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The Bancorp, Inc.NasdaqGS:TBBK Stock Report

Market Cap US$3.4b
Share Price
US$73.72
My Fair Value
US$70.5
4.6% overvalued intrinsic discount
1Y44.1%
7D-4.3%
Portfolio Value
View

The Bancorp, Inc.

NasdaqGS:TBBK Stock Report

Market Cap: US$3.4b

Bancorp (TBBK) Stock Overview

Operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. More details

TBBK fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance3/6
Financial Health5/6
Dividends0/6

TBBK Community Fair Values

Create Narrative

See what 19 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$70.76
FV
4.2% overvalued intrinsic discount
0.15%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
7users have followed this narrative
5 months ago author updated this narrative

The Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bancorp
Historical stock prices
Current Share PriceUS$73.72
52 Week HighUS$80.76
52 Week LowUS$40.51
Beta1.36
1 Month Change-3.31%
3 Month Change25.16%
1 Year Change44.13%
3 Year Change212.77%
5 Year Change692.69%
Change since IPO360.75%

Recent News & Updates

The Bancorp: Time For A Downgrade After A Great Run Higher

Sep 27

Recent updates

The Bancorp: Time For A Downgrade After A Great Run Higher

Sep 27

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

Jul 10
Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

The Bancorp: A Change Of Opinion Justifies An Upgrade

Mar 29

The Bancorp: Strong Upside Potential

Dec 30

What Does The Future Hold For The Bancorp, Inc. (NASDAQ:TBBK)? These Analysts Have Been Cutting Their Estimates

Dec 24
What Does The Future Hold For The Bancorp, Inc. (NASDAQ:TBBK)? These Analysts Have Been Cutting Their Estimates

Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Dec 22
Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Analysts Just Published A Bright New Outlook For The Bancorp, Inc.'s (NASDAQ:TBBK)

Oct 27
Analysts Just Published A Bright New Outlook For The Bancorp, Inc.'s (NASDAQ:TBBK)

The Bancorp: No Downgrade Just Yet, But It Could Be On The Horizon

Oct 09
User avatar

Fintech Innovations And Critical Growth Propel The Company To New Financial Heights

Expansion in B2B payments and consumer fintech loans indicates a strategy focused on revenue growth through fintech activities, enhancing net margins and earnings.

Should You Be Adding Bancorp (NASDAQ:TBBK) To Your Watchlist Today?

Sep 17
Should You Be Adding Bancorp (NASDAQ:TBBK) To Your Watchlist Today?

The Bancorp: Fintech Solutions Push The Bank To New All-Time Highs

Jul 27

The Bancorp Deserves More Time For The Bullish Thesis To Play Out

May 06

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

Apr 22
Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

The Bancorp: An Atypical Bank That Keeps Growing

Feb 04

Analysts' Revenue Estimates For The Bancorp, Inc. (NASDAQ:TBBK) Are Surging Higher

Jan 28
Analysts' Revenue Estimates For The Bancorp, Inc. (NASDAQ:TBBK) Are Surging Higher

Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Jan 23
Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

If EPS Growth Is Important To You, Bancorp (NASDAQ:TBBK) Presents An Opportunity

Sep 08
If EPS Growth Is Important To You, Bancorp (NASDAQ:TBBK) Presents An Opportunity

Here's Why We Think Bancorp (NASDAQ:TBBK) Might Deserve Your Attention Today

May 24
Here's Why We Think Bancorp (NASDAQ:TBBK) Might Deserve Your Attention Today

Need To Know: Analysts Are Much More Bullish On The Bancorp, Inc. (NASDAQ:TBBK) Revenues

Jan 31
Need To Know: Analysts Are Much More Bullish On The Bancorp, Inc. (NASDAQ:TBBK) Revenues

Is Now The Time To Put Bancorp (NASDAQ:TBBK) On Your Watchlist?

Dec 09
Is Now The Time To Put Bancorp (NASDAQ:TBBK) On Your Watchlist?

Shareholder Returns

TBBKUS BanksUS Market
7D-4.3%-1.9%0.8%
1Y44.1%31.4%18.1%

Return vs Industry: TBBK exceeded the US Banks industry which returned 33.4% over the past year.

Return vs Market: TBBK exceeded the US Market which returned 18% over the past year.

Price Volatility

Is TBBK's price volatile compared to industry and market?
TBBK volatility
TBBK Average Weekly Movement5.0%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.0%

Stable Share Price: TBBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TBBK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1999771Damian Kozlowskiwww.thebancorp.com

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, fixed term loans, payroll advances, and others.

The Bancorp, Inc. Fundamentals Summary

How do Bancorp's earnings and revenue compare to its market cap?
TBBK fundamental statistics
Market capUS$3.45b
Earnings (TTM)US$224.42m
Revenue (TTM)US$515.89m
15.1x
P/E Ratio
3.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TBBK income statement (TTM)
RevenueUS$515.89m
Cost of RevenueUS$0
Gross ProfitUS$515.89m
Other ExpensesUS$291.47m
EarningsUS$224.42m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)4.87
Gross Margin100.00%
Net Profit Margin43.50%
Debt/Equity Ratio14.4%

How did TBBK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/01 14:39
End of Day Share Price 2025/10/01 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bancorp, Inc. is covered by 9 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew StappB. Riley Securities, Inc.
John HechtCitizens JMP Securities, LLC
Robert RamseyFBR Capital Markets & Co.