Norwood Financial Balance Sheet Health
Financial Health criteria checks 6/6
Norwood Financial has total assets of $2.3B and total equity of $181.2M. Total deposits are $1.8B, and total loans are $1.6B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $113.3M.
Key information
12.5x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$1.84b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$113.30m |
Recent financial health updates
No updates
Recent updates
Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Sep 22Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
Jul 04Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
Jun 20Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
Jun 07Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Apr 05Norwood Financial declares $0.28 dividend
Sep 16Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Jul 22Norwood Financial: The Book Value Gets Hit Despite Good Results
Jul 10Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Apr 06Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
Mar 17Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28
Dec 21Norwood Financial Corp.: There Is No Reason To Dislike This One
Nov 05Norwood Financial Is A Compelling Buy
Sep 01Shareholders Will Probably Hold Off On Increasing Norwood Financial Corp.'s (NASDAQ:NWFL) CEO Compensation For The Time Being
Apr 21Norwood Financial (NASDAQ:NWFL) Has Compensated Shareholders With A Respectable 76% Return On Their Investment
Mar 03Norwood Financial: A Strong Focus On Real Estate Loans And A 4% Dividend Yield
Jan 13Should Income Investors Look At Norwood Financial Corp. (NASDAQ:NWFL) Before Its Ex-Dividend?
Jan 09Could Norwood Financial Corp. (NASDAQ:NWFL) Have The Makings Of Another Dividend Aristocrat?
Dec 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NWFL's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: NWFL has a sufficient allowance for bad loans (482%).
Low Risk Liabilities: 88% of NWFL's liabilities are made up of primarily low risk sources of funding.
Loan Level: NWFL has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: NWFL's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: NWFL has an appropriate level of bad loans (0.2%).