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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedMay 08, 2024
DataAggregated Company Financials
Companies7
  • 7D5.4%
  • 3M22.8%
  • 1Y96.6%
  • YTD27.4%

Over the last 7 days, the Consumer Finance industry has risen 5.4%, driven by gains from goeasy of 4.8%. In the last 12 months, the industry was up 97%. Earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 08 May 2024CA$4.2bCA$1.4bCA$249.1m13.2x16.9x3.1x
Fri, 05 Apr 2024CA$3.5bCA$1.4bCA$227.5m12.3x15.4x2.6x
Sun, 03 Mar 2024CA$3.7bCA$1.3bCA$140.4m11.4x26.5x2.8x
Tue, 30 Jan 2024CA$3.8bCA$1.3bCA$94.4m12.7x40.4x3x
Thu, 28 Dec 2023CA$3.7bCA$1.3bCA$96.4m13.1x37.9x2.9x
Sat, 25 Nov 2023CA$3.0bCA$1.3bCA$97.8m10.6x30.7x2.3x
Mon, 23 Oct 2023CA$2.6bCA$1.2bCA$57.2m8.9x44.8x2.1x
Wed, 20 Sep 2023CA$2.7bCA$1.2bCA$87.9m9.3x30.8x2.2x
Fri, 18 Aug 2023CA$3.0bCA$1.2bCA$83.9m9.6x35.7x2.4x
Sun, 16 Jul 2023CA$2.9bCA$1.2bCA$15.2m10.7x188.6x2.5x
Tue, 13 Jun 2023CA$2.6bCA$1.2bCA$15.7m9.4x167.2x2.3x
Thu, 11 May 2023CA$2.6bCA$1.2bCA$24.7m9.4x105.7x2.2x
Sat, 08 Apr 2023CA$2.4bCA$1.1b-CA$4,629,903.0010.5x-524.8x2.1x
Mon, 06 Mar 2023CA$2.9bCA$1.1bCA$30.9m12.5x95.2x2.7x
Wed, 01 Feb 2023CA$3.0bCA$1.1bCA$52.4m11.5x56.5x2.7x
Fri, 30 Dec 2022CA$2.6bCA$1.1bCA$49.2m11.2x53.4x2.4x
Sun, 27 Nov 2022CA$2.9bCA$1.1bCA$74.5m11.1x38.8x2.7x
Tue, 25 Oct 2022CA$2.5bCA$1.0bCA$106.5m9.4x23.8x2.5x
Thu, 22 Sep 2022CA$2.7bCA$1.0bCA$106.1m10.4x25.1x2.6x
Sat, 20 Aug 2022CA$3.0bCA$975.3mCA$80.6m30x36.6x3x
Mon, 18 Jul 2022CA$2.3bCA$917.3mCA$123.3m27.1x18.4x2.5x
Wed, 15 Jun 2022CA$2.4bCA$906.7mCA$108.0m41.5x22.3x2.7x
Fri, 13 May 2022CA$2.6bCA$844.9mCA$211.2m37.4x12.2x3x
Sun, 10 Apr 2022CA$3.1bCA$838.7mCA$211.2m41.8x14.6x3.7x
Tue, 08 Mar 2022CA$3.2bCA$820.9mCA$240.7m19.8x13.3x3.9x
Thu, 03 Feb 2022CA$3.5bCA$789.2mCA$239.9m22.7x14.6x4.4x
Sat, 01 Jan 2022CA$4.2bCA$782.3mCA$233.4m21.9x17.9x5.3x
Mon, 29 Nov 2021CA$4.4bCA$784.1mCA$233.6m19.9x18.8x5.6x
Wed, 27 Oct 2021CA$4.6bCA$723.9mCA$216.3m23.3x21.5x6.4x
Fri, 24 Sep 2021CA$4.3bCA$607.5mCA$204.2m19.5x21.2x7.1x
Sun, 22 Aug 2021CA$3.6bCA$600.4mCA$214.6m16.3x17x6.1x
Fri, 09 Jul 2021CA$3.7bCA$600.4mCA$202.3m13.9x18x6.1x
Price to Earnings Ratio

16.8x


Total Market Cap: CA$3.4bTotal Earnings: CA$204.3mTotal Revenue: CA$572.4mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 16.4x202220232024
Current Industry PE
  • Investors are relatively neutral on the Canadian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.4x.
  • The 3-year average PS ratio of 3.5x is higher than the industry's current PS ratio of 3.1x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.8% per year over the last three years.
  • Revenues for these companies have grown 34% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Canadian Financials industry?

CA Market2.53%
Financials2.37%
Consumer Finance5.36%
Consumer Finance5.36%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$184.534.8%
+CA$142.6m		92.3%PE12.5x
PRL Propel HoldingsCA$24.248.9%
+CA$68.3m		269.5%PE21.8x
CXI Currency Exchange InternationalCA$26.502.4%
+CA$4.1m		8.2%PE13.2x
EPF Everyday People FinancialCA$0.406.7%
+CA$2.9m		40.4%PS1.2x
PBX PowerBand SolutionsCA$0.0511.1%
+CA$1.8m		66.7%PS5.1x
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Latest News

MOGO

CA$2.48

Mogo

7D

-3.9%

1Y

-23.5%

EPF

CA$0.40

Everyday People Financial

7D

6.7%

1Y

40.4%

GSY

CA$184.53

goeasy

7D

4.8%

1Y

92.3%

This Is Why We Think goeasy Ltd.'s (TSE:GSY) CEO Might Get A Pay Rise Approved By Shareholders

May 02
This Is Why We Think goeasy Ltd.'s (TSE:GSY) CEO Might Get A Pay Rise Approved By Shareholders

CXI

CA$26.50

Currency Exchange International

7D

2.4%

1Y

8.2%

PBX

CA$0.05

PowerBand Solutions

7D

11.1%

1Y

66.7%

PRL

CA$24.24

Propel Holdings

7D

8.9%

1Y

269.5%

Investors Appear Satisfied With Propel Holdings Inc.'s (TSE:PRL) Prospects As Shares Rocket 40%

Apr 19
Investors Appear Satisfied With Propel Holdings Inc.'s (TSE:PRL) Prospects As Shares Rocket 40%

INVR

CA$0.05

Inverite Insights

7D

11.1%

1Y

-16.7%

AXIS

CA$0.06

Axis Auto Finance

7D

-7.7%

1Y

-74.5%