Peoples Bancorp (PEBO) Stock Overview
Operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for PEBO from our risk checks.
PEBO Community Fair Values
Create NarrativeSee what 79 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Peoples Bancorp Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$39.81 |
| 52 Week High | US$42.29 |
| 52 Week Low | US$27.49 |
| Beta | 0.58 |
| 1 Month Change | -3.79% |
| 3 Month Change | 10.25% |
| 1 Year Change | 32.26% |
| 3 Year Change | 56.67% |
| 5 Year Change | 32.57% |
| Change since IPO | 1,063.68% |
Recent News & Updates
Seeking Alpha • Jul 28
Peoples Bancorp: Fully Valued Given Looming $10 Billion Asset Threshold (Downgrade)
Summary Peoples Bancorp has rallied 37% over the past year, outperforming peers with strong credit underwriting, capital strength, and strategic M&A in its regional footprint. Q2 adjusted EPS of $0.96 beat expectations, driven by expanding net interest margin (4.23%) and disciplined balance sheet management, despite realized securities losses to manage regulatory asset thresholds. PEBO's robust CET1 ratio (12.7%) and solid reserve coverage (2.5x NPAs) provide ample capital flexibility ahead of the Citizens acquisition and potential future M&A. With shares now trading above $37 and at a premium multiple (~12x 2026E EPS), I downgrade PEBO to "Sell" on valuation concerns and recommend profit-taking. Read the full article on Seeking Alpha
Narrative Update • Jul 22
PEBO: Future Earnings Mix And Credit Costs Will Shape Balanced Returns
Analysts have raised the Peoples Bancorp price target from $37.33 to $41.50, citing updated assumptions on revenue growth, profit margins, discount rate and future P/E that are consistent with recent Street research indicating higher valuation levels in the Midwest bank group. Analyst Commentary Recent Street research on Peoples Bancorp focuses on how upcoming earnings and sector level adjustments in the Midwest bank group feed into the new valuation framework.Recent updates
Seeking Alpha • Jul 28
Peoples Bancorp: Fully Valued Given Looming $10 Billion Asset Threshold (Downgrade)
Summary Peoples Bancorp has rallied 37% over the past year, outperforming peers with strong credit underwriting, capital strength, and strategic M&A in its regional footprint. Q2 adjusted EPS of $0.96 beat expectations, driven by expanding net interest margin (4.23%) and disciplined balance sheet management, despite realized securities losses to manage regulatory asset thresholds. PEBO's robust CET1 ratio (12.7%) and solid reserve coverage (2.5x NPAs) provide ample capital flexibility ahead of the Citizens acquisition and potential future M&A. With shares now trading above $37 and at a premium multiple (~12x 2026E EPS), I downgrade PEBO to "Sell" on valuation concerns and recommend profit-taking. Read the full article on Seeking AlphaNarrative Update • Jul 22
PEBO: Future Earnings Mix And Credit Costs Will Shape Balanced Returns
Analysts have raised the Peoples Bancorp price target from $37.33 to $41.50, citing updated assumptions on revenue growth, profit margins, discount rate and future P/E that are consistent with recent Street research indicating higher valuation levels in the Midwest bank group. Analyst Commentary Recent Street research on Peoples Bancorp focuses on how upcoming earnings and sector level adjustments in the Midwest bank group feed into the new valuation framework.Analysis Article • Jun 21
Peoples Bancorp (PEBO) Stock Could Be 3% Undervalued As Institutional Interest Builds
Peoples Bancorp (PEBO) is back on investors’ radar after a clear pickup in institutional ownership and renewed focus on its valuation, financial health, and trading momentum within the regional banking sector. See our latest analysis for Peoples Bancorp. The recent institution led interest comes on top of firm price momentum, with a 1 day share price return of 1.40% and a 90 day share price return of 13.22%. The 1 year total shareholder return of 31.89% points to gains that go beyond short...Narrative Update • Jun 17
PEBO: Future Dividend Policy And Earnings Resilience Will Shape Balanced Returns
Analysts have raised their price targets on Peoples Bancorp by $2 to $4, citing updated valuation work that incorporates minor adjustments to discount rate and P/E assumptions while maintaining the fair value estimate of $37.33. Analyst Commentary Recent Street research on Peoples Bancorp highlights differing views on how the updated discount rate and P/E work feed into the stock's valuation and risk profile.Narrative Update • Jun 03
PEBO: Future Dividend Strength And Acquisition Integration Will Shape Balanced Returns
Analysts have nudged their price target on Peoples Bancorp slightly higher to about $37, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E after recent research updates from the Street. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable lifting fair value estimates toward the mid US$30s, which suggests they see the current P/E as reasonable relative to the bank's earnings profile.Narrative Update • Apr 28
PEBO: Future Dividend And Credit Costs Will Shape Balanced Return Potential
