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Updated 5h ago
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Mapfre, S.A.BME:MAP Stock Report

Market Cap €13.5b
Updated 5h ago
Share Price
n/a
1Y14.8%
7D1.5%
1D1.1%
Portfolio Value
​
View

Mapfre, S.A.

BME:MAP Stock Report

Market Cap: €13.5b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Mapfre (MAP) Stock Overview

Engages in insurance, reinsurance, and financial activities in Spain. More details

MAP fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health5/6
Dividends5/6

Rewards

Trading at 42.3% below our estimate of its fair value

Earnings are forecast to grow 4.85% per year

Earnings have grown 14.5% per year over the past 5 years

Pays a reliable dividend of 4.05%

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for MAP from our risk checks.

MAP Community Fair Values

Create Narrative

See what 80 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
8.2% overvalued intrinsic discount
AnalystConsensusTarget
•2mo ago

Latin America Expansion And Digital Transformation Will Shape Future Leadership

175
0
45
AN
AnalystHighTarget
2.5% undervalued intrinsic discount
AnalystHighTarget
•2mo ago

Rising LATAM Insurance Penetration And Digital Shift Will Spark Growth

90
0
7
AN
AnalystLowTarget
22.0% overvalued intrinsic discount
AnalystLowTarget
•3mo ago

Digital Competition And Climate Risks Will Erode Underwriting Margins

36
0
2

Top Analyst Narratives

AN
AnalystConsensusTarget
8.2% overvalued intrinsic discount
AnalystConsensusTarget
•2mo ago

Latin America Expansion And Digital Transformation Will Shape Future Leadership

175
0
45
AN
AnalystHighTarget
2.5% undervalued intrinsic discount
AnalystHighTarget
•2mo ago

Rising LATAM Insurance Penetration And Digital Shift Will Spark Growth

90
0
7
AN
AnalystLowTarget
22.0% overvalued intrinsic discount
AnalystLowTarget
•3mo ago

Digital Competition And Climate Risks Will Erode Underwriting Margins

36
0
2
View all narratives

Mapfre, S.A. Competitors

Línea Directa Aseguradora Compañía de Seguros y Reaseguros

Symbol: BME:LDA
Market cap: €1.4b

Powszechny Zaklad Ubezpieczen

Symbol: WSE:PZU
Market cap: zł62.6b

BB Seguridade Participações

Symbol: BOVESPA:BBSE3
Market cap: R$79.3b

Gjensidige Forsikring

Symbol: OB:GJF
Market cap: NOK 138.0b

Price History & Performance

Summary of share price highs, lows and changes for Mapfre
Historical stock prices
Current Share Price€4.40
52 Week High€4.62
52 Week Low€3.52
Beta0.25
1 Month Change1.01%
3 Month Change2.61%
1 Year Change13.51%
3 Year Change128.19%
5 Year Change133.14%
Change since IPO2,899.51%

Recent News & Updates

User avatar
Narrative Update • Jul 15

MAP: Margin Outlook And Revenue Assumptions Will Steadily Guide Future Performance

The analyst price target for Mapfre has been adjusted from €3.98 to €4.12. Analysts attribute this change to slightly firmer revenue expectations, a modestly higher profit margin outlook, and a broadly unchanged future P/E assumption as the key drivers.
User avatar
Narrative Update • Jul 01

MAP: Fair Value View Will Rely On Updated P/E And Discount Rate

Analysts have slightly raised their price target on Mapfre to €4.57 from €4.30, citing updated assumptions around the stock's fair value, discount rate, expected revenue growth, profit margins and future P/E multiple. What’s in the News for Mapfre No recent company-specific news items for Mapfre were provided in the available sources.
User avatar
Narrative Update • Jun 16

MAP: Premium Strength And Margin Gains Will Mask Overvaluation Risk

Analysts have raised their fair value estimate for Mapfre from €2.51 to €3.65, citing updated assumptions that include a slightly lower discount rate, weaker expectations for revenue, a higher profit margin, and a modestly higher future P/E multiple. What’s in the News for Mapfre Mapfre presented its 2024 income statement with premium growth expected at 6.6% at constant exchange rates, according to recent company disclosures.

Recent updates

User avatar
Narrative Update • Jul 15

MAP: Margin Outlook And Revenue Assumptions Will Steadily Guide Future Performance

The analyst price target for Mapfre has been adjusted from €3.98 to €4.12. Analysts attribute this change to slightly firmer revenue expectations, a modestly higher profit margin outlook, and a broadly unchanged future P/E assumption as the key drivers.
User avatar
Narrative Update • Jul 01

MAP: Fair Value View Will Rely On Updated P/E And Discount Rate

Analysts have slightly raised their price target on Mapfre to €4.57 from €4.30, citing updated assumptions around the stock's fair value, discount rate, expected revenue growth, profit margins and future P/E multiple. What’s in the News for Mapfre No recent company-specific news items for Mapfre were provided in the available sources.
User avatar
Narrative Update • Jun 16

MAP: Premium Strength And Margin Gains Will Mask Overvaluation Risk

Analysts have raised their fair value estimate for Mapfre from €2.51 to €3.65, citing updated assumptions that include a slightly lower discount rate, weaker expectations for revenue, a higher profit margin, and a modestly higher future P/E multiple. What’s in the News for Mapfre Mapfre presented its 2024 income statement with premium growth expected at 6.6% at constant exchange rates, according to recent company disclosures.
User avatar
Narrative Update • Jun 02

MAP: Margin Resilience And Adjusted Revenue Outlook Will Shape Future Performance

