First United (FUNC) Stock Overview
Operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for FUNC from our risk checks.
FUNC Community Fair Values
Create NarrativeSee what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.
First United Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$39.11 |
| 52 Week High | US$41.95 |
| 52 Week Low | US$26.30 |
| Beta | 0.52 |
| 1 Month Change | 8.91% |
| 3 Month Change | 3.44% |
| 1 Year Change | 38.00% |
| 3 Year Change | 131.15% |
| 5 Year Change | 128.18% |
| Change since IPO | 267.75% |
Recent News & Updates
Recent updates
First United: Upside Isn't Over Yet
Aug 30First United Corp.: Still Attractive Despite Increasing Non-Accruals
Dec 27First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.20
Mar 19
If EPS Growth Is Important To You, First United (NASDAQ:FUNC) Presents An Opportunity
Jun 08First United (NASDAQ:FUNC) Is Increasing Its Dividend To $0.20
Mar 12First United's (NASDAQ:FUNC) Dividend Will Be Increased To $0.18
Dec 06First United Non-GAAP EPS of $1.04, revenue of $19.75M
Oct 20First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.15
Oct 02First United declares $0.15 dividend
Sep 28First United Non-GAAP EPS of $0.82, revenue of $18.38M
Jul 25First United (NASDAQ:FUNC) Is Paying Out A Dividend Of $0.15
Jul 14First United declares $0.15 dividend
Jun 30Shareholder Returns
| FUNC | US Banks | US Market | |
|---|---|---|---|
| 7D | 5.6% | 6.0% | 3.4% |
| 1Y | 38.0% | 43.9% | 29.7% |
Return vs Industry: FUNC exceeded the US Banks industry which returned 35.8% over the past year.
Return vs Market: FUNC exceeded the US Market which returned 25.7% over the past year.
Price Volatility
| FUNC volatility | |
|---|---|
| FUNC Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: FUNC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FUNC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1900 | 329 | Jason Rush | mybank.com |
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits.
First United Corporation Fundamentals Summary
| FUNC fundamental statistics | |
|---|---|
| Market cap | US$248.29m |
| Earnings (TTM) | US$24.52m |
| Revenue (TTM) | US$85.94m |
Is FUNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FUNC income statement (TTM) | |
|---|---|
| Revenue | US$85.94m |
| Cost of Revenue | US$0 |
| Gross Profit | US$85.94m |
| Other Expenses | US$61.42m |
| Earnings | US$24.52m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.77 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.53% |
| Debt/Equity Ratio | 55.8% |
How did FUNC perform over the long term?
See historical performance and comparisonDividends
Does FUNC pay a reliable dividends?
See FUNC dividend history and benchmarks| First United dividend dates | |
|---|---|
| Ex Dividend Date | Apr 17 2026 |
| Dividend Pay Date | May 01 2026 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 20 days |
Does FUNC pay a reliable dividends?
See FUNC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/09 16:55 |
| End of Day Share Price | 2026/04/09 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First United Corporation is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | Raymond James & Associates |