jun 13

PayPal: Expansion Into Digital Advertising Is Smart

Jun 06
User avatar

Narrative update from Stjepan Kalinic

PayPal reported a 14% increase in total payment volumes, reaching $403.9 billion in Q1 2024. The adjusted operating margin improved by 84 basis points to 18.2% in Q1 2024. The company highlighted effe
User avatar

Narrative update from Richard Bowman

Payment volumes were up a healthy 14%.

PayPal: A Great Value Play

May 27

PayPal: Strong Earnings But Stock Trailing Lower

May 21

PayPal: Still Disrupting Or Getting Disrupted?

May 13

PayPal: Just Warming Up

May 06

PayPal Q1 Earnings: It's Less About Revenue And More About Profitability

Apr 26

Wedgewood Partners - PayPal: We Are Confident A Turning Point Is Coming

Apr 20

이익 및 매출 성장 예측

NasdaqGS:PYPL - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202737,7365,6477,6228,30032
12/31/202635,3435,2057,2398,63341
12/31/202533,3094,9766,5136,81038
9/30/202532,8624,9175,5656,426N/A
6/30/202532,2924,6795,2926,066N/A
3/31/202531,8894,5465,9686,693N/A
12/31/202431,7974,1476,7677,450N/A
9/30/202431,4574,4287,0457,670N/A
6/30/202431,0284,4386,7017,315N/A
3/31/202430,4304,3394,9835,590N/A
12/31/202329,7714,2464,2204,843N/A
9/30/202329,1283,7653,1843,820N/A
6/30/202328,5564,0753,6564,316N/A
3/31/202328,0752,7055,0815,766N/A
12/31/202227,5182,4195,1075,813N/A
9/30/202227,0532,2994,6815,442N/A
6/30/202226,3892,0564,3945,200N/A
3/31/202225,8213,5814,3785,256N/A
12/31/202125,3714,1694,8895,797N/A
9/30/202124,5694,9355,0035,924N/A
6/30/202123,8464,8694,7905,725N/A
3/31/202122,8695,2155,3106,191N/A
12/31/202021,4544,2025,3536,219N/A
9/30/202020,2993,1424,4675,281N/A
6/30/202019,2182,5834,3175,063N/A
3/31/202018,2621,8763,7734,465N/A
12/31/201917,7722,4593,3674,071N/A
9/30/201917,0372,5363,6774,431N/A
6/30/201916,3422,510N/A8,005N/A
3/31/201915,8942,213N/A6,859N/A
12/31/201815,4512,057N/A5,480N/A
9/30/201814,9692,093N/A4,202N/A
6/30/201814,5252,037N/A538N/A
3/31/201813,8041,922N/A1,431N/A
12/31/201713,0941,795N/A2,531N/A
9/30/201712,3311,565N/A3,601N/A
6/30/201711,7591,508N/A3,396N/A
3/31/201711,2731,420N/A3,171N/A
12/31/201610,8421,401N/A3,158N/A
9/30/201610,4171,378N/A2,963N/A
6/30/201610,0081,356N/A2,814N/A
3/31/20169,6551,338N/A2,740N/A
12/31/20159,2481,228N/A2,546N/A
9/30/20158,8851,147N/A2,449N/A
6/30/20158,6021,080N/A2,401N/A
3/31/20158,2881,056N/A2,339N/A
12/31/20148,025419N/A2,220N/A

애널리스트 향후 성장 전망

수입 대 저축률: PYPL 의 연간 예상 수익 증가율(5.8%)이 saving rate(3.3%)보다 높습니다.

수익 vs 시장: PYPL 의 연간 수익(5.8%)이 US 시장(16%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: PYPL 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: PYPL 의 수익(연간 5.9%)이 US 시장(연간 10.3%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: PYPL 의 수익(연간 5.9%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: PYPL의 자본 수익률은 3년 후 24.2%로 높을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2025/11/10 09:02
종가2025/11/07 00:00
수익2025/09/30
연간 수익2024/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

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산업 및 섹터 지표

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분석가 소스

PayPal Holdings, Inc.는 73명의 분석가가 다루고 있습니다. 이 중 41명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Oliver LesterArete Research Services LLP
Stephen BiggarArgus Research Company
Colin SebastianBaird