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Updated 5h ago
CSBBANK logo

CSB Bank LimitedNSEI:CSBBANK Stock Report

Market Cap ₹57.0b
Updated 5h ago
Share Price
n/a
1Y-4.1%
7D10.0%
1D2.4%
Portfolio Value
​
View

CSB Bank Limited

NSEI:CSBBANK Stock Report

Market Cap: ₹57.0b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

CSB Bank (CSBBANK) Stock Overview

Provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. More details

CSBBANK fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance2/6
Financial Health5/6
Dividends0/6

Rewards

Trading at 12.9% below our estimate of its fair value

Earnings are forecast to grow 18.41% per year

Earnings have grown 11.6% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for CSBBANK from our risk checks.

CSBBANK Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
14.6% undervalued intrinsic discount
AnalystConsensusTarget
•1mo ago

Digital Transformation And Indian Inclusion Will Open Future Opportunities

112
0
3

Top Analyst Narratives

CSBBANK logo
CSB Bank
14.6% undervalued intrinsic discount

Digital Transformation And Indian Inclusion Will Open Future Opportunities

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 27 Jul
Read Narrative
View all narratives

CSB Bank Limited Competitors

Ujjivan Small Finance Bank

Symbol: NSEI:UJJIVANSFB
Market cap: ₹124.6b

Capital Small Finance Bank

Symbol: NSEI:CAPITALSFB
Market cap: ₹12.7b

Dhanlaxmi Bank

Symbol: BSE:532180
Market cap: ₹11.4b

Bandhan Bank

Symbol: NSEI:BANDHANBNK
Market cap: ₹276.3b

Price History & Performance

Summary of share price highs, lows and changes for CSB Bank
Historical stock prices
Current Share Price₹336.15
52 Week High₹574.40
52 Week Low₹295.00
Beta0.28
1 Month Change6.85%
3 Month Change-8.03%
1 Year Change-4.12%
3 Year Change2.02%
5 Year Change10.98%
Change since IPO12.03%

Recent News & Updates

User avatar
Narrative Update • Jul 27

CSBBANK: Upcoming Board Decisions Will Signal Steady Outlook And Undervalued Upside

Analysts have trimmed their fair value estimate for CSB Bank from ₹440 to ₹393.5, citing updated assumptions on revenue growth, profit margins and the future P/E multiple. What's in the News CSB Bank has scheduled a board meeting on May 11, 2026 to consider and approve the appointment of D Lakshmi Narayanan as Head Operations of the bank.

Recent updates

User avatar
Narrative Update • Jul 27

CSBBANK: Upcoming Board Decisions Will Signal Steady Outlook And Undervalued Upside

Analysts have trimmed their fair value estimate for CSB Bank from ₹440 to ₹393.5, citing updated assumptions on revenue growth, profit margins and the future P/E multiple. What's in the News CSB Bank has scheduled a board meeting on May 11, 2026 to consider and approve the appointment of D Lakshmi Narayanan as Head Operations of the bank.
Analysis Article • Jun 26

Is Now The Time To Put CSB Bank (NSE:CSBBANK) On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
User avatar
Narrative Update • Jun 06

CSBBANK: Upcoming Board Meetings Will Highlight Steady Outlook And Undervalued Upside

Analysts have kept the fair value estimate for CSB Bank steady at ₹440, with a slightly lower discount rate and largely unchanged long term assumptions on revenue growth, profit margin, and future P/E, resulting in only a fine tuning of their price target rationale. What's in the News Board meeting scheduled on May 11, 2026, at 10:30 IST to consider and approve the appointment of Mr. D Lakshmi Narayanan as Head Operations of the bank.
User avatar
Narrative Update • May 23

CSBBANK: Upcoming Board Meetings Will Spotlight Confident Outlook And Undervalued Upside

Analysts have nudged their price target on CSB Bank slightly higher from ₹436.67 to ₹440.00, reflecting updated assumptions on discount rate, revenue growth, profit margin and future P/E. What's in the News A board meeting is scheduled for May 4, 2026, at 12:40 Indian Standard Time to consider and approve the audited financial results for the quarter and financial year ended March 31, 2026 (Key Developments).
User avatar
Narrative Update • Apr 20

CSBBANK: Upcoming Results Meeting Will Highlight Stable Assumptions And Undervalued Upside

Analysts are keeping their price target for CSB Bank broadly unchanged at about ₹437. This reflects only minor adjustments to inputs such as the discount rate, long-term revenue growth, profit margin assumptions and the expected future P/E multiple, rather than a change in the overall view.
User avatar
Narrative Update • Apr 06

CSBBANK: Stable Inputs And Undervalued Pricing Will Support Future Upside

CSB Bank's analyst price target remains steady at ₹436.67, with only minor tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E as analysts fine tune their valuation framework without changing the headline number for now. Valuation Changes Fair Value: Analyst assessed fair value stays unchanged at ₹436.67 per share.
User avatar
Narrative Update • Mar 23

CSBBANK: Stable Assumptions And Upcoming Board Review Will Support Future Upside

Analysts have kept the price target for CSB Bank unchanged at ₹436.67. This reflects broadly consistent assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, with only minimal model refinements.
User avatar
Narrative Update • Mar 07

CSBBANK: Leadership Pay And Board Actions Will Support Future Upside Potential

Analysts have kept their fair value estimate for CSB Bank steady at ₹436.67 per share, with only minor tweaks to assumptions such as a slightly lower discount rate and a marginally revised future P/E. This has resulted in a broadly unchanged price target narrative.
User avatar
Narrative Update • Feb 21

