Loading...
STBA logo

S&T Bancorp, Inc.NasdaqGS:STBA Stock Report

Market Cap US$1.6b
Share Price
US$44.86
US$45.67
1.8% undervalued intrinsic discount
1Y22.9%
7D1.3%
1D
Portfolio Value
View

S&T Bancorp, Inc.

NasdaqGS:STBA Stock Report

Market Cap: US$1.6b

S&T Bancorp (STBA) Stock Overview

Operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. More details

STBA fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

STBA Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

S&T Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for S&T Bancorp
Historical stock prices
Current Share PriceUS$44.86
52 Week HighUS$45.36
52 Week LowUS$34.01
Beta0.85
1 Month Change3.79%
3 Month Change4.01%
1 Year Change22.94%
3 Year Change62.48%
5 Year Change32.21%
Change since IPO820.21%

Recent News & Updates

Narrative Update May 12

STBA: Neutral Stance Will Weigh Future Returns Against Uncertain Deal Activity

Analysts have raised their fair value estimate for S&T Bancorp by about $1 to $45.67, citing the new $47 Street price target as well as updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent coverage has centered on a Neutral stance with a US$47 price target, which is close to the updated fair value estimate.
Narrative Update Apr 27

STBA: Neutral Outlook Suggests Returns Will Track Execution On Deal Decisions

Analysts now peg S&T Bancorp's price target at $47, aligning with their updated assumptions on revenue growth, margins and future P/E, while highlighting ongoing uncertainty around potential deal activity as a key swing factor for the shares. Analyst Commentary Recent coverage initiations frame S&T Bancorp as fairly valued around US$47, with analysts signaling a balanced view on upside potential and execution risks.
Narrative Update Apr 13

STBA: Buybacks And Sound Quarter Will Support Returns As Deal Uncertainty Persists

Narrative Update on S&T Bancorp The analyst price target for S&T Bancorp has been adjusted slightly lower from $45.00 to about $44.67 as analysts factor in recent initiations at Neutral with a $47 price target and ongoing uncertainty around potential deal activity, while still reflecting relatively steady assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on S&T Bancorp presents a mix of cautious and constructive views, with targets and ratings reflecting both confidence in current execution and reservations around potential deal activity.

Recent updates

Narrative Update May 12

STBA: Neutral Stance Will Weigh Future Returns Against Uncertain Deal Activity

Analysts have raised their fair value estimate for S&T Bancorp by about $1 to $45.67, citing the new $47 Street price target as well as updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent coverage has centered on a Neutral stance with a US$47 price target, which is close to the updated fair value estimate.
Narrative Update Apr 27

STBA: Neutral Outlook Suggests Returns Will Track Execution On Deal Decisions

Analysts now peg S&T Bancorp's price target at $47, aligning with their updated assumptions on revenue growth, margins and future P/E, while highlighting ongoing uncertainty around potential deal activity as a key swing factor for the shares. Analyst Commentary Recent coverage initiations frame S&T Bancorp as fairly valued around US$47, with analysts signaling a balanced view on upside potential and execution risks.
Narrative Update Apr 13

STBA: Buybacks And Sound Quarter Will Support Returns As Deal Uncertainty Persists

Narrative Update on S&T Bancorp The analyst price target for S&T Bancorp has been adjusted slightly lower from $45.00 to about $44.67 as analysts factor in recent initiations at Neutral with a $47 price target and ongoing uncertainty around potential deal activity, while still reflecting relatively steady assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on S&T Bancorp presents a mix of cautious and constructive views, with targets and ratings reflecting both confidence in current execution and reservations around potential deal activity.
Narrative Update Mar 29

STBA: Sound Quarter And Buybacks Will Support Returns While Deal Uncertainty Persists

Narrative update The updated analyst price target for S&T Bancorp now sits alongside a fair value view of $45, with recent Street research pointing to a $47 target and mixed views on deal uncertainty after a sound quarter. This has prompted only a modest tweak to key model inputs rather than a major reset.
Narrative Update Mar 12

STBA: Sound Quarter And Buybacks Will Support Returns Despite Deal Uncertainty

Narrative Update The analyst price target for S&T Bancorp has been revised to $47. Analysts point to a slightly lower assumed future P/E multiple, along with ongoing uncertainty around potential deal activity, as key reasons for the adjustment.
Narrative Update Feb 26

STBA: Sound Quarter And Buybacks Will Offset Deal Uncertainty Going Forward

Narrative Update: S&T Bancorp The analyst fair value estimate for S&T Bancorp has moved from $43.25 to $45.00. This reflects updated assumptions on revenue growth, margins, and future P/E that align with recent Street research, where analysts cite a mix of cautious views on potential deal activity and higher price targets from firms highlighting a solid recent quarter.
Narrative Update Feb 11