Analysts have nudged their fair value estimate for Mapfre slightly higher from €3.92 to €3.98, citing updated assumptions around discount rates, revenue trends and margins that also feed into a refreshed future P/E view. What's in the News No recent news items, periodical coverage, or key developments were provided for Mapfre, so there are currently no specific events to highlight for you.
User avatar
Narrative Update • Feb 03

MAP: Future P/E Reset And €4.30 Reference Will Guide Neutral Stance

Analysts have revised their price target on Mapfre to €4.30, in line with the prior €4.30 fair value estimate, citing updated assumptions for revenue growth, slightly higher profit margins and a lower future P/E multiple. Recent UBS coverage with a bearish stance adds a more cautious tone to the outlook.
User avatar
Narrative Update • Jan 19

MAP: Neutral Stance Will Depend On €4.15 Reference And P/E Assumptions

Narrative Update on Mapfre Analysts now see more limited upside for Mapfre, with the latest Street research pointing to a revised price target of €4.15. This reflects a more cautious stance despite only marginal adjustments to revenue growth, profit margin assumptions and the forward P/E of 12.86x.
Analysis Article • Jan 12

Insufficient Growth At Mapfre, S.A. (BME:MAP) Hampers Share Price

Mapfre, S.A.'s ( BME:MAP ) price-to-earnings (or "P/E") ratio of 11.4x might make it look like a buy right now compared...
User avatar
Narrative Update • Jan 05

MAP: Neutral Outlook Will Rely On Margins And P/E Assumptions

Analysts have nudged their fair value estimate for Mapfre to €4.30 from €4.00, aligning their updated price target with a more cautious Neutral stance and modest tweaks to the discount rate, revenue growth, margin, and future P/E assumptions. Analyst Commentary Recent research points to a more balanced stance on Mapfre, with the fair value estimate raised to €4.30 while the rating shifts to Neutral.
User avatar
Narrative Update • Dec 15

MAP: Margin Resilience And Slower Growth Expectations Will Shape Future Performance

Analysts have reduced their price target on Mapfre from EUR 4.15 to EUR 3.92. This reflects expectations for slower top line growth, partially offset by a modest improvement in profitability and a slightly lower future earnings multiple.
User avatar
Narrative Update • Dec 01

MAP: Margin Improvement And Sector Downgrade Will Shape Near-Term Outlook

Analysts have raised their price target for Mapfre slightly, from €3.89 to €3.92. This reflects a modest improvement in projected profit margins, despite subdued revenue growth expectations and a recent sector downgrade.
Analysis Article • Nov 25

Mapfre (BME:MAP) Is Due To Pay A Dividend Of €0.057

The board of Mapfre, S.A. ( BME:MAP ) has announced that it will pay a dividend of €0.057 per share on the 28th of...
User avatar
Narrative Update • Nov 17

MAP: Cost Focus And Digital Shifts Will Shape Near-Term Performance

Narrative Update on Mapfre: Revised Analyst Price Target Analysts have lowered their fair value estimate for Mapfre from €3.42 to €3.89, citing a more cautious outlook based on moderating revenue growth and updated research sentiment. Analyst Commentary Bullish Takeaways Bullish analysts note that Mapfre's established market presence and diversified portfolio support stable earnings, which can underpin the current valuation levels.
Analysis Article • Oct 12

With EPS Growth And More, Mapfre (BME:MAP) Makes An Interesting Case

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
User avatar
New Narrative • Feb 23

Strong Capital Base And Diversification Will Support Future Success In Insurance Sector

Strategic focus on profitable growth and diversification could positively influence future earnings and earnings stability.

Shareholder Returns

MAPES InsuranceES Market
7D0.3%0.3%-0.3%
1Y13.5%14.6%25.7%

Return vs Industry: MAP matched the Spanish Insurance industry which returned 14.6% over the past year.

Return vs Market: MAP underperformed the Spanish Market which returned 25.7% over the past year.

Price Volatility

Is MAP's price volatile compared to industry and market?
MAP volatility
MAP Average Weekly Movement2.4%
Insurance Industry Average Movement2.6%
Market Average Movement3.0%
10% most volatile stocks in ES Market6.4%
10% least volatile stocks in ES Market0.6%

Stable Share Price: MAP has not had significant price volatility in the past 3 months compared to the Spanish market.

Volatility Over Time: MAP's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193330,693Antonio Huertas Mejiaswww.mapfre.com

Mapfre, S.A., together with its subsidiaries, engages in insurance, reinsurance, and financial activities in Spain. The company offers life; health; accident; property and casualty protection that include automobile insurance, homeowner and commercial risk, and family third-party liability insurance; savings and investment; retirement; burial; travel and leisure insurance; and agriculture and livestock insurance products. It also provides investment and pension funds; reinsurance services; insurance for businesses; and business multirisk insurance.

Mapfre, S.A. Fundamentals Summary

How do Mapfre's earnings and revenue compare to its market cap?
MAP fundamental statistics
Market cap€13.52b
Earnings (TTM)€1.18b
Revenue (TTM)€31.15b
11.4x
P/E Ratio
0.4x
P/S Ratio

Is MAP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MAP income statement (TTM)
Revenue€31.15b
Cost of Revenue€23.37b
Gross Profit€7.77b
Other Expenses€6.59b
Earnings€1.18b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Oct 28, 2026

Earnings per share (EPS)0.39
Gross Margin24.95%
Net Profit Margin3.80%
Debt/Equity Ratio26.1%

How did MAP perform over the long term?

See historical performance and comparison

Dividends

4.1%
Current Dividend Yield
28%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/21 17:12
End of Day Share Price 2026/09/18 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mapfre, S.A. is covered by 24 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Maria del Paz Ojeda FernandezBanco de Sabadell. S.A.
null nullBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander

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