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Kojamo OyjHLSE:KOJAMO Stock Report

Market Cap €2.6b
Share Price
€10.51
My Fair Value
n/a
1Y17.2%
7D1.2%
Portfolio Value
​
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Kojamo Oyj

HLSE:KOJAMO Stock Report

Market Cap: €2.6b

Kojamo Oyj (KOJAMO) Stock Overview

Operates as a private housing investment company in Finland. More details

KOJAMO fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance1/6
Financial Health1/6
Dividends0/6

Rewards

Earnings are forecast to grow 22.76% per year

Became profitable this year

Risk Analysis

Interest payments are not well covered by earnings

Large one-off items impacting financial results


KOJAMO Community Fair Values

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Kojamo Oyj

Urbanization And Digital Living Will Reshape Helsinki Rental Markets

Key Takeaways Kojamo is poised for accelerated rent and occupancy growth due to tightening urban rental supply, innovative pricing strategies, and digitalization driving stronger customer retention. Optimized asset management, robust financial positioning, and strategic leadership changes set the stage for margin expansion and market share gains in a growing urban rental market.
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€12.5
FV
15.7% undervalued intrinsic discount
1.59%
Revenue growth p.a.
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Kojamo Oyj

Helsinki Oversupply And Rising Costs Will Hurt Property Value

Key Takeaways Geographic concentration and demographic shifts increase vulnerability to local market risks, potentially depressing occupancy rates and rental income. Rising costs, regulatory demands, and higher interest expenses threaten profitability, limit investment capacity, and pressure margins over the long term.
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€7.07
FV
49.0% overvalued intrinsic discount
0.34%
Revenue growth p.a.
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0users have followed this narrative
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Kojamo Oyj

Helsinki, Tampere And Turku Rental Markets Will Unlock Lasting Value

Key Takeaways Tight rental supply and urbanization trends should enhance market positioning, driving sustained revenue growth and supporting long-term pricing strength. Digitalization, efficiency initiatives, and disciplined capital allocation are set to boost tenant retention, margins, and shareholder value.
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€10.77
FV
2.1% undervalued intrinsic discount
0.45%
Revenue growth p.a.
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Kojamo Oyj Competitors

Price History & Performance

Summary of share price highs, lows and changes for Kojamo Oyj
Historical stock prices
Current Share Price€10.51
52 Week High€11.52
52 Week Low€8.22
Beta1.3
1 Month Change0.48%
3 Month Change-3.13%
1 Year Change17.17%
3 Year Change-25.62%
5 Year Change-39.87%
Change since IPO22.91%

Recent News & Updates

Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Aug 29
Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Recent updates

Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Aug 29
Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next

Aug 24
Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next

Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?

Aug 23
Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?

Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?

Jul 21
Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?
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Helsinki Urban Migration And Digitalization Will Transform Rental Markets

Strong urbanization and persistent housing supply constraints support higher occupancy, rent growth, and long-term revenue gains in core Finnish markets.

Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt

Apr 02
Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt

Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors

Feb 21
Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Oct 29
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Aug 19
Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

Jul 18
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year

Mar 08
It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year

Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?

Feb 20
Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Nov 01
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

These 4 Measures Indicate That Kojamo Oyj (HEL:KOJAMO) Is Using Debt Extensively

Aug 02
These 4 Measures Indicate That Kojamo Oyj (HEL:KOJAMO) Is Using Debt Extensively

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Apr 17
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Kojamo Oyj's (HEL:KOJAMO) Dividend Will Be Increased To €0.39

Feb 18
Kojamo Oyj's (HEL:KOJAMO) Dividend Will Be Increased To €0.39

Shareholder Returns

KOJAMOFI Real EstateFI Market
7D1.2%-1.2%0.6%
1Y17.2%7.7%19.5%

Return vs Industry: KOJAMO exceeded the Finnish Real Estate industry which returned 7.7% over the past year.

Return vs Market: KOJAMO underperformed the Finnish Market which returned 19.5% over the past year.

Price Volatility

Is KOJAMO's price volatile compared to industry and market?
KOJAMO volatility
KOJAMO Average Weekly Movement2.8%
Real Estate Industry Average Movement3.9%
Market Average Movement4.1%
10% most volatile stocks in FI Market7.2%
10% least volatile stocks in FI Market2.7%

Stable Share Price: KOJAMO has not had significant price volatility in the past 3 months compared to the Finnish market.

Volatility Over Time: KOJAMO's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1969286Reima Rytsolakojamo.fi

Kojamo Oyj operates as a private housing investment company in Finland. The company rents apartments and offers housing services under the Lumo brand name. It also offers broadband internet connection services, as well as rent and car sharing services.

Kojamo Oyj Fundamentals Summary

How do Kojamo Oyj's earnings and revenue compare to its market cap?
KOJAMO fundamental statistics
Market cap€2.57b
Earnings (TTM)€39.50m
Revenue (TTM)€457.20m
65.0x
P/E Ratio
5.6x
P/S Ratio

Is KOJAMO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KOJAMO income statement (TTM)
Revenue€457.20m
Cost of Revenue€151.10m
Gross Profit€306.10m
Other Expenses€266.60m
Earnings€39.50m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Feb 11, 2026

Earnings per share (EPS)0.16
Gross Margin66.95%
Net Profit Margin8.64%
Debt/Equity Ratio92.1%

How did KOJAMO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/03 17:22
End of Day Share Price 2025/10/31 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kojamo Oyj is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kanad MitraBarclays
Celine HuynhBarclays
Erik GranströmCarnegie Investment Bank AB