STBA: Sound Quarter, Upgrades And Buybacks Will Shape Balanced Outlook

Analysts have trimmed their fair value estimate for S&T Bancorp from $43.80 to $43.25, reflecting updated assumptions on revenue growth, profit margins, and a lower future P/E multiple, even as recent research cites a sound quarter and higher Street price targets. Analyst Commentary Recent Street research points to a mixed but generally constructive read on S&T Bancorp, with some analysts adjusting ratings and price targets following what has been described as a sound quarter.
Narrative Update Jan 27

STBA: Sound Quarter And Buyback Activity Will Shape Balanced Outlook

Narrative Update Analysts have lifted their price target on S&T Bancorp by about $2.63 to $43.80, citing updated assumptions around fair value, discount rate, revenue, profit margin and future P/E following recent research reviews and a positive quarterly readout. Analyst Commentary Recent research updates on S&T Bancorp point to a more constructive stance after what has been described as a sound quarter, with some analysts also revisiting their valuation assumptions and price targets.
Analysis Article Oct 28

S&T Bancorp, Inc. Just Recorded A 6.0% EPS Beat: Here's What Analysts Are Forecasting Next

Investors in S&T Bancorp, Inc. ( NASDAQ:STBA ) had a good week, as its shares rose 3.1% to close at US$36.78 following...
Analysis Article Jul 27

S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its Second-Quarter Earnings: Here's What Analysts Think

Last week, you might have seen that S&T Bancorp, Inc. ( NASDAQ:STBA ) released its second-quarter result to the market...
Seeking Alpha Jun 07

S&T Bancorp: Earnings Likely To Decline, Stock Appears Fairly Valued

Summary S&T Bancorp’s loan pipelines have surged, but everything in the pipeline may not convert into loans because of macroeconomic headwinds. Upcoming Fed funds rate cuts will likely make the net interest margin start declining again. I’m expecting the EPS to dip by 9% to $3.11. The year-end target price is close to the current market price. STBA is offering a moderate dividend yield of 3.7%. The dividend payout appears secure. Read the full article on Seeking Alpha
Analysis Article Feb 02

S&T Bancorp, Inc. (NASDAQ:STBA) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?

It's been a good week for S&T Bancorp, Inc. ( NASDAQ:STBA ) shareholders, because the company has just released its...
Analysis Article Oct 27

S&T Bancorp's (NASDAQ:STBA) Upcoming Dividend Will Be Larger Than Last Year's

S&T Bancorp, Inc. ( NASDAQ:STBA ) has announced that it will be increasing its periodic dividend on the 21st of...
User avatar
New Narrative Oct 20

Shrinking Margins And Regulatory Hurdles Threaten Future Profitability In The Banking Sector

Reduced commercial loan balances and profitable payoffs could hinder short-term revenue growth amid elevated competition and declining market rates.
Analysis Article Apr 22

S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates

It's been a good week for S&T Bancorp, Inc. ( NASDAQ:STBA ) shareholders, because the company has just released its...
Analysis Article Jan 23

With EPS Growth And More, S&T Bancorp (NASDAQ:STBA) Makes An Interesting Case

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Oct 31

S&T Bancorp's (NASDAQ:STBA) Shareholders Will Receive A Bigger Dividend Than Last Year

S&T Bancorp, Inc. ( NASDAQ:STBA ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article Oct 20

Do S&T Bancorp's (NASDAQ:STBA) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...

Shareholder Returns

STBAUS BanksUS Market
7D1.3%2.4%1.1%
1Y22.9%22.3%28.7%

Return vs Industry: STBA matched the US Banks industry which returned 22.3% over the past year.

Return vs Market: STBA underperformed the US Market which returned 28.7% over the past year.

Price Volatility

Is STBA's price volatile compared to industry and market?
STBA volatility
STBA Average Weekly Movement2.9%
Banks Industry Average Movement3.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Stable Share Price: STBA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: STBA's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19021,209Chris McComishwww.stbancorp.com

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions.

S&T Bancorp, Inc. Fundamentals Summary

How do S&T Bancorp's earnings and revenue compare to its market cap?
STBA fundamental statistics
Market capUS$1.61b
Earnings (TTM)US$135.90m
Revenue (TTM)US$398.66m
11.9x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
STBA income statement (TTM)
RevenueUS$398.66m
Cost of RevenueUS$0
Gross ProfitUS$398.66m
Other ExpensesUS$262.76m
EarningsUS$135.90m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)3.78
Gross Margin100.00%
Net Profit Margin34.09%
Debt/Equity Ratio13.0%

How did STBA perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
40%
Payout Ratio

Does STBA pay a reliable dividends?

See STBA dividend history and benchmarks
When do you need to buy STBA by to receive an upcoming dividend?
S&T Bancorp dividend dates
Ex Dividend DateMay 14 2026
Dividend Pay DateMay 28 2026
Days until Ex dividend12 days
Days until Dividend pay date2 days

Does STBA pay a reliable dividends?

See STBA dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/25 16:56
End of Day Share Price 2026/05/22 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

S&T Bancorp, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Andrew StappB. Riley Securities, Inc.
Jacob CivielloD.A. Davidson & Co.