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Camden National CorporationNasdaqGS:CAC Stock Report

Market Cap US$826.1m
Share Price
US$48.84
US$51.75
5.6% undervalued intrinsic discount
1Y23.4%
7D-1.7%
Portfolio Value
View

Camden National Corporation

NasdaqGS:CAC Stock Report

Market Cap: US$826.1m

Camden National (CAC) Stock Overview

Operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. More details

CAC fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health6/6
Dividends4/6

CAC Community Fair Values

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Camden National Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Camden National
Historical stock prices
Current Share PriceUS$48.84
52 Week HighUS$53.71
52 Week LowUS$35.00
Beta0.58
1 Month Change1.26%
3 Month Change-0.63%
1 Year Change23.36%
3 Year Change61.29%
5 Year Change2.58%
Change since IPO396.68%

Recent News & Updates

Recent updates

CAC: Steady Return Assumptions And Minor Model Tweaks Will Shape Outlook

Analysts now hold their price target for Camden National at $51.75, with the unchanged figure reflecting steady assumptions on fair value and profitability, even as they refine inputs such as the discount rate and forward P/E in their models. Valuation Changes Fair Value: Model fair value estimate held steady at $51.75, with no change in the implied target level.

CAC: Steady Assumptions And Modest Tweaks Will Support A Balanced Outlook

Analysts have kept their $51.75 price target for Camden National unchanged, reflecting only minor adjustments to assumptions on discount rate, revenue growth, profit margin and future P/E that do not materially alter their view of fair value. Valuation Changes Fair Value: $51.75 remains unchanged, indicating no revision to the headline valuation figure.

CAC: Share Repurchases And Steady Assumptions Will Support A Positive Outlook

Analysts have maintained their $51.75 price target on Camden National, citing only marginal adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions as they refine their models without changing the overall valuation view. What's in the News Camden National Corporation announced a share repurchase program, with authorization to buy back up to 850,000 shares, scheduled to terminate on January 5, 2025 (Key Developments).

CAC: Share Repurchases And Steady Assumptions Will Support A Positive Outlook

Analysts have maintained their $51.75 price target for Camden National, pointing to largely unchanged assumptions around fair value, growth, margins, and future P/E, while making only minor tweaks to the discount rate and long term valuation inputs. What's in the News Camden National Corporation announced a share repurchase program that allows the company to buy back up to 850,000 shares, with the program set to terminate on January 5, 2025 (Key Developments).

CAC: Share Repurchases And Refined Assumptions Will Support A Balanced Outlook

Analysts have adjusted their price target on Camden National to $51.75 from $51.33, reflecting updated views on fair value, discount rate, profit margin, and future P/E assumptions. What's in the News Camden National Corporation announced a share repurchase program covering up to 850,000 shares, with the program scheduled to terminate on January 5, 2025 (Key Developments).

CAC: Share Repurchases And Updated Assumptions Will Shape A Steady Outlook

Analysts have raised their price target for Camden National from about $48 to approximately $51, citing updated assumptions regarding fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News Camden National Corporation announced a share repurchase program that allows the company to buy back up to 850,000 shares, with the program set to terminate on January 5, 2025 (Key Developments).

CAC: Share Repurchases And Updated Assumptions Will Support A Balanced Outlook

Analysts have increased their fair value estimate for Camden National from US$45.50 to US$48.00, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E levels. What's in the News Camden National Corporation announced a share repurchase program that allows the company to buy back up to 850,000 shares, with the program set to terminate on January 5, 2025 (Key Developments).

Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Jan 03
Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Camden National (NASDAQ:CAC) Has Announced A Dividend Of $0.42

Dec 20
Camden National (NASDAQ:CAC) Has Announced A Dividend Of $0.42

Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Oct 04
Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Digital Banking And Wealth Management Will Expand Market Presence

With no change in the future P/E (8.04x) or the discount rate (7.56%), Camden National’s valuation outlook remains stable, reflected in the unchanged consensus analyst price target of $45.50. Valuation Changes Summary of Valuation Changes for Camden National The Consensus Analyst Price Target remained effectively unchanged, at $45.50.

Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Jun 28
Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Camden National Corporation: Modest, Undervalued, And Ready To Impress

Apr 24

Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Apr 14
Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Camden National: Anticipate Strong Growth For This Regional Bank

Mar 26

Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Jan 06
Camden National (NASDAQ:CAC) Is Paying Out A Dividend Of $0.42

Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Dec 22
Camden National (NASDAQ:CAC) Has Affirmed Its Dividend Of $0.42

Camden National Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For Next Year

Nov 01
Camden National Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For Next Year

Camden National (NASDAQ:CAC) Will Pay A Dividend Of $0.42

Sep 30
Camden National (NASDAQ:CAC) Will Pay A Dividend Of $0.42
User avatar

Innovative Banking Strategies And Digital Transformation Propel Market Leadership And Financial Growth

Implementation of process automation and innovative solutions, along with significant investments in digital banking, will enhance customer service and operational efficiency.

Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Jul 12
Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Apr 03
Camden National's (NASDAQ:CAC) Dividend Will Be $0.42

Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Jan 05
Camden National (NASDAQ:CAC) Is Due To Pay A Dividend Of $0.42

Shareholder Returns

CACUS BanksUS Market
7D-1.7%1.2%0.8%
1Y23.4%26.9%27.8%

Return vs Industry: CAC underperformed the US Banks industry which returned 26.9% over the past year.

Return vs Market: CAC underperformed the US Market which returned 27.8% over the past year.

Price Volatility

Is CAC's price volatile compared to industry and market?
CAC volatility
CAC Average Weekly Movement3.9%
Banks Industry Average Movement3.5%
Market Average Movement7.1%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Stable Share Price: CAC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CAC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1875683Simon Griffithscamdennationalcorporation.com

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans.

Camden National Corporation Fundamentals Summary

How do Camden National's earnings and revenue compare to its market cap?
CAC fundamental statistics
Market capUS$826.10m
Earnings (TTM)US$79.72m
Revenue (TTM)US$246.65m
10.4x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CAC income statement (TTM)
RevenueUS$246.65m
Cost of RevenueUS$0
Gross ProfitUS$246.65m
Other ExpensesUS$166.93m
EarningsUS$79.72m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)4.71
Gross Margin100.00%
Net Profit Margin32.32%
Debt/Equity Ratio81.1%

How did CAC perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
36%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/03 12:24
End of Day Share Price 2026/05/01 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Camden National Corporation is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Damon DelMonteKeefe, Bruyette, & Woods
Matthew BreesePiper Sandler Companies