Analysts raised their price target on Peoples Bancorp by about $3 to roughly $37 per share, citing updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research shows price targets rising into the high $30s, with analysts updating their fair value work around discount rates, revenue growth, profit margins, and future P/E assumptions.Seeking Alpha • Apr 29
Peoples Bancorp: High And Sustainable Dividend Yield, Now Also Undervalued
Summary Peoples Bancorp's valuation has become more attractive after a recent market decline, prompting a rating upgrade to "buy" due to its high and sustainable dividend. The bank's loan portfolio grew by 4%, maintaining a low loan-to-deposit ratio of 83%, and deposits remain stable and low-cost. Despite a decline in loan yields, PEBO's asset quality is high, non-performing assets have decreased, and capital metrics have improved significantly. With a dividend yield of 5.73% and trading below its historical multiple, PEBO offers a compelling entry point for investors. Read the full article on Seeking AlphaAnalysis Article • Apr 25
Peoples Bancorp (NASDAQ:PEBO) Is Increasing Its Dividend To $0.41
Peoples Bancorp Inc. ( NASDAQ:PEBO ) has announced that it will be increasing its periodic dividend on the 19th of May...Seeking Alpha • Nov 12
Peoples Bancorp: Loan Growth To Support Earnings - Buy
Summary After declining in the third quarter, Peoples Bancorp's loan growth will likely recover as the regional economies are in satisfactory condition. Interest rate cuts will pressure the margin because the balance sheet is asset-sensitive. I have not factored in new tariffs in my rate outlook due to a lack of clarity. The December 2025 target price suggests a moderate upside from the current market price. PEBO is offering a good dividend yield of 4.5% with a payout ratio of 46%. Read the full article on Seeking Alpha
New Narrative • Sep 24
Tech Investments And Loan Growth Propel Potential Amid Analysts' Caution Over Shrinking Margins
Strengthening customer deposit base through core deposit growth suggests lower funding costs and enhanced net interest margins.Seeking Alpha • May 27
Peoples Bancorp: High And Sustainable Dividend Yield
Summary Peoples Bancorp is a small bank that is outperforming its peers in terms of net interest margin and funding costs. The bank has a strong liquidity position and is expected to see growth in premium finance, C&I, and CRE segments. PEBO's dividend yield is above the industry average, but its dividend growth prospects are uncertain due to recent slower growth rates. Read the full article on Seeking AlphaAnalysis Article • Apr 26
Here's What Analysts Are Forecasting For Peoples Bancorp Inc. (NASDAQ:PEBO) After Its First-Quarter Results
Peoples Bancorp Inc. ( NASDAQ:PEBO ) investors will be delighted, with the company turning in some strong numbers with...Analysis Article • Oct 27
Peoples Bancorp (NASDAQ:PEBO) Is Increasing Its Dividend To $0.39
Peoples Bancorp Inc.'s ( NASDAQ:PEBO ) dividend will be increasing from last year's payment of the same period to $0.39...Analysis Article • Jul 29
Peoples Bancorp (NASDAQ:PEBO) Will Pay A Larger Dividend Than Last Year At $0.39
Peoples Bancorp Inc.'s ( NASDAQ:PEBO ) dividend will be increasing from last year's payment of the same period to $0.39...Analysis Article • Jul 27
If EPS Growth Is Important To You, Peoples Bancorp (NASDAQ:PEBO) Presents An Opportunity
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Shareholder Returns
| PEBO | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.5% | -0.7% | -0.9% |
| 1Y | 32.3% | 17.8% | 13.9% |
Return vs Industry: PEBO exceeded the US Banks industry which returned 17.8% over the past year.
Return vs Market: PEBO exceeded the US Market which returned 13.9% over the past year.
Price Volatility
| PEBO volatility | |
|---|---|
| PEBO Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.3% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: PEBO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PEBO's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1902 | 1,443 | Tyler Wilcox | www.peoplesbancorp.com |
Peoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier’s checks; and online, telephone, and mobile banking services.
Peoples Bancorp Inc. Fundamentals Summary
| PEBO fundamental statistics | |
|---|---|
| Market cap | US$1.40b |
| Earnings (TTM) | US$117.14m |
| Revenue (TTM) | US$434.54m |
12.0x
P/E Ratio1.1x
P/B RatioIs PEBO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PEBO income statement (TTM) | |
|---|---|
| Revenue | US$434.54m |
| Cost of Revenue | US$6.67m |
| Gross Profit | US$427.87m |
| Other Expenses | US$310.73m |
| Earnings | US$117.14m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.32 |
| Gross Margin | 98.46% |
| Net Profit Margin | 26.96% |
| Debt/Equity Ratio | 61.0% |
How did PEBO perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield50%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/14 07:54 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Peoples Bancorp Inc. is covered by 13 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| null null | D.A. Davidson & Co. |