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Indonesian (IDX) Consumer Finance Industry Analysis

UpdatedMay 19, 2024
DataAggregated Company Financials
Companies13
  • 7D1.1%
  • 3M-7.9%
  • 1Y0.7%
  • YTD-4.0%

In the last week, the Consumer Finance industry is up 1.1%, with BFI Finance Indonesia up 5.4%. The industry has been flat over the past 12 months despite the gain this week. Earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the Indonesian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 19 May 2024Rp46.1tRp19.5tRp5.4t9x8.5x2.4x
Tue, 16 Apr 2024Rp52.6tRp19.6tRp5.6t9.4x9.3x2.7x
Thu, 14 Mar 2024Rp51.9tRp19.7tRp5.6t12.5x9.3x2.6x
Sat, 10 Feb 2024Rp50.3tRp19.5tRp5.6t11.7x9.1x2.6x
Mon, 08 Jan 2024Rp48.2tRp19.5tRp5.6t12x8.7x2.5x
Wed, 06 Dec 2023Rp47.0tRp19.8tRp5.6t11.4x8.4x2.4x
Fri, 03 Nov 2023Rp44.9tRp19.4tRp5.7t12.2x7.9x2.3x
Sun, 01 Oct 2023Rp47.3tRp19.4tRp5.8t11.7x8.1x2.4x
Tue, 29 Aug 2023Rp49.9tRp19.4tRp5.8t11.7x8.6x2.6x
Thu, 27 Jul 2023Rp53.1tRp19.1tRp5.4t11.8x9.8x2.8x
Sat, 24 Jun 2023Rp49.4tRp19.1tRp5.4t10.3x9.1x2.6x
Mon, 22 May 2023Rp45.9tRp19.1tRp5.4t10x8.5x2.4x
Wed, 19 Apr 2023Rp46.5tRp18.4tRp5.0t11x9.3x2.5x
Fri, 17 Mar 2023Rp43.0tRp18.1tRp4.7t14.8x9.1x2.4x
Sun, 12 Feb 2023Rp43.5tRp17.3tRp4.5t15.1x9.6x2.5x
Tue, 10 Jan 2023Rp40.7tRp17.3tRp4.5t16x9x2.4x
Thu, 08 Dec 2022Rp41.1tRp17.3tRp4.5t17x9.1x2.4x
Sat, 05 Nov 2022Rp41.2tRp17.3tRp4.4t22.1x9.4x2.4x
Mon, 03 Oct 2022Rp41.1tRp16.2tRp3.9t16.6x10.6x2.5x
Wed, 31 Aug 2022Rp41.6tRp16.2tRp3.9t16.1x10.7x2.6x
Fri, 29 Jul 2022Rp40.2tRp15.4tRp3.5t23.6x11.3x2.6x
Sun, 26 Jun 2022Rp38.7tRp15.4tRp3.5t24.7x11x2.5x
Tue, 24 May 2022Rp39.8tRp15.0tRp3.3t18.1x11.9x2.7x
Thu, 21 Apr 2022Rp43.5tRp14.4tRp3.1t22.2x13.8x3x
Sat, 19 Mar 2022Rp44.5tRp15.0tRp2.9t17.8x15.3x3x
Mon, 14 Feb 2022Rp42.9tRp14.3tRp2.5t23.7x17.2x3x
Wed, 12 Jan 2022Rp43.9tRp14.3tRp2.5t19.8x17.6x3.1x
Fri, 10 Dec 2021Rp38.6tRp14.1tRp2.4t22.1x16.2x2.7x
Sun, 07 Nov 2021Rp38.6tRp14.1tRp2.3t20.6x16.6x2.7x
Tue, 05 Oct 2021Rp37.6tRp14.0tRp2.1t24.9x17.8x2.7x
Thu, 02 Sep 2021Rp41.1tRp13.9tRp2.1t23x19.4x3x
Sat, 31 Jul 2021Rp35.9tRp13.9tRp2.1t22.9x17x2.6x
Price to Earnings Ratio

24.9x


Total Market Cap: Rp35.0tTotal Earnings: Rp1.4tTotal Revenue: Rp13.4tTotal Market Cap vs Earnings and Revenue0%0%0%
Indonesian Consumer Finance Industry Price to Earnings3Y Average 12x202220232024
Current Industry PE
  • Investors are pessimistic on the Indonesian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.4x which is lower than its 3-year average PE of 12.0x.
  • The industry is trading close to its 3-year average PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 58% per year over the last three years.
  • Revenues for these companies have grown 13% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indonesian Financials industry?

ID Market4.25%
Financials3.88%
Consumer Finance1.06%
Consumer Finance1.06%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BFIN BFI Finance IndonesiaRp1.08k5.4%
+Rp827.2b		-16.6%PE10.9x
MFIN Mandala MultifinanceRp3.17k0.3%
+Rp26.5b		75.1%PE23x
CFIN PT. Clipan Finance IndonesiaRp482.001.3%
+Rp23.9b		18.7%PE2.4x
WOMF Wahana Ottomitra MultiarthaRp376.001.1%
+Rp13.9b		16.8%PE5.5x
HDFA Radana Bhaskara FinanceRp95.001.1%
+Rp6.5b		-34.0%PS6.8x
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Latest News

MFIN

Rp3,170.00

Mandala Multifinance

7D

0.3%

1Y

75.1%

WOMF

Rp376.00

Wahana Ottomitra Multiartha

7D

1.1%

1Y

16.8%

IMJS

Rp208.00

Indomobil Multi Jasa

7D

-2.8%

1Y

-46.9%

TIFA

Rp370.00

KDB Tifa Finance

7D

-3.6%

1Y

-14.0%

TRUS

Rp424.00

Trust Finance Indonesia

7D

-0.9%

1Y

6.0%

BFIN

Rp1,080.00

BFI Finance Indonesia

7D

5.4%

1Y

-16.6%

CFIN

Rp482.00

PT. Clipan Finance Indonesia

7D

1.3%

1Y

18.7%

ADMF

Rp11,750.00

Adira Dinamika Multi Finance

7D

-1.5%

1Y

16.0%

BPFI

Rp340.00

Woori Finance Indonesia

7D

-12.4%

1Y

4.9%

HDFA

Rp95.00

Radana Bhaskara Finance

7D

1.1%

1Y

-34.0%

BBLD

Rp575.00

Buana Finance

7D

-0.9%

1Y

6.5%