CSBBANK: Board Decisions On Leadership Pay Will Support Future Upside Potential

Analysts have maintained their fair value estimate for CSB Bank at ₹436.67 per share, making only minor adjustments to assumptions such as the discount rate, revenue growth, profit margin, and future P/E. These changes have not resulted in any revision to the published price target.
User avatar
Narrative Update • Feb 07

CSBBANK: Fair View Will Depend On Board And Pay Decisions

Analysts have adjusted their price view on CSB Bank to ₹436.67 per share. This reflects updated assumptions around a slightly lower discount rate, revised revenue growth expectations, a modestly higher profit margin and a lower future P/E multiple.
User avatar
Narrative Update • Jan 24

CSBBANK: Overvaluation Will Persist As Pay Decisions Drive Upcoming Meetings

Analysts have kept their price target for CSB Bank broadly steady at ₹436.67, reflecting only minor tweaks to assumptions such as the discount rate, long term revenue growth, profit margin, and future P/E used in their valuation work. What's in the News Board meeting scheduled on January 28, 2026 to consider and approve the unaudited financial results for the quarter ending December 31, 2025 (Key Developments).
User avatar
Narrative Update • Jan 09

CSBBANK: Persistent Overvaluation Will Hinge On Upcoming Shareholder And Board Decisions

Analysts have kept their fair value estimate for CSB Bank steady at ₹436.67, while adjusting underlying assumptions such as a slightly lower discount rate, marginally higher profit margin and a small change in the future P/E they apply to earnings, which together shape the updated price target narrative. What's in the News Board meeting scheduled on Jan 28, 2026, to consider and approve the unaudited financial results for the quarter ending Dec 31, 2025 (company filing) Special or extraordinary shareholders meeting set for Jan 21, 2026, via postal ballot in India (company filing) Valuation Changes Fair Value Estimate remains unchanged at ₹436.67 per share, indicating no revision to the central valuation outcome.
User avatar
Narrative Update • Dec 23

CSBBANK: Fair Outlook Will Reflect Normalized Margins And Governance Developments

Analysts have raised their price target on CSB Bank from ₹395 to approximately ₹437, citing an improved revenue growth outlook and a lower implied future P/E multiple. This is partly offset by expectations of more normalized profit margins and a slightly reduced discount rate.
Analysis Article • Nov 11

Here's Why We Think CSB Bank (NSE:CSBBANK) Is Well Worth Watching

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article • Aug 20

We Think The Compensation For CSB Bank Limited's (NSE:CSBBANK) CEO Looks About Right

Key Insights CSB Bank to hold its Annual General Meeting on 26th of August CEO Pralay Mondal's total compensation...
User avatar
Narrative Update • Aug 15

Digital Transformation And Indian Inclusion Will Open Future Opportunities

CSB Bank’s consensus price target has decreased to ₹395.00, primarily driven by a sharply lower revenue growth outlook despite improved net profit margins. What's in the News Board meeting scheduled to consider and approve unaudited financial results for the quarter ended June 30, 2025.
User avatar
New Narrative • Feb 02

Tech Transformation And Asset Diversification Will Improve Efficiency By FY '26

Strategic tech upgrades and asset diversification could boost efficiency and revenue above industry levels.
Analysis Article • Aug 25

Does CSB Bank (NSE:CSBBANK) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article • Dec 15

Do CSB Bank's (NSE:CSBBANK) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article • Jun 30

Does CSB Bank (NSE:CSBBANK) Deserve A Spot On Your Watchlist?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Shareholder Returns

CSBBANKIN BanksIN Market
7D10.0%-0.8%-1.6%
1Y-4.1%-1.9%-3.7%

Return vs Industry: CSBBANK underperformed the Indian Banks industry which returned -1.9% over the past year.

Return vs Market: CSBBANK matched the Indian Market which returned -3.7% over the past year.

Price Volatility

Is CSBBANK's price volatile compared to industry and market?
CSBBANK volatility
CSBBANK Average Weekly Movement5.6%
Banks Industry Average Movement4.0%
Market Average Movement5.7%
10% most volatile stocks in IN Market8.9%
10% least volatile stocks in IN Market3.4%

Stable Share Price: CSBBANK has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: CSBBANK's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19208,184Pralay Mondalwww.csb.bank.in

CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary/payroll, and fixed and recurring deposit accounts, as well as safe deposit lockers, family banking, and segmented products; life, general, and health insurance, as well as social security schemes; personal, gold, retail, vehicle, home, MSME-small business, agriculture, educational, MFI, and two-wheeler loans, as well as healthcare finance; loans against securities and property; doorstep banking services, such as pickup and delivery of cash and cheques, and pickup of cheques; and corporate net banking.

CSB Bank Limited Fundamentals Summary

How do CSB Bank's earnings and revenue compare to its market cap?
CSBBANK fundamental statistics
Market cap₹56.96b
Earnings (TTM)₹6.65b
Revenue (TTM)₹27.58b
8.8x
P/E Ratio
1.2x
P/B Ratio

Is CSBBANK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CSBBANK income statement (TTM)
Revenue₹27.58b
Cost of Revenue₹0
Gross Profit₹27.58b
Other Expenses₹20.93b
Earnings₹6.65b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)38.31
Gross Margin100.00%
Net Profit Margin24.10%
Debt/Equity Ratio146.2%

How did CSBBANK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/18 11:58
End of Day Share Price 2026/09/18 00:00
Earnings2026/06/30
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CSB Bank Limited is covered by 11 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Manish KarwaAxis Capital Limited
Praveen AgarwalAxis Capital Limited
Pankaj KaduAxis Capital Limited

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