Main Street Financial Services (MSWV) Stock Overview
Operates as the holding company for Main Street Bank Corp. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for MSWV from our risk checks.
MSWV Community Fair Values
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Main Street Financial Services Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.20 |
| 52 Week High | US$16.26 |
| 52 Week Low | US$12.75 |
| Beta | 0 |
| 1 Month Change | 0.26% |
| 3 Month Change | 14.26% |
| 1 Year Change | 14.10% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 20.46% |
Recent News & Updates
Recent updates
Shareholder Returns
| MSWV | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.5% | 2.6% | 2.0% |
| 1Y | 14.1% | 22.0% | 17.9% |
Return vs Industry: MSWV underperformed the US Banks industry which returned 22% over the past year.
Return vs Market: MSWV underperformed the US Market which returned 17.9% over the past year.
Price Volatility
| MSWV volatility | |
|---|---|
| MSWV Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.4% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: MSWV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MSWV's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1899 | n/a | Mark Witmer | www.mymainstreetbank.bank |
Main Street Financial Services Corp. operates as the holding company for Main Street Bank Corp. that provides personal and business banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, money market, and term certificate accounts, as well as interest-bearing time deposits. It also provides residential mortgage, commercial, installment, residential and nonresidential real estate, commercial real estate, residential construction, multi-family real estate, land, commercial business, consumer, home, auto, and recreational vehicle loans, as well as one-to-four family residential loans, such as first mortgage loans on residential properties and home equity lines of credit.
Main Street Financial Services Corp. Fundamentals Summary
| MSWV fundamental statistics | |
|---|---|
| Market cap | US$126.85m |
| Earnings (TTM) | US$15.03m |
| Revenue (TTM) | US$50.33m |
Is MSWV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MSWV income statement (TTM) | |
|---|---|
| Revenue | US$50.33m |
| Cost of Revenue | US$0 |
| Gross Profit | US$50.33m |
| Other Expenses | US$35.30m |
| Earnings | US$15.03m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.92 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.87% |
| Debt/Equity Ratio | 37.8% |
How did MSWV perform over the long term?
See historical performance and comparisonDividends
Does MSWV pay a reliable dividends?
See MSWV dividend history and benchmarks| Main Street Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | Oct 28 2025 |
| Dividend Pay Date | Nov 07 2025 |
| Days until Ex dividend | 2 days |
| Days until Dividend pay date | 12 days |
Does MSWV pay a reliable dividends?
See MSWV dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/26 06:58 |
| End of Day Share Price | 2025/10/24 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Main Street Financial Services Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
