Harel Insurance Investments & Financial Services (HARL) Stock Overview
Offers insurance and financial services in Israel, Europe, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
HARL Community Fair Values
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Harel Insurance Investments & Financial Services Ltd Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₪123.50 |
| 52 Week High | ₪125.30 |
| 52 Week Low | ₪39.13 |
| Beta | 0.53 |
| 1 Month Change | 9.97% |
| 3 Month Change | 26.01% |
| 1 Year Change | 211.95% |
| 3 Year Change | 255.91% |
| 5 Year Change | 366.04% |
| Change since IPO | 6,795.62% |
Recent News & Updates
Recent updates
Harel Insurance Investments & Financial Services Ltd (TLV:HARL) Screens Well But There Might Be A Catch
Oct 06
Harel Insurance Investments & Financial Services Ltd (TLV:HARL) Soars 26% But It's A Story Of Risk Vs Reward
Jun 20Cautious Investors Not Rewarding Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Performance Completely
Apr 23Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Leap 26% Yet They're Still Not Telling The Full Story
Dec 18Shareholder Returns
| HARL | IL Insurance | IL Market | |
|---|---|---|---|
| 7D | 8.3% | 8.0% | 0.7% |
| 1Y | 211.9% | 174.9% | 51.7% |
Return vs Industry: HARL exceeded the IL Insurance industry which returned 174.7% over the past year.
Return vs Market: HARL exceeded the IL Market which returned 51.8% over the past year.
Price Volatility
| HARL volatility | |
|---|---|
| HARL Average Weekly Movement | 6.3% |
| Insurance Industry Average Movement | 6.5% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in IL Market | 7.6% |
| 10% least volatile stocks in IL Market | 3.4% |
Stable Share Price: HARL's share price has been volatile over the past 3 months compared to the IL market.
Volatility Over Time: HARL's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of IL stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1933 | 5,158 | Nir Cohen | www.harel-group.co.il |
Harel Insurance Investments & Financial Services Ltd offers insurance and financial services in Israel, Europe, and internationally. The company operates through Life insurance and long-term savings, Health insurance, Non-life insurance, Insurance companies overseas, Financial services, Credit, and Other segments. It offers various classes of life insurance products, which provide coverage for risks, such as death, disability, work disability, and critical illness; and long-term saving products, as well as manages pension and provident funds.
Harel Insurance Investments & Financial Services Ltd Fundamentals Summary
| HARL fundamental statistics | |
|---|---|
| Market cap | ₪25.47b |
| Earnings (TTM) | ₪1.65b |
| Revenue (TTM) | ₪28.62b |
Is HARL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HARL income statement (TTM) | |
|---|---|
| Revenue | ₪28.62b |
| Cost of Revenue | ₪23.29b |
| Gross Profit | ₪5.33b |
| Other Expenses | ₪3.69b |
| Earnings | ₪1.65b |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
Nov 25, 2025
| Earnings per share (EPS) | 7.98 |
| Gross Margin | 18.63% |
| Net Profit Margin | 5.75% |
| Debt/Equity Ratio | 177.3% |
How did HARL perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/06 18:54 |
| End of Day Share Price | 2025/11/06 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Harel Insurance Investments & Financial Services Ltd is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tavy Rosner | Barclays |
| Lior Rabinovitz | Israel Brokerage & Investments I.B.I. Ltd. |
| Philip Martin Kett | Jefferies LLC |