COFACE (COFA) Stock Overview
Through its subsidiaries, provides trade credit insurance products and services for small and medium enterprises, mid-market companies, international corporations, international companies, financial institutions, and clients of distribution partners. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
COFA Community Fair Values
Create NarrativeSee what 27 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
COFACE SA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €15.80 |
| 52 Week High | €16.99 |
| 52 Week Low | €14.02 |
| Beta | 0.48 |
| 1 Month Change | 4.08% |
| 3 Month Change | 0.32% |
| 1 Year Change | 0.13% |
| 3 Year Change | 19.61% |
| 5 Year Change | 54.45% |
| Change since IPO | 39.95% |
Recent News & Updates
Services Expansion And Data Platform Will Drive Stronger Future Potential
Catalysts About COFACE COFACE provides trade credit insurance and related services that help businesses manage customer credit risk and collections. What are the underlying business or industry changes driving this perspective?
AI And Data Expansion Will Shape A More Resilient Credit Services Platform
Catalysts About COFACE COFACE provides trade credit insurance, business information, debt collection and related services that help clients manage credit risk and cross-border trade exposure. What are the underlying business or industry changes driving this perspective?
COFA: Future Returns Will Rely On Dividend Policy And Higher Earnings Multiple
Analysts have revised their price target on COFACE, lifting fair value from €17.72 to €18.63, with updated assumptions that include adjusted discount rates, revenue growth expectations, profit margin outlook, and a new forward P/E input. What’s in the News for COFACE COFACE SA shareholders approved a dividend of €1.25 per share for the 2025 financial year at the combined shareholder meeting held on May 19, 2026, with payment scheduled for May 28, 2026, and an ex-dividend date of May 26, 2026.Recent updates
Services Expansion And Data Platform Will Drive Stronger Future Potential
Catalysts About COFACE COFACE provides trade credit insurance and related services that help businesses manage customer credit risk and collections. What are the underlying business or industry changes driving this perspective?AI And Data Expansion Will Shape A More Resilient Credit Services Platform
Catalysts About COFACE COFACE provides trade credit insurance, business information, debt collection and related services that help clients manage credit risk and cross-border trade exposure. What are the underlying business or industry changes driving this perspective?COFA: Future Returns Will Rely On Dividend Policy And Higher Earnings Multiple
Analysts have revised their price target on COFACE, lifting fair value from €17.72 to €18.63, with updated assumptions that include adjusted discount rates, revenue growth expectations, profit margin outlook, and a new forward P/E input. What’s in the News for COFACE COFACE SA shareholders approved a dividend of €1.25 per share for the 2025 financial year at the combined shareholder meeting held on May 19, 2026, with payment scheduled for May 28, 2026, and an ex-dividend date of May 26, 2026.COFACE SA (EPA:COFA) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
It's been a good week for COFACE SA ( EPA:COFA ) shareholders, because the company has just released its latest...COFA: Future Returns Will Rely On Dividend Policy And Slightly Lower Earnings Multiple
Analysts have trimmed their price target on COFACE by €0.30, reflecting a slightly lower view on valuation while keeping core assumptions around fair value and earnings metrics broadly unchanged. Analyst Commentary Sell side commentary around the €0.30 price target cut on COFACE points to only a mild reset in expectations, rather than a shift in the core thesis.COFA: Future Returns Will Rely On Dividend Strength And Discount Rate Support
Analysts have trimmed their price target for COFACE to €16 from €16.50, citing updated assumptions around discount rates and earnings multiples while keeping core fair value inputs broadly unchanged. Analyst Commentary Recent research points to a slightly lower valuation framework for COFACE, with the target moved to €16 from €16.50 while the Hold rating is maintained.COFA: Future Returns Will Rely On Dividend Strength And Hold Stance
Analysts have trimmed their price target for COFACE by €0.50 to €16.00, citing updated views on valuation inputs while keeping the underlying fair value assumptions broadly unchanged. Analyst Commentary Bullish Takeaways Bullish analysts see the updated €16.00 target as consistent with a view that current valuation already reflects known risks, which can appeal if you are looking for more measured expectations rather than aggressive growth assumptions.COFA: Future Earnings Profile Will Rely On Dividend Strength And Hold Rating
Narrative Update on COFACE Analysts have trimmed their price target on COFACE by €0.50 to €16, reflecting updated assumptions on discount rates, revenue growth, profit margin and future P/E multiples. Analyst Commentary Recent Street research on COFACE points to a modest recalibration of expectations, with the stated price target now at €16, slightly below earlier levels.COFA: Future Earnings Profile Will Rely On Dividend Strength And Neutral Rating
Analysts have trimmed their price target on COFACE by €0.50 to €16, citing updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research updates around COFACE focus on relatively small price target trims and a maintained hold stance.COFA: Future Earnings Profile Will Balance Modest Repricing And Neutral Market Expectations
