Dime Community Bancshares, Inc.

NYSE:DCOM Stock Report

Market Cap: US$1.7b

Dime Community Bancshares Future Growth

Future criteria checks 4/6

Dime Community Bancshares is forecast to grow earnings and revenue by 27.4% and 16.9% per annum respectively while EPS is expected to grow by 28% per annum.

Key information

27.4%

Earnings growth rate

28.05%

EPS growth rate

Banks earnings growth8.2%
Revenue growth rate16.9%
Future return on equityn/a
Analyst coverage

Low

Last updated12 May 2026

Recent future growth updates

Recent updates

Narrative Update • Apr 24

DCOM: Future Loan Repricing And Margin Recovery Will Support Higher Returns

Analysts have nudged their price target on Dime Community Bancshares higher by $0.60 to $40.20, citing updated expectations around net interest margin recovery and loan repricing. These factors support the revised fair value and a slightly lower assumed discount rate.
Narrative Update • Apr 09

DCOM: Future Loan Repricing And Margin Recovery Will Shape A Balanced Outlook

Analysts have raised the average price target for Dime Community Bancshares by $1 to $37, citing expectations for continued net interest margin recovery supported by meaningful loan repricing anticipated in 2026 and 2027. Analyst Commentary Recent Street research on Dime Community Bancshares has focused on how future loan repricing and net interest margin trends could affect both earnings power and valuation over the next few years.
Narrative Update • Mar 26

DCOM: Loan Repricing And Margin Recovery Will Support A More Constructive Outlook

Analysts have nudged their fair value estimate for Dime Community Bancshares slightly higher to $39.60, supported by a modest adjustment to the discount rate and Street research pointing to continued net interest margin recovery, helped by expected loan repricing in 2026 and 2027 and higher price targets such as Piper Sandler's move to $37. Analyst Commentary Recent Street research on Dime Community Bancshares has focused on how future loan repricing and net interest margin trends could influence both valuation and execution risk over the next few years.
Narrative Update • Mar 07

DCOM: Higher Future P/E Assumptions Will Support A More Constructive Outlook

Analysts have nudged their price targets on Dime Community Bancshares higher, lifting fair value estimates from $38.60 to $39.40. The revised targets are backed by updated assumptions around discount rate, revenue growth, profit margin and future P/E.
Narrative Update • Feb 20

DCOM: Rising Earnings Confidence Will Support A More Constructive Future Outlook

Analysts have lifted their average price targets for Dime Community Bancshares by a few dollars per share, reflecting updated views on its earnings power and valuation following recent research from Stephens, DA Davidson and Keefe Bruyette. Analyst Commentary Recent research points to a cluster of higher price targets for Dime Community Bancshares, with adjustments ranging from US$2 to US$6 per share.
Narrative Update • Feb 06

DCOM: Modest Fair Value Shift Will Reflect Balanced Execution And Risk Outlook

Narrative Update The analyst fair value estimate for Dime Community Bancshares has shifted to $38.60 from $37.60, as analysts incorporate recent Street research that points to modestly adjusted discount rate assumptions, slightly higher revenue and profit margin inputs, and a marginally lower future P/E outlook. Analyst Commentary Recent Street research on Dime Community Bancshares has centered on price target adjustments that feed directly into updated fair value work, with analysts refining their assumptions on discount rates, revenue trajectory, margins, and future P/E levels.
Narrative Update • Jan 22

DCOM: Higher P/E Assumptions And Margin Outlook Will Support Upside Potential

Narrative Update: Dime Community Bancshares The analyst price target for Dime Community Bancshares has been raised from US$36.00 to about US$37.60. Analysts cite views on net interest margin trends, balance sheet growth, and updated P/E assumptions as key drivers for the change.
Analysis Article • Jan 14

Dime Community Bancshares' (NASDAQ:DCOM) Dividend Will Be $0.25

The board of Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per...
Analysis Article • Dec 20

Dime Community Bancshares (NASDAQ:DCOM) Has Announced A Dividend Of $0.25

Dime Community Bancshares, Inc.'s ( NASDAQ:DCOM ) investors are due to receive a payment of $0.25 per share on 23rd of...
Analysis Article • Oct 16

Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25

Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...
Seeking Alpha • Sep 21

Dime Community Bancshares: Despite Big Improvements, An Upgrade Is Premature

Summary Dime Community Bancshares remains rated a 'hold' due to elevated valuation and subpar asset quality compared to peers. Recent improvements include higher net interest income, margin expansion, and debt reduction, but deposit and loan growth remain modest. DCOM trades at a price-to-earnings multiple above the preferred level for the sector, despite average price-to-book metrics. Return on assets and equity lag industry benchmarks, justifying a neutral stance until valuation or asset quality improves. Read the full article on Seeking Alpha
Analysis Article • Jul 15

