AGI Future Growth
Future criteria checks 6/6
AGI is forecast to grow earnings and revenue by 22.6% and 31.7% per annum respectively. EPS is expected to grow by 48.3% per annum. Return on equity is forecast to be 27.5% in 3 years.
Key information
22.6%
Earnings growth rate
48.33%
EPS growth rate
| Banks earnings growth | 8.2% |
| Revenue growth rate | 31.7% |
| Future return on equity | 27.52% |
| Analyst coverage | Good |
| Last updated | 08 May 2026 |
Recent future growth updates
Recent updates
Regulatory Pressure On Hybrid Lending Model Will Reshape Margins Yet Support Stable Long Term Earnings
Catalysts About AGI Agi is a Brazilian financial institution focused on a hybrid model that combines digital and in person channels to offer credit, deposits and fee based services to mass market customers. What are the underlying business or industry changes driving this perspective?
Hybrid Banking Expansion And AI Adoption Will Support Long Term Earnings Resilience
Catalysts About AGI AGI operates a hybrid digital and physical banking platform focused on Brazilian payroll and social security beneficiaries. What are the underlying business or industry changes driving this perspective?Agibank: An Interesting IPO At A Reasonable Price
Summary Agibank offers a compelling buying opportunity post-IPO, trading at an attractive 5.6x forward earnings with robust growth metrics. Agibank’s hybrid business model targets Brazil’s underbanked, boasting 6.4 million customers and a 114.5% profit CAGR from 2022 to 2024. Despite a challenging IPO process, Agibank’s valuation remains conservative, with a projected 25% upside using a 7x earnings multiple. Risks include regulatory scrutiny and operational issues, making Agibank suitable for bold investors as a small portfolio allocation. Read the full article on Seeking AlphaEarnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2028 | 11,184 | 2,000 | N/A | N/A | 6 |
| 12/31/2027 | 8,919 | 1,644 | N/A | N/A | 8 |
| 12/31/2026 | 6,696 | 1,156 | N/A | N/A | 5 |
| 12/31/2025 | 3,886 | 1,038 | -572 | -410 | N/A |
| 9/30/2025 | 3,988 | 1,018 | -412 | -260 | N/A |
| 12/31/2024 | 3,346 | 791 | 379 | 487 | N/A |
| 12/31/2023 | 2,292 | 422 | -114 | -33 | N/A |
| 12/31/2022 | 1,653 | 168 | 511 | 610 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AGBK's forecast earnings growth (22.6% per year) is above the savings rate (3.5%).
Earnings vs Market: AGBK's earnings (22.6% per year) are forecast to grow faster than the US market (16.7% per year).
High Growth Earnings: AGBK's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: AGBK's revenue (31.7% per year) is forecast to grow faster than the US market (11.6% per year).
High Growth Revenue: AGBK's revenue (31.7% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AGBK's Return on Equity is forecast to be high in 3 years time (27.5%)
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/11 15:13 |
| End of Day Share Price | 2026/05/11 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
AGI Inc is covered by 11 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Eduardo Rosman | BTG Pactual |
| Gustavo Schroden | Citigroup Inc |