Narrative update on COFACE Analysts have nudged their price target on COFACE slightly lower, trimming it by about €0.30 as modest adjustments to discount rate, profit margin and future P/E expectations filter through their models. Analyst Commentary Recent research shows a modest recalibration of expectations on COFACE, with the published price target brought to €16 from €16.50, and an additional adjustment of about €0.30 reflected in updated models.COFA: Future Earnings Profile Will Support Upside From Current Market Skepticism
Narrative Update The analyst price target for COFACE has edged lower alongside our fair value estimate. It now stands at €17.74 compared with €17.93 previously, as analysts factor in slightly higher discount rates, more cautious revenue growth assumptions, and a modestly adjusted future P/E expectation.COFA: Future Margin Resilience Will Support Upside From Current Market Skepticism
Analysts have trimmed their fair value estimate for COFACE from €18.28 to €17.93, reflecting lower Street price targets near €16 to €20.90 and updated assumptions around the discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research on COFACE reflects a tighter cluster of price targets between €16 and €20.90, with ratings split between Hold and Buy.Analyst Estimates: Here's What Brokers Think Of COFACE SA (EPA:COFA) After Its Third-Quarter Report
Last week, you might have seen that COFACE SA ( EPA:COFA ) released its quarterly result to the market. The early...Improved Earnings Required Before COFACE SA (EPA:COFA) Shares Find Their Feet
COFACE SA's ( EPA:COFA ) price-to-earnings (or "P/E") ratio of 8.9x might make it look like a buy right now compared to...Insufficient Growth At COFACE SA (EPA:COFA) Hampers Share Price
With a price-to-earnings (or "P/E") ratio of 9.3x COFACE SA ( EPA:COFA ) may be sending bullish signals at the moment...COFACE (EPA:COFA) Will Pay A Larger Dividend Than Last Year At €1.40
The board of COFACE SA ( EPA:COFA ) has announced that it will be paying its dividend of €1.40 on the 22nd of May, an...Analysts Have Made A Financial Statement On COFACE SA's (EPA:COFA) Full-Year Report
As you might know, COFACE SA ( EPA:COFA ) recently reported its annual numbers. It was an okay result overall, with...
Earnings And Margins Will Decline, Impacting Future Profitability
Coface's focused investment in Business Information and technology enhances capabilities, driving potential revenue and operational efficiency improvements.Improved Earnings Required Before COFACE SA (EPA:COFA) Shares Find Their Feet
When close to half the companies in France have price-to-earnings ratios (or "P/E's") above 15x, you may consider...COFACE SA's (EPA:COFA) Low P/E No Reason For Excitement
With a price-to-earnings (or "P/E") ratio of 8.4x COFACE SA ( EPA:COFA ) may be sending bullish signals at the moment...The COFACE SA (EPA:COFA) Yearly Results Are Out And Analysts Have Published New Forecasts
It's been a good week for COFACE SA ( EPA:COFA ) shareholders, because the company has just released its latest...Shareholder Returns
| COFA | FR Insurance | FR Market | |
|---|---|---|---|
| 7D | -1.9% | 1.1% | 2.2% |
| 1Y | 0.1% | 6.4% | 4.6% |
Return vs Industry: COFA underperformed the French Insurance industry which returned 6.4% over the past year.
Return vs Market: COFA underperformed the French Market which returned 4.6% over the past year.
Price Volatility
| COFA volatility | |
|---|---|
| COFA Average Weekly Movement | 3.0% |
| Insurance Industry Average Movement | 4.6% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in FR Market | 10.3% |
| 10% least volatile stocks in FR Market | 2.4% |
Stable Share Price: COFA has not had significant price volatility in the past 3 months compared to the French market.
Volatility Over Time: COFA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1946 | 5,351 | Xavier Durand | www.coface.com |
COFACE SA, through its subsidiaries, provides trade credit insurance products and services for small and medium enterprises, mid-market companies, international corporations, international companies, financial institutions, and clients of distribution partners. It offers insurance products, including TradeLiner; EasyLiner, a range of contracts for small and medium enterprises; GlobaLiner, that offers multinationals services, and management and oversight tools; CofaNet, a central internet portal that enables policyholders to manage their contracts; Coface Dashboard, a tool providing client risk analyses and reports; CofaMove, a mobile app that includes the key features of CofaNet; CofaServe, an API offer; and AlyX, a credit risk management software, as well as Single Risk medium-term insurance for commercial and political risks. The company also provides business information, debt collection, factoring and surety bonds services.
COFACE SA Fundamentals Summary
| COFA fundamental statistics | |
|---|---|
| Market cap | €2.36b |
| Earnings (TTM) | €205.58m |
| Revenue (TTM) | €1.87b |
Is COFA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| COFA income statement (TTM) | |
|---|---|
| Revenue | €1.87b |
| Cost of Revenue | €927.37m |
| Gross Profit | €941.66m |
| Other Expenses | €736.08m |
| Earnings | €205.58m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
Nov 02, 2026
| Earnings per share (EPS) | 1.38 |
| Gross Margin | 50.38% |
| Net Profit Margin | 11.00% |
| Debt/Equity Ratio | 189.1% |
How did COFA perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/31 22:22 |
| End of Day Share Price | 2026/07/31 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
COFACE SA is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Aurelia Sarah Faure | Banco Santander |
| Michael Huttner | Berenberg |
| Dominic O'Mahony | BNP Paribas |