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Credicorp Ltd.NYSE:BAP Stock Report

Market Cap US$20.6b
Share Price
US$261.56
My Fair Value
US$250
4.4% overvalued intrinsic discount
1Y52.9%
7D3.7%
Portfolio Value
View

Credicorp Ltd.

NYSE:BAP Stock Report

Market Cap: US$20.6b

Credicorp (BAP) Stock Overview

Provides various financial, insurance, and health services and products in Peru and internationally. More details

BAP fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance5/6
Financial Health5/6
Dividends4/6

BAP Community Fair Values

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See what 17 others think this stock is worth. Follow their fair value or set your own to get alerts.

Credicorp Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Credicorp
Historical stock prices
Current Share PriceUS$261.56
52 Week HighUS$263.42
52 Week LowUS$165.51
Beta1.06
1 Month Change7.88%
3 Month Change21.85%
1 Year Change52.89%
3 Year Change105.08%
5 Year Change99.91%
Change since IPO2,153.77%

Recent News & Updates

Credicorp: Fundamentals Are Shining But Valuation Leaves Little Room For Upside

Jul 19

Recent updates

Credicorp: Fundamentals Are Shining But Valuation Leaves Little Room For Upside

Jul 19

Credicorp: Methodical Disruption And Better Growth In Peru Support Strong Growth And More Upside

Mar 08

Credicorp: New Growth Engines Emerge

Nov 27
User avatar

Expansive Growth In Chilean Financial Markets Through Innovative Tech And Tactical Acquisitions

Diversification and strategic acquisitions in new sectors might strengthen Credicorp's revenue resilience and long-term earnings growth.

Credicorp: Yape Growth Is A Tailwind

Aug 22

Credicorp: Stay Upbeat On Peru's Premier Financial Group

Jun 24

Credicorp: No Stopping Peru's Financial Champion Into 2024

Mar 13

Credicorp: Looking Through The Near-Term Headwinds

Nov 30

Credicorp: Still Cheaply Priced Relative To Its Fundamentals

Aug 02

Credicorp Executing Well, But Macro Risk Remains High

Feb 13

Credicorp GAAP EPS of S/16.33, Net interest income of S/3B

Dec 16

Credicorp Remains A Well-Run House In A Tricky Neighborhood

Aug 23

Credicorp stock gains after Credit Suisse upgrades on Peru's economic outlook

Jul 19

Credicorp Shaking Off The Pandemic And Getting Back To Business As Usual

Mar 12

Good Execution At Credicorp Canceled Out By Political Risk

Sep 02

Shareholder Returns

BAPUS BanksUS Market
7D3.7%-0.7%-0.6%
1Y52.9%25.5%18.1%

Return vs Industry: BAP exceeded the US Banks industry which returned 24.8% over the past year.

Return vs Market: BAP exceeded the US Market which returned 17.5% over the past year.

Price Volatility

Is BAP's price volatile compared to industry and market?
BAP volatility
BAP Average Weekly Movement2.3%
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market3.0%

Stable Share Price: BAP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BAP's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
188946,423Gianfranco Piero Dario de Las Casasgrupocredicorp.com

Credicorp Ltd. provides various financial, insurance, and health services and products in Peru and internationally. It operates through Universal Banking; Insurance and Pensions; Microfinance; and Investment Management and Advisory segments. The Universal Banking segment grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts.

Credicorp Ltd. Fundamentals Summary

How do Credicorp's earnings and revenue compare to its market cap?
BAP fundamental statistics
Market capUS$20.64b
Earnings (TTM)US$1.77b
Revenue (TTM)US$5.63b
11.7x
P/E Ratio
2.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAP income statement (TTM)
RevenueS/19.88b
Cost of RevenueS/156.82m
Gross ProfitS/19.72b
Other ExpensesS/13.47b
EarningsS/6.25b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 13, 2025

Earnings per share (EPS)78.75
Gross Margin99.21%
Net Profit Margin31.44%
Debt/Equity Ratio98.4%

How did BAP perform over the long term?

See historical performance and comparison

Dividends

4.2%
Current Dividend Yield
51%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/03 06:06
End of Day Share Price 2025/09/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credicorp Ltd. is covered by 22 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research
Francisco NavarreteBradesco S.A. Corretora de Títulos e Valores Mobiliários