Dime Community Bancshares' (NASDAQ:DCOM) Dividend Will Be $0.25

Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...
Seeking Alpha • Apr 23

Dime Community Bancshares: Well, I Was Wrong

Summary I downgraded Dime Community Bancshares to a 'Hold' last year, but the stock has since surged 42.7%, outperforming the S&P 500. Despite improvements in net interest income and profitability, the stock remains expensive relative to earnings, justifying my 'Hold' rating. Asset quality remains a concern, with DCOM lagging behind peers in return on assets and equity. Management's efforts to boost deposits and reduce debt are promising, but the stock's current valuation warrants a cautious approach. Read the full article on Seeking Alpha
Analysis Article • Apr 15

Dime Community Bancshares' (NASDAQ:DCOM) Dividend Will Be $0.25

Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...
Analysis Article • Apr 01

Dime Community Bancshares (NASDAQ:DCOM) Is Paying Out A Dividend Of $0.25

Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...
Seeking Alpha • Feb 03

Dime Community Bancshares: Baby Bond Offers An 8.1% Yield To Maturity

Summary Dime Community Bancshares' baby bonds are now a better income option than preferred shares due to recent market movements and stable performance. The bank's net interest margin and net interest spread have significantly improved, driven by a drop in borrowing yields and stable asset yields. Impressive deposit growth outpaced loan growth, reducing the loan-to-deposit ratio and external borrowing, which should enhance future earnings. Despite risks in non-owner occupied commercial real estate loans and low loan loss allowances, baby bonds remain a safer investment due to their seniority. Read the full article on Seeking Alpha
Analysis Article • Dec 22

Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25

Dime Community Bancshares, Inc.'s ( NASDAQ:DCOM ) investors are due to receive a payment of $0.25 per share on 24th of...
Seeking Alpha • Nov 14

Dime Community Bancshares: Consider Shifting From Baby Bonds To Preferred Shares

Summary Dime Community Bancshares has seen significant improvements in net interest income due to 6% year-over-year deposit growth. DCOM's loan to deposit ratio has moderated to 95%, reducing external borrowing and lowering future borrowing costs. Risks include high loan concentration in multifamily lending and non-owner-occupied commercial real estate, with an inadequate allowance for credit losses. Preferred shares offer better capital appreciation and income potential compared to baby bonds, which are trading at a premium and face uncertain future yields. Read the full article on Seeking Alpha
Analysis Article • Oct 01

Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25

Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) will pay a dividend of $0.25 on the 24th of October. Based on this...
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New Narrative • Sep 24

Decisive Growth And Diversification Drives Future Profitability And Expansion For The Bank

Strategic focus on core deposit and business loan growth paired with reduction in higher cost funding improves profitability and earnings potential.
Seeking Alpha • Aug 01

Dime Community Bancshares: New 9% Coupon Baby Bond Offers Attractive Income

Summary Dime Community Bancshares has struggled with higher interest rates and deposit competition. The latest financial results show improvements in net interest spread and income, despite challenges. Baby bond offering with 9% coupon provides higher income potential for investors compared to common and preferred shares. Read the full article on Seeking Alpha
Analysis Article • Jul 04

Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25

Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...

Earnings and Revenue Growth Forecasts

NYSE:DCOM - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/2027579186N/AN/A5
12/31/2026512146N/AN/A5
3/31/2026427114164169N/A
12/31/2025410102182187N/A
9/30/202534150224230N/A
6/30/202531436139144N/A
3/31/202529525128134N/A
12/31/2024278219399N/A
9/30/202431458-36-30N/A
6/30/2024320598390N/A
3/31/202432868102108N/A
12/31/2023350888591N/A
9/30/2023377111173179N/A
6/30/2023397135188192N/A
3/31/2023413146226229N/A
12/31/2022413144291295N/A
9/30/2022409139233234N/A
6/30/2022415138235236N/A
3/31/2022437151233235N/A
12/31/202141095146146N/A
9/30/202136066171171N/A
6/30/2021295449494N/A
3/31/202121463131N/A
12/31/2020179375960N/A
9/30/2020165416870N/A
6/30/2020148326466N/A
3/31/2020142337679N/A
12/31/201914236N/A68N/A
9/30/201914441N/A67N/A
6/30/201915249N/A63N/A
3/31/201915048N/A62N/A
12/31/201815451N/A64N/A
9/30/201816954N/A51N/A
6/30/201817456N/A55N/A
3/31/201817655N/A39N/A
12/31/201717452N/A43N/A
9/30/201716037N/A49N/A
6/30/201715334N/A39N/A
3/31/201715234N/A30N/A
12/31/201621772N/A20N/A
9/30/201621383N/A12N/A
6/30/201621083N/A26N/A
3/31/201620983N/A47N/A
12/31/201513945N/A50N/A
9/30/201513945N/A58N/A
6/30/201514047N/A49N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: DCOM's forecast earnings growth (27.4% per year) is above the savings rate (3.5%).

Earnings vs Market: DCOM's earnings (27.4% per year) are forecast to grow faster than the US market (17% per year).

High Growth Earnings: DCOM's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: DCOM's revenue (16.9% per year) is forecast to grow faster than the US market (11.9% per year).

High Growth Revenue: DCOM's revenue (16.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if DCOM's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/01 16:47
End of Day Share Price 2026/06/01 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Dime Community Bancshares, Inc. is covered by 12 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
null nullD.A. Davidson & Co.
Peter WinterD.A. Davidson & Co.