Loading...
OVBC logo

Ohio Valley Banc Corp.NasdaqGM:OVBC Stock Report

Market Cap US$163.3m
Share Price
US$35.58
My Fair Value
US$45.96
22.6% undervalued intrinsic discount
1Y47.9%
7D-1.1%
Portfolio Value
View

Ohio Valley Banc Corp.

NasdaqGM:OVBC Stock Report

Market Cap: US$163.3m

Ohio Valley Banc (OVBC) Stock Overview

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. More details

OVBC fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for OVBC from our risk checks.

OVBC Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Ohio Valley Banc Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Ohio Valley Banc
Historical stock prices
Current Share PriceUS$35.58
52 Week HighUS$40.99
52 Week LowUS$21.86
Beta0.058
1 Month Change-3.79%
3 Month Change12.56%
1 Year Change47.94%
3 Year Change36.11%
5 Year Change68.07%
Change since IPO372.13%

Recent News & Updates

Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Compensation Looks Acceptable To Us And Here's Why

May 08
Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Compensation Looks Acceptable To Us And Here's Why

Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Larger Dividend Than Last Year

Apr 19
Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Larger Dividend Than Last Year

Recent updates

Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Compensation Looks Acceptable To Us And Here's Why

May 08
Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Compensation Looks Acceptable To Us And Here's Why

Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Larger Dividend Than Last Year

Apr 19
Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Larger Dividend Than Last Year

Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22

Jan 17
Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22

Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Dividend Of $0.22

Oct 19
Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Dividend Of $0.22

Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22

Jul 22
Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22

Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.15

May 23
Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.15

Ohio Valley declares $0.21 dividend

Oct 18

Ohio Valley Banc announces extension of $5M buyback program

Aug 19

Ohio Valley declares $0.21 dividend

Jul 20

Ohio Valley Banc (NASDAQ:OVBC) Has Re-Affirmed Its Dividend Of US$0.21

Jan 23
Ohio Valley Banc (NASDAQ:OVBC) Has Re-Affirmed Its Dividend Of US$0.21

Ohio Valley Banc's (NASDAQ:OVBC) Dividend Will Be US$0.21

Oct 23
Ohio Valley Banc's (NASDAQ:OVBC) Dividend Will Be US$0.21

Ohio Valley Banc (NASDAQ:OVBC) Has Announced A Dividend Of US$0.21

Jul 24
Ohio Valley Banc (NASDAQ:OVBC) Has Announced A Dividend Of US$0.21

Here's Why Shareholders May Want To Be Cautious With Increasing Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Pay Packet

May 13
Here's Why Shareholders May Want To Be Cautious With Increasing Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Pay Packet

Are Insiders Buying Ohio Valley Banc Corp. (NASDAQ:OVBC) Stock?

Feb 18
Are Insiders Buying Ohio Valley Banc Corp. (NASDAQ:OVBC) Stock?

Ohio Valley Banc Corp. (NASDAQ:OVBC) Will Pay A US$0.21 Dividend In Four Days

Jan 23
Ohio Valley Banc Corp. (NASDAQ:OVBC) Will Pay A US$0.21 Dividend In Four Days

Key Things To Watch Out For If You Are After Ohio Valley Banc Corp.'s (NASDAQ:OVBC) 3.6% Dividend

Jan 22
Key Things To Watch Out For If You Are After Ohio Valley Banc Corp.'s (NASDAQ:OVBC) 3.6% Dividend

Reflecting on Ohio Valley Banc's (NASDAQ:OVBC) Share Price Returns Over The Last Three Years

Nov 30
Reflecting on Ohio Valley Banc's (NASDAQ:OVBC) Share Price Returns Over The Last Three Years

Shareholder Returns

OVBCUS BanksUS Market
7D-1.1%2.3%0.5%
1Y47.9%21.6%19.8%

Return vs Industry: OVBC exceeded the US Banks industry which returned 19.3% over the past year.

Return vs Market: OVBC exceeded the US Market which returned 19% over the past year.

Price Volatility

Is OVBC's price volatile compared to industry and market?
OVBC volatility
OVBC Average Weekly Movement3.8%
Banks Industry Average Movement3.8%
Market Average Movement6.5%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: OVBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: OVBC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1872235Larry Millerwww.ovbc.com

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit.

Ohio Valley Banc Corp. Fundamentals Summary

How do Ohio Valley Banc's earnings and revenue compare to its market cap?
OVBC fundamental statistics
Market capUS$163.33m
Earnings (TTM)US$14.16m
Revenue (TTM)US$64.21m
11.8x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OVBC income statement (TTM)
RevenueUS$64.21m
Cost of RevenueUS$0
Gross ProfitUS$64.21m
Other ExpensesUS$50.05m
EarningsUS$14.16m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.01
Gross Margin100.00%
Net Profit Margin22.05%
Debt/Equity Ratio27.1%

How did OVBC perform over the long term?

See historical performance and comparison

Dividends

2.6%
Current Dividend Yield
30%
Payout Ratio

Does OVBC pay a reliable dividends?

See OVBC dividend history and benchmarks
When do you need to buy OVBC by to receive an upcoming dividend?
Ohio Valley Banc dividend dates
Ex Dividend DateOct 31 2025
Dividend Pay DateNov 10 2025
Days until Ex dividend0 days
Days until Dividend pay date10 days

Does OVBC pay a reliable dividends?

See OVBC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/30 10:32
End of Day Share Price 2025/10/30 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ohio Valley Banc Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.