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NECB

Northeast Community Bancorp, Inc.NasdaqCM:NECB Stock Report

Market Cap US$245.3m
Share Price
US$20.97
My Fair Value
US$24
12.6% undervalued intrinsic discount
1Y-22.8%
7D6.2%
Portfolio Value
​
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Northeast Community Bancorp, Inc.

NasdaqCM:NECB Stock Report

Market Cap: US$245.3m

Northeast Community Bancorp (NECB) Stock Overview

Operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. More details

NECB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 61.7% below our estimate of its fair value

Earnings are forecast to grow 3.1% per year

Pays a reliable dividend of 3.82%

Trading at good value compared to peers and industry

Risk Analysis

Significant insider selling over the past 3 months


NECB Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

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Northeast Community Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Northeast Community Bancorp
Historical stock prices
Current Share PriceUS$20.97
52 Week HighUS$31.72
52 Week LowUS$19.41
Beta0.53
1 Month Change0.46%
3 Month Change-5.14%
1 Year Change-22.84%
3 Year Change60.65%
5 Year Change161.33%
Change since IPO155.39%

Recent News & Updates

Recent updates

Northeast Community Bancorp: Don't Overlook The Construction Loan Risk

Nov 30

Northeast Community Bancorp's (NASDAQ:NECB) Upcoming Dividend Will Be Larger Than Last Year's

Sep 24
Northeast Community Bancorp's (NASDAQ:NECB) Upcoming Dividend Will Be Larger Than Last Year's

Northeast Community Bancorp: Recent Stellar Upside Isn't The End Of The Story

Sep 01

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.10

Jun 24
Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.10

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Larger Dividend Than Last Year At $0.10

Mar 26
Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Larger Dividend Than Last Year At $0.10

Northeast Community Bancorp (NASDAQ:NECB) Is Paying Out A Dividend Of $0.06

Dec 26
Northeast Community Bancorp (NASDAQ:NECB) Is Paying Out A Dividend Of $0.06

With EPS Growth And More, Northeast Community Bancorp (NASDAQ:NECB) Makes An Interesting Case

Nov 04
With EPS Growth And More, Northeast Community Bancorp (NASDAQ:NECB) Makes An Interesting Case

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06

Jun 27
Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06

Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06

Apr 01
Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06

This Analyst Just Wrote A Brand New Outlook For Northeast Community Bancorp, Inc.'s (NASDAQ:NECB) Business

Feb 15
This Analyst Just Wrote A Brand New Outlook For Northeast Community Bancorp, Inc.'s (NASDAQ:NECB) Business

Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06

Dec 20
Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06

Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06

Oct 04
Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06

Northeast Community Bancorp declares $0.06 dividend

Sep 29

Northeast Community Bancorp GAAP EPS of $0.35 beats by $0.07, revenue of $14.08M beats by $0.44M

Jul 22

Shareholder Returns

NECBUS BanksUS Market
7D6.2%2.6%2.0%
1Y-22.8%22.0%17.9%

Return vs Industry: NECB underperformed the US Banks industry which returned 22% over the past year.

Return vs Market: NECB underperformed the US Market which returned 17.9% over the past year.

Price Volatility

Is NECB's price volatile compared to industry and market?
NECB volatility
NECB Average Weekly Movement4.5%
Banks Industry Average Movement3.9%
Market Average Movement6.5%
10% most volatile stocks in US Market17.4%
10% least volatile stocks in US Market3.0%

Stable Share Price: NECB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NECB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1934140Kenneth Martinekwww.necommunitybank.com

Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposits, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts, as well as certificates of deposits. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans.

Northeast Community Bancorp, Inc. Fundamentals Summary

How do Northeast Community Bancorp's earnings and revenue compare to its market cap?
NECB fundamental statistics
Market capUS$245.31m
Earnings (TTM)US$43.82m
Revenue (TTM)US$102.57m
5.6x
P/E Ratio
0.7x
P/B Ratio

Is NECB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NECB income statement (TTM)
RevenueUS$102.57m
Cost of RevenueUS$0
Gross ProfitUS$102.57m
Other ExpensesUS$58.75m
EarningsUS$43.82m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.74
Gross Margin100.00%
Net Profit Margin42.72%
Debt/Equity Ratio49.4%

How did NECB perform over the long term?

See historical performance and comparison

Dividends

3.8%
Current Dividend Yield
5%
Payout Ratio

Does NECB pay a reliable dividends?

See NECB dividend history and benchmarks
When do you need to buy NECB by to receive an upcoming dividend?
Northeast Community Bancorp dividend dates
Ex Dividend DateOct 03 2025
Dividend Pay DateNov 07 2025
Days until Ex dividend24 days
Days until Dividend pay date11 days

Does NECB pay a reliable dividends?

See NECB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/26 22:24
End of Day Share Price 2025/10/24 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Northeast Community Bancorp, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Justin CrowleyPiper Sandler Companies