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Australian (ASX) Consumer Finance Industry Analysis
UpdatedMay 08, 2024
DataAggregated Company Financials
Companies12
- 7D1.7%
- 3M7.3%
- 1Y16.9%
- YTDn/a
The Consumer Finance industry is up 1.7% in the last week, with Zip Co up 7.2%. This takes the industry's 12 month performance to a gain of 17%. As for the next few years, earnings are expected to grow by 43% per annum.
Industry Valuation and Performance
Has the Australian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 08 May 2024 | AU$5.4b | AU$3.4b | -AU$50,580,258.00 | 9x | -106x | 1.6x |
| Fri, 05 Apr 2024 | AU$5.5b | AU$3.4b | -AU$50,580,258.00 | 9.1x | -108.3x | 1.6x |
| Sun, 03 Mar 2024 | AU$5.3b | AU$3.4b | -AU$50,954,258.00 | 8.9x | -103.5x | 1.6x |
| Tue, 30 Jan 2024 | AU$4.2b | AU$2.6b | -AU$38,743,733.00 | 9.1x | -107.4x | 1.6x |
| Thu, 28 Dec 2023 | AU$4.0b | AU$2.6b | -AU$38,743,733.00 | 9.1x | -103.1x | 1.5x |
| Sat, 25 Nov 2023 | AU$3.6b | AU$2.6b | -AU$38,743,733.00 | 8.2x | -92.2x | 1.3x |
| Mon, 23 Oct 2023 | AU$3.5b | AU$2.6b | -AU$36,466,733.00 | 7.5x | -96.7x | 1.3x |
| Wed, 20 Sep 2023 | AU$4.2b | AU$2.6b | -AU$36,466,733.00 | 8.3x | -114x | 1.6x |
| Fri, 18 Aug 2023 | AU$4.1b | AU$2.6b | AU$134.7m | 11.6x | 30.8x | 1.6x |
| Sun, 16 Jul 2023 | AU$4.3b | AU$2.6b | AU$129.7m | 12.6x | 32.8x | 1.7x |
| Tue, 13 Jun 2023 | AU$4.0b | AU$2.6b | AU$129.7m | 11.2x | 30.8x | 1.6x |
| Thu, 11 May 2023 | AU$4.1b | AU$2.6b | AU$149.7m | 11.1x | 27.3x | 1.6x |
| Sat, 08 Apr 2023 | AU$4.0b | AU$2.6b | AU$149.7m | 11.1x | 26.5x | 1.5x |
| Mon, 06 Mar 2023 | AU$4.1b | AU$2.7b | AU$150.4m | 12.3x | 27.6x | 1.5x |
| Wed, 01 Feb 2023 | AU$5.2b | AU$3.3b | -AU$922,085,927.00 | 11.8x | -5.7x | 1.6x |
| Fri, 30 Dec 2022 | AU$4.6b | AU$3.3b | -AU$922,507,012.00 | 10.6x | -5x | 1.4x |
| Sun, 27 Nov 2022 | AU$4.9b | AU$3.3b | -AU$922,213,207.00 | 10.6x | -5.4x | 1.5x |
| Tue, 25 Oct 2022 | AU$4.5b | AU$3.3b | -AU$927,502,185.00 | 10.4x | -4.9x | 1.4x |
| Thu, 22 Sep 2022 | AU$5.0b | AU$3.3b | -AU$923,058,661.00 | 11.1x | -5.5x | 1.5x |
| Sat, 20 Aug 2022 | AU$6.0b | AU$3.2b | -AU$275,377,481.00 | 10x | -21.6x | 1.8x |
| Mon, 18 Jul 2022 | AU$5.6b | AU$3.2b | -AU$285,058,383.00 | 10x | -19.5x | 1.7x |
| Wed, 15 Jun 2022 | AU$5.5b | AU$3.2b | -AU$285,014,900.00 | 9.7x | -19.2x | 1.7x |
| Fri, 13 May 2022 | AU$6.6b | AU$3.2b | -AU$285,095,459.00 | 11.5x | -23.2x | 2.1x |
| Sun, 10 Apr 2022 | AU$7.6b | AU$3.2b | -AU$306,973,688.00 | 12.8x | -24.9x | 2.4x |
| Tue, 08 Mar 2022 | AU$7.5b | AU$3.1b | -AU$307,271,249.00 | 12.6x | -24.3x | 2.4x |
| Thu, 03 Feb 2022 | AU$9.2b | AU$3.0b | -AU$437,640,354.00 | 9.7x | -21.1x | 3x |
| Sat, 01 Jan 2022 | AU$10.3b | AU$2.6b | -AU$438,011,760.00 | 10.5x | -23.5x | 3.9x |
| Mon, 29 Nov 2021 | AU$10.4b | AU$2.6b | -AU$438,440,171.00 | 9.7x | -23.7x | 4x |
| Wed, 27 Oct 2021 | AU$11.9b | AU$3.1b | -AU$463,386,170.00 | 14.5x | -25.7x | 3.9x |
| Fri, 24 Sep 2021 | AU$11.6b | AU$3.1b | -AU$458,054,166.00 | 14x | -25.3x | 3.8x |
| Sun, 22 Aug 2021 | AU$11.9b | AU$3.1b | -AU$457,076,296.53 | 14.1x | -26.1x | 3.9x |
| Fri, 09 Jul 2021 | AU$12.1b | AU$3.1b | -AU$457,076,296.53 | 14.2x | -26.4x | 3.9x |
Price to Earnings Ratio
-24.5x
Current Industry PE
- Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The 3-year average PS ratio of 2.2x is higher than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have improved over the last three years.
- Revenues for these companies have grown 5.4% per year.
- This means that more sales are being generated by these companies overall, and subsequently losses are decreasing too.
Industry Comparison
How does Australian Consumer Finance compare with similar industries?
| AU Market | 1.62% | |
| Financials | 2.56% | |
| Consumer Finance | 1.66% | |
| Consumer Finance | 1.66% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ZIP Zip Co | AU$1.31 | 3.6% +AU$44.6m | 163.6% | PS1.6x | |
| CCP Credit Corp Group | AU$16.02 | 2.2% +AU$23.1m | -5.9% | PE23.1x | |
| FPR FleetPartners Group | AU$3.67 | 1.7% +AU$14.3m | 65.3% | PE10.8x | |
| HMY Harmoney | AU$0.43 | 1.2% +AU$509.8k | -8.4% | PS1.2x |