Peoples Financial Services (PFIS) Stock Overview
Operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for PFIS from our risk checks.
PFIS Community Fair Values
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Peoples Financial Services Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$72.05 |
| 52 Week High | US$73.37 |
| 52 Week Low | US$43.64 |
| Beta | 0.72 |
| 1 Month Change | 0.97% |
| 3 Month Change | 16.60% |
| 1 Year Change | 40.50% |
| 3 Year Change | 63.05% |
| 5 Year Change | 63.42% |
| Change since IPO | 108.84% |
Recent News & Updates
Recent updates
Shareholder Returns
| PFIS | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.4% | -2.3% | -1.5% |
| 1Y | 40.5% | 16.0% | 13.3% |
Return vs Industry: PFIS exceeded the US Banks industry which returned 16% over the past year.
Return vs Market: PFIS exceeded the US Market which returned 13.3% over the past year.
Price Volatility
| PFIS volatility | |
|---|---|
| PFIS Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.3% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: PFIS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PFIS's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1905 | 565 | Jerry Champi | www.psbt.com |
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate and working capital, as well as loans for equipment and other commercial needs.
Peoples Financial Services Corp. Fundamentals Summary
| PFIS fundamental statistics | |
|---|---|
| Market cap | US$719.75m |
| Earnings (TTM) | US$56.77m |
| Revenue (TTM) | US$190.72m |
Is PFIS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFIS income statement (TTM) | |
|---|---|
| Revenue | US$190.72m |
| Cost of Revenue | US$0 |
| Gross Profit | US$190.72m |
| Other Expenses | US$133.94m |
| Earnings | US$56.77m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.67 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.77% |
| Debt/Equity Ratio | 64.4% |
How did PFIS perform over the long term?
See historical performance and comparisonDividends
Does PFIS pay a reliable dividends?
See PFIS dividend history and benchmarks| Peoples Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | Aug 31 2026 |
| Dividend Pay Date | Sep 15 2026 |
| Days until Ex dividend | 16 days |
| Days until Dividend pay date | 1 day |
Does PFIS pay a reliable dividends?
See PFIS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/15 21:43 |
| End of Day Share Price | 2026/09/15 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Peoples Financial Services Corp. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Hovde Group, LLC |
| null null | Stephens, Inc. |
| Matthew Breese | Stephens, Inc. |