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BSRR

Sierra BancorpNasdaqGS:BSRR Stock Report

Market Cap US$388.6m
Share Price
US$28.78
My Fair Value
US$32.75
12.1% undervalued intrinsic discount
1Y1.8%
7D5.4%
Portfolio Value
View

Sierra Bancorp

NasdaqGS:BSRR Stock Report

Market Cap: US$388.6m

Sierra Bancorp (BSRR) Stock Overview

Operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. More details

BSRR fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends5/6

BSRR Community Fair Values

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Sierra Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Sierra Bancorp
Historical stock prices
Current Share PriceUS$28.78
52 Week HighUS$35.13
52 Week LowUS$22.42
Beta0.78
1 Month Change0.38%
3 Month Change0.66%
1 Year Change1.84%
3 Year Change32.08%
5 Year Change47.82%
Change since IPO1,037.55%

Recent News & Updates

Sierra Bancorp Just Missed Earnings - But Analysts Have Updated Their Models

Oct 30
Sierra Bancorp Just Missed Earnings - But Analysts Have Updated Their Models

Recent updates

Sierra Bancorp Just Missed Earnings - But Analysts Have Updated Their Models

Oct 30
Sierra Bancorp Just Missed Earnings - But Analysts Have Updated Their Models

Earnings Beat: Sierra Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Jul 31
Earnings Beat: Sierra Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Earnings Release: Here's Why Analysts Cut Their Sierra Bancorp (NASDAQ:BSRR) Price Target To US$31.25

May 01
Earnings Release: Here's Why Analysts Cut Their Sierra Bancorp (NASDAQ:BSRR) Price Target To US$31.25

Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be Increased To $0.25

Jan 28
Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be Increased To $0.25

Sierra Bancorp (NASDAQ:BSRR) Is Due To Pay A Dividend Of $0.24

Oct 22
Sierra Bancorp (NASDAQ:BSRR) Is Due To Pay A Dividend Of $0.24

Sierra Bancorp: Still Interesting Despite The Run-Up

Sep 23

Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Larger Dividend Than Last Year

Jul 23
Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Larger Dividend Than Last Year

Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23

Oct 24
Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23

Sierra Bancorp (NASDAQ:BSRR) Has Affirmed Its Dividend Of $0.23

Jul 25
Sierra Bancorp (NASDAQ:BSRR) Has Affirmed Its Dividend Of $0.23

Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23

Apr 25
Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23

Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be $0.23

Jan 24
Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be $0.23

Sierra Bancorp declares $0.23 dividend

Jul 22

Sierra Bancorp (NASDAQ:BSRR) Is Increasing Its Dividend To US$0.23

Jan 24
Sierra Bancorp (NASDAQ:BSRR) Is Increasing Its Dividend To US$0.23

Sierra Bancorp: Long Runway For Growth With An Attractive Entry Point

Aug 02

Shareholder Returns

BSRRUS BanksUS Market
7D5.4%1.1%0.5%
1Y1.8%22.8%20.0%

Return vs Industry: BSRR underperformed the US Banks industry which returned 21.6% over the past year.

Return vs Market: BSRR underperformed the US Market which returned 19.8% over the past year.

Price Volatility

Is BSRR's price volatile compared to industry and market?
BSRR volatility
BSRR Average Weekly Movement4.1%
Banks Industry Average Movement3.8%
Market Average Movement6.5%
10% most volatile stocks in US Market17.4%
10% least volatile stocks in US Market3.0%

Stable Share Price: BSRR has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BSRR's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1977476Kevin McPhaillsierrabancorp.q4ir.com

Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company’s loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans.

Sierra Bancorp Fundamentals Summary

How do Sierra Bancorp's earnings and revenue compare to its market cap?
BSRR fundamental statistics
Market capUS$388.57m
Earnings (TTM)US$39.80m
Revenue (TTM)US$144.49m
9.6x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BSRR income statement (TTM)
RevenueUS$144.49m
Cost of RevenueUS$0
Gross ProfitUS$144.49m
Other ExpensesUS$104.69m
EarningsUS$39.80m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.00
Gross Margin100.00%
Net Profit Margin27.54%
Debt/Equity Ratio96.1%

How did BSRR perform over the long term?

See historical performance and comparison

Dividends

3.5%
Current Dividend Yield
34%
Payout Ratio

Does BSRR pay a reliable dividends?

See BSRR dividend history and benchmarks
When do you need to buy BSRR by to receive an upcoming dividend?
Sierra Bancorp dividend dates
Ex Dividend DateNov 03 2025
Dividend Pay DateNov 14 2025
Days until Ex dividend1 day
Days until Dividend pay date12 days

Does BSRR pay a reliable dividends?

See BSRR dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/31 16:19
End of Day Share Price 2025/10/31 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Sierra Bancorp is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
null nullD.A. Davidson & Co.
Gary TennerD.A. Davidson & Co.