Malaysian (KLSE) Consumer Finance Industry Analysis

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sat, 18 May 2024	RM7.9b	RM2.3b	RM593.0m	17.2x	13.4x	3.5x
Mon, 15 Apr 2024	RM7.5b	RM2.3b	RM593.0m	16.9x	12.7x	3.3x
Wed, 13 Mar 2024	RM7.1b	RM2.1b	RM567.5m	16.1x	12.6x	3.4x
Fri, 09 Feb 2024	RM7.2b	RM2.1b	RM575.5m	15.9x	12.6x	3.5x
Sun, 07 Jan 2024	RM7.2b	RM2.1b	RM575.5m	15.8x	12.4x	3.5x
Tue, 05 Dec 2023	RM6.8b	RM2.0b	RM572.2m	16.7x	12x	3.4x
Thu, 02 Nov 2023	RM6.6b	RM2.0b	RM559.7m	15.2x	11.7x	3.4x
Sat, 30 Sep 2023	RM6.8b	RM2.0b	RM563.1m	15.8x	12.1x	3.5x
Mon, 28 Aug 2023	RM6.1b	RM1.8b	RM507.0m	13.5x	12x	3.3x
Wed, 26 Jul 2023	RM6.1b	RM1.8b	RM507.4m	11.9x	12.1x	3.4x
Fri, 23 Jun 2023	RM5.5b	RM1.8b	RM571.1m	11.7x	9.7x	3.1x
Sun, 21 May 2023	RM5.4b	RM1.8b	RM582.4m	11x	9.2x	3.1x
Tue, 18 Apr 2023	RM5.5b	RM1.8b	RM582.4m	10.9x	9.4x	3.1x
Thu, 16 Mar 2023	RM5.2b	RM1.8b	RM509.0m	10.3x	10.1x	2.9x
Sat, 11 Feb 2023	RM5.5b	RM1.8b	RM505.4m	10.6x	10.9x	3x
Mon, 09 Jan 2023	RM5.4b	RM1.8b	RM499.9m	10.4x	10.8x	3x
Wed, 07 Dec 2022	RM5.6b	RM1.8b	RM526.3m	10.2x	10.7x	3.2x
Fri, 04 Nov 2022	RM5.3b	RM1.7b	RM519.5m	10.2x	10.3x	3.1x
Sun, 02 Oct 2022	RM5.4b	RM1.7b	RM505.8m	10.1x	10.7x	3.1x
Tue, 30 Aug 2022	RM5.6b	RM1.7b	RM505.7m	10.4x	11x	3.3x
Thu, 28 Jul 2022	RM5.7b	RM1.7b	RM496.2m	12.7x	11.4x	3.4x
Sat, 25 Jun 2022	RM5.4b	RM1.7b	RM496.2m	12.2x	10.8x	3.2x
Mon, 23 May 2022	RM6.0b	RM1.3b	RM498.7m	13x	12.1x	4.5x
Wed, 20 Apr 2022	RM6.2b	RM1.3b	RM507.5m	11.3x	12.2x	4.7x
Fri, 18 Mar 2022	RM5.3b	RM1.5b	RM590.9m	9.5x	9x	3.7x
Sun, 13 Feb 2022	RM5.6b	RM1.4b	RM589.5m	9.6x	9.5x	3.9x
Tue, 11 Jan 2022	RM5.8b	RM1.4b	RM589.5m	9.8x	9.8x	4x
Thu, 09 Dec 2021	RM5.2b	RM1.5b	RM528.2m	9.6x	9.8x	3.5x
Sat, 06 Nov 2021	RM5.5b	RM1.5b	RM529.2m	10.1x	10.4x	3.7x
Mon, 04 Oct 2021	RM4.8b	RM1.5b	RM559.5m	8.9x	8.6x	3.3x
Wed, 01 Sep 2021	RM4.6b	RM1.4b	RM535.8m	8.8x	8.7x	3.2x
Thu, 08 Jul 2021	RM4.4b	RM1.4b	RM535.8m	8.2x	8.2x	3.1x

Current Industry PE

Investors are optimistic on the Malaysian Consumer Finance industry, and appear confident in long term growth rates.

The industry is trading at a PE ratio of 13.4x which is higher than its 3-year average PE of 10.7x.

The industry is trading close to its 3-year average PS ratio of 3.4x.

Past Earnings Growth

The earnings for companies in the Consumer Finance industry have grown 4.4% per year over the last three years.
Revenues for these companies have grown 17% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Malaysian Financials industry?


MY Market	1.94%
Financials	0.71%
Consumer Finance	0.21%
Consumer Finance	0.21%

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
AEONCR AEON Credit Service (M) Berhad	RM7.18	0.4% +RM15.3m	23.2%	PE8.9x
ELKDESA ELK-Desa Resources Berhad	RM1.30	2.4% +RM13.6m	9.2%	PE17.2x
PPJACK Pappajack Berhad	RM1.01	1.0% +RM7.7m	62.9%	PE38.8x
JOHAN Johan Holdings Berhad	RM0.055	10.0% +RM5.8m	0%	PS2.7x

Company

Last Price

Valuation

AEONCR AEON Credit Service (M) Berhad

RM7.18

0.4%
+RM15.3m

23.2%

PE8.9x

ELKDESA ELK-Desa Resources Berhad

RM1.30

2.4%
+RM13.6m

9.2%