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MSWV

Main Street Financial Services Corp.OTCPK:MSWV Stock Report

Market Cap US$126.8m
Share Price
US$16.20
My Fair Value
US$46.07
64.8% undervalued intrinsic discount
1Y14.1%
7D2.5%
Portfolio Value
View

Main Street Financial Services Corp.

OTCPK:MSWV Stock Report

Market Cap: US$126.8m

Main Street Financial Services (MSWV) Stock Overview

Operates as the holding company for Main Street Bank Corp. More details

MSWV fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends2/6

Rewards

Risk Analysis

No risks detected for MSWV from our risk checks.

MSWV Community Fair Values

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Main Street Financial Services Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Main Street Financial Services
Historical stock prices
Current Share PriceUS$16.20
52 Week HighUS$16.26
52 Week LowUS$12.75
Beta0
1 Month Change0.26%
3 Month Change14.26%
1 Year Change14.10%
3 Year Changen/a
5 Year Changen/a
Change since IPO20.46%

Recent News & Updates

Recent updates

Shareholder Returns

MSWVUS BanksUS Market
7D2.5%2.6%2.0%
1Y14.1%22.0%17.9%

Return vs Industry: MSWV underperformed the US Banks industry which returned 22% over the past year.

Return vs Market: MSWV underperformed the US Market which returned 17.9% over the past year.

Price Volatility

Is MSWV's price volatile compared to industry and market?
MSWV volatility
MSWV Average Weekly Movement2.6%
Banks Industry Average Movement3.9%
Market Average Movement6.5%
10% most volatile stocks in US Market17.4%
10% least volatile stocks in US Market3.0%

Stable Share Price: MSWV has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MSWV's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1899n/aMark Witmerwww.mymainstreetbank.bank

Main Street Financial Services Corp. operates as the holding company for Main Street Bank Corp. that provides personal and business banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, money market, and term certificate accounts, as well as interest-bearing time deposits. It also provides residential mortgage, commercial, installment, residential and nonresidential real estate, commercial real estate, residential construction, multi-family real estate, land, commercial business, consumer, home, auto, and recreational vehicle loans, as well as one-to-four family residential loans, such as first mortgage loans on residential properties and home equity lines of credit.

Main Street Financial Services Corp. Fundamentals Summary

How do Main Street Financial Services's earnings and revenue compare to its market cap?
MSWV fundamental statistics
Market capUS$126.85m
Earnings (TTM)US$15.03m
Revenue (TTM)US$50.33m
8.4x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MSWV income statement (TTM)
RevenueUS$50.33m
Cost of RevenueUS$0
Gross ProfitUS$50.33m
Other ExpensesUS$35.30m
EarningsUS$15.03m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.92
Gross Margin100.00%
Net Profit Margin29.87%
Debt/Equity Ratio37.8%

How did MSWV perform over the long term?

See historical performance and comparison

Dividends

3.5%
Current Dividend Yield
22%
Payout Ratio

Does MSWV pay a reliable dividends?

See MSWV dividend history and benchmarks
When do you need to buy MSWV by to receive an upcoming dividend?
Main Street Financial Services dividend dates
Ex Dividend DateOct 28 2025
Dividend Pay DateNov 07 2025
Days until Ex dividend2 days
Days until Dividend pay date12 days

Does MSWV pay a reliable dividends?

See MSWV dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/26 06:58
End of Day Share Price 2025/10/24 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Main Street Financial Services Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.