Simmons First National Corporation

NasdaqGS:SFNC Stock Report

Market Cap: US$3.3b

Simmons First National Future Growth

Future criteria checks 5/6

Simmons First National is forecast to grow earnings and revenue by 112.8% and 55.3% per annum respectively. EPS is expected to grow by 113.9% per annum. Return on equity is forecast to be 8.8% in 3 years.

Key information

112.8%

Earnings growth rate

113.86%

EPS growth rate

Banks earnings growth8.2%
Revenue growth rate55.3%
Future return on equity8.76%
Analyst coverage

Good

Last updated01 Jul 2026

Recent future growth updates

Recent updates

Narrative Update • Jun 17

SFNC: Future Earnings Potential Will Balance Credit And Execution Headwinds

Analysts updated their view on Simmons First National, with the consensus price target adjusted by $1. This change reflects mixed recent research that includes both a $1 increase and a $2 reduction, supported by differing assessments of the bank's outlook.
Seeking Alpha • Jun 12

Simmons First National Deserves Some Flexibility As It Turns Itself Around

Summary Simmons First National Corporation maintains a soft buy rating due to strong profitability improvements and attractive valuation, despite some asset quality concerns. SFNC’s net interest margin surged to 3.84%, with net profits more than doubling year-over-year, driven by balance sheet rebalancing and higher-yielding loan growth. The company trades at a forward P/E of 11.5, above the author's ideal but at a discount to book and tangible book value versus peers. Asset quality and return metrics lag peers, but continued profit growth in 2026 could improve valuation and support the current rating. Read the full article on Seeking Alpha
Narrative Update • Jun 02

SFNC: Future Earnings Potential Will Outweigh Credit And Execution Risks

Analysts have updated their price target on Simmons First National by $1, reflecting recent mixed research views that incorporate adjustments to discount rates and future price-to-earnings (P/E) expectations. Analyst Commentary Recent research on Simmons First National reflects a mixed set of views, with one firm lifting its price target by US$1 and another trimming its target by US$2.
Narrative Update • May 03

SFNC: Future Earnings Power And Credit Costs Guide Balanced Outlook

Analysts have nudged their average price target on Simmons First National higher by $1, reflecting updated views on fair value, revenue growth, profit margin, and future P/E after reviewing the latest research from firms that recently raised and lowered their targets. Analyst Commentary Recent price target changes reflect a mix of optimism and caution around Simmons First National, with analysts weighing the balance between potential earnings power, valuation, and execution risk.
Narrative Update • Apr 19

SFNC: Profitability Shift And Credit Costs Shape Balanced Forward Outlook

Analysts have adjusted their price target on Simmons First National by about $0.49 to $23.29. This reflects updated views on fair value, discount rates, revenue growth, profitability and future P/E expectations following recent research actions from several firms.
Analysis Article • Nov 14

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125

The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend on the 2nd of...
Analysis Article • May 13

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125

The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.2125...
Seeking Alpha • Feb 25

Simmons First National: Earnings Likely To Rebound, But Stock Seems Fairly Valued

Summary Simmons First National's loan pipelines are in an enviable position, so the near-term loan growth outlook is positive. Upcoming maturities of costly certificates of deposits will provide an opportunity to lower funding costs. More CDs than fixed-rate loans are scheduled to re-price this year. I’m now expecting a higher non-interest expense for this year. Therefore, I’ve reduced my EPS estimate to $1.55 from my previous estimate of $1.66. I’m maintaining a hold rating on SFNC stock because my year-end target price is close to the current market price and the dividend yield is moderate at 3.9%. Read the full article on Seeking Alpha
Analysis Article • Feb 04

Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's

The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that the dividend on 1st of April will be...
Seeking Alpha • Nov 22

Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year

Summary Loan growth will likely continue at the current rate as the local economies of SFNC’s markets continue to be strong. Rate cuts will slightly increase the margin. I haven’t incorporated upcoming tariffs in my interest rate outlook. The December 2025 target price suggests a small price downside. SFNC is offering a moderate dividend yield of 3.5% at an implied payout ratio of 51%. Read the full article on Seeking Alpha
Analysis Article • Nov 17

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per...
User avatar
New Narrative • Sep 24

Navigating Rising Rates And Deposit Dynamics To Fuel Growth And Margin Expansion

Anticipation of improved net interest margin and earnings due to favorable asset repricing and competitive macro backdrop suggests potential revenue growth.
Seeking Alpha • Sep 04

Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)

Summary After a 29.1% stock rise, I am downgrading Simmons First National stock from a 'buy' to a 'sell' due to deteriorating financials. Declining deposits, rising debt, and reduced net interest income signal financial weakness. The bank's high price-to-earnings multiple and poor asset quality make it less attractive compared to peers. Given these factors, I expect Simmons First National to underperform the broader market moving forward. Read the full article on Seeking Alpha
Analysis Article • Jul 27

Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21

The board of Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per...
Seeking Alpha • May 29

Simmons First National: Attractively Valued But Earnings Are Likely To Decline

Summary Margin recovery will likely be slow this year; therefore, the average margin for 2024 will be lower than the average for 2023. The recent network expansion will support loan growth. I’ve reduced my earnings estimate because I’ve decreased my margin estimate. The December 2024 target price suggests a moderate upside from the current market price. Further, Simmons First National is offering a high dividend yield. Read the full article on Seeking Alpha
Analysis Article • May 11

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21

Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per share on the...
Analysis Article • Apr 27

Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21

Simmons First National Corporation ( NASDAQ:SFNC ) has announced that it will pay a dividend of $0.21 per share on the...

Earnings and Revenue Growth Forecasts

NasdaqGS:SFNC - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20281,110N/AN/AN/A1
12/31/20271,056320N/AN/A7
12/31/20261,008300N/AN/A7
3/31/202681-361423457N/A
12/31/202537-398411450N/A
9/30/2025-1-427378417N/A
6/30/2025743160349393N/A
3/31/2025727146355401N/A
12/31/2024729153380426N/A
9/30/2024701128722764N/A
6/30/2024727151488526N/A
3/31/2024749168467500N/A
12/31/2023760175508541N/A
9/30/2023826234180216N/A
6/30/2023874268266303N/A
3/31/2023857237322360N/A
12/31/2022869256287322N/A
9/30/2022837221247284N/A
6/30/2022814221220279N/A
3/31/2022829269210263N/A
12/31/202181627196278N/A
9/30/2021804276184346N/A
6/30/2021790261158292N/A
3/31/202177324535175N/A
12/31/2020804255189203N/A
9/30/202082225582135N/A
6/30/2020834271155221N/A
3/31/2020827267198264N/A
12/31/2019756238N/A256N/A
9/30/2019719241N/A306N/A
6/30/2019673214N/A273N/A
3/31/2019656212N/A276N/A
12/31/2018658216N/A227N/A
9/30/2018649179N/A158N/A
6/30/2018593153N/A149N/A
3/31/2018533122N/A153N/A
12/31/201746793N/A115N/A
9/30/2017419101N/A123N/A
6/30/201740696N/A121N/A
3/31/201740095N/A138N/A
12/31/201639997N/A91N/A
9/30/201639994N/A89N/A
6/30/201640292N/A113N/A
3/31/201639889N/A62N/A
12/31/201537274N/A84N/A
9/30/201533063N/A72N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: SFNC is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (3.5%).

Earnings vs Market: SFNC is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: SFNC is expected to become profitable in the next 3 years.

Revenue vs Market: SFNC's revenue (55.3% per year) is forecast to grow faster than the US market (12.7% per year).

High Growth Revenue: SFNC's revenue (55.3% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: SFNC's Return on Equity is forecast to be low in 3 years time (8.8%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/04 00:35
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Simmons First National Corporation is covered by 12 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GeorgeBaird
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.