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Intact Financial CorporationTSX:IFC Stock Report

Market Cap CA$48.0b
Share Price
CA$269.60
My Fair Value
CA$326.69
17.5% undervalued intrinsic discount
1Y1.3%
7D1.5%
Portfolio Value
View

Intact Financial Corporation

TSX:IFC Stock Report

Market Cap: CA$48.0b

Intact Financial (IFC) Stock Overview

Through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. More details

IFC fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends5/6

IFC Community Fair Values

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Intact Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Intact Financial
Historical stock prices
Current Share PriceCA$269.60
52 Week HighCA$317.35
52 Week LowCA$250.28
Beta0.28
1 Month Change-3.01%
3 Month Change-11.11%
1 Year Change1.33%
3 Year Change36.02%
5 Year Change89.75%
Change since IPO833.52%

Recent News & Updates

Intact Financial Corporation's (TSE:IFC) Business Is Yet to Catch Up With Its Share Price

Aug 26
Intact Financial Corporation's (TSE:IFC) Business Is Yet to Catch Up With Its Share Price

Recent updates

Intact Financial Corporation's (TSE:IFC) Business Is Yet to Catch Up With Its Share Price

Aug 26
Intact Financial Corporation's (TSE:IFC) Business Is Yet to Catch Up With Its Share Price

Shareholders Will Probably Hold Off On Increasing Intact Financial Corporation's (TSE:IFC) CEO Compensation For The Time Being

May 01
Shareholders Will Probably Hold Off On Increasing Intact Financial Corporation's (TSE:IFC) CEO Compensation For The Time Being

Intact Financial Corporation's (TSE:IFC) Share Price Could Signal Some Risk

Apr 22
Intact Financial Corporation's (TSE:IFC) Share Price Could Signal Some Risk

Intact Financial's (TSE:IFC) Dividend Will Be Increased To CA$1.33

Feb 17
Intact Financial's (TSE:IFC) Dividend Will Be Increased To CA$1.33
User avatar

Harnessing AI And Decisive Acquisitions To Propel Canadian Insurer's Growth And Efficiency

Intact Financial expects premium growth and profitability from hard market conditions and Direct Line acquisition, leveraging AI, digital tech, and enhanced distribution.

Shareholder Returns

IFCCA InsuranceCA Market
7D1.5%0.4%-1.7%
1Y1.3%18.1%18.8%

Return vs Industry: IFC underperformed the Canadian Insurance industry which returned 18.1% over the past year.

Return vs Market: IFC underperformed the Canadian Market which returned 18.8% over the past year.

Price Volatility

Is IFC's price volatile compared to industry and market?
IFC volatility
IFC Average Weekly Movement2.8%
Insurance Industry Average Movement2.8%
Market Average Movement9.4%
10% most volatile stocks in CA Market20.3%
10% least volatile stocks in CA Market3.0%

Stable Share Price: IFC has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: IFC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
180931,000Charles Joseph Brindamourwww.intactfc.com

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. The company offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and contents from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance which provides commercial auto, property, and liability coverages. It also provides pet and business insurance, as well as provides risk management solutions.

Intact Financial Corporation Fundamentals Summary

How do Intact Financial's earnings and revenue compare to its market cap?
IFC fundamental statistics
Market capCA$47.99b
Earnings (TTM)CA$2.33b
Revenue (TTM)CA$29.49b
20.6x
P/E Ratio
1.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IFC income statement (TTM)
RevenueCA$29.49b
Cost of RevenueCA$25.66b
Gross ProfitCA$3.83b
Other ExpensesCA$1.50b
EarningsCA$2.33b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 05, 2025

Earnings per share (EPS)13.07
Gross Margin12.99%
Net Profit Margin7.89%
Debt/Equity Ratio24.7%

How did IFC perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
39%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/14 06:25
End of Day Share Price 2025/10/10 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Intact Financial Corporation is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David DonovanAccountability Research Corporation
Taylor ScottBarclays
John AikenBarclays