Flywire Corporation

NasdaqGS:FLYW Stock Report

Market Cap: US$1.6b

Flywire Valuation

Is FLYW undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FLYW when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

US$11.62
Fair Value
11.4% overvalued intrinsic discount
10
Number of Analysts

Below Fair Value: Insufficient data to calculate FLYW's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate FLYW's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for FLYW?

Key metric: As FLYW is barely profitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for FLYW. This is calculated by dividing FLYW's market cap by their current revenue.
What is FLYW's PS Ratio?
PS Ratio2.9x
SalesUS$539.71m
Market CapUS$1.56b

Price to Sales Ratio vs Peers

How does FLYW's PS Ratio compare to its peers?

The above table shows the PS ratio for FLYW vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average2.4x
PAYO Payoneer Global
2.1x7.73%US$2.1b
AVDX AvidXchange Holdings
4.6x11.06%US$2.1b
EVTC EVERTEC
2.2x4.98%US$1.9b
PAGS PagSeguro Digital
0.7x5.96%US$2.6b
FLYW Flywire
2.9x14.01%US$1.6b

Price-To-Sales vs Peers: FLYW is expensive based on its Price-To-Sales Ratio (2.9x) compared to the peer average (2.4x).

Price to Sales Ratio vs Industry

How does FLYW's PS Ratio compare vs other companies in the US Diversified Financial Industry?

10 CompaniesPrice / SalesEstimated GrowthMarket Cap
UWMC UWM Holdings
0.5x13.87%US$8.44b
PSFE Paysafe
0.4x5.64%US$694.98m
CODI Compass Diversified
0.2x9.62%US$562.77m
FOA Finance of America Companies
0.5x-0.89%US$525.34m
FLYW 2.9xIndustry Avg. 2.5xNo. of Companies17PS0246810+
10 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: FLYW is expensive based on its Price-To-Sales Ratio (2.9x) compared to the US Diversified Financial industry average (2.5x).

Price to Sales Ratio vs Fair Ratio

What is FLYW's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FLYW PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio2.9x
Fair PS Ratio2.5x

Price-To-Sales vs Fair Ratio: FLYW is expensive based on its Price-To-Sales Ratio (2.9x) compared to the estimated Fair Price-To-Sales Ratio (2.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst FLYW forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$12.95
US$14.45
+11.58%
12.23%US$18.00US$12.00n/a10
Oct ’26US$13.47
US$14.55
+8.02%
12.14%US$18.00US$12.00n/a10
Sep ’26US$13.15
US$14.55
+10.65%
12.14%US$18.00US$12.00n/a10
Aug ’26US$10.37
US$13.45
+29.70%
17.63%US$17.00US$9.00n/a10
Jul ’26US$11.63
US$13.55
+16.47%
18.79%US$17.00US$9.00n/a11
Jun ’26US$10.75
US$13.86
+28.96%
19.09%US$17.00US$9.00n/a11
May ’26US$9.57
US$14.18
+48.19%
26.35%US$20.00US$9.00n/a11
Apr ’26US$9.56
US$15.58
+63.01%
15.82%US$20.00US$11.00n/a12
Mar ’26US$11.40
US$17.42
+52.78%
17.92%US$26.00US$15.00n/a12
Feb ’26US$19.33
US$24.60
+27.26%
10.79%US$29.00US$20.00n/a15
Jan ’26US$20.62
US$24.37
+18.20%
12.72%US$30.00US$18.00n/a16
Dec ’25US$22.71
US$24.00
+5.68%
12.46%US$30.00US$18.00n/a17
Nov ’25US$17.44
US$22.82
+30.86%
13.55%US$30.00US$18.00n/a17
Oct ’25US$15.94
US$22.50
+41.15%
10.77%US$26.00US$18.00US$13.4716
Sep ’25US$18.11
US$22.50
+24.23%
10.77%US$26.00US$18.00US$13.1516
Aug ’25US$17.33
US$26.53
+53.08%
16.00%US$34.00US$18.00US$10.3717
Jul ’25US$15.63
US$27.00
+72.74%
16.51%US$34.00US$18.00US$11.6317
Jun ’25US$17.15
US$27.00
+57.43%
16.51%US$34.00US$18.00US$10.7517
May ’25US$20.40
US$34.88
+70.96%
11.19%US$46.00US$30.00US$9.5716
Apr ’25US$23.64
US$35.38
+49.64%
10.28%US$46.00US$30.00US$9.5616
Mar ’25US$28.25
US$35.29
+24.93%
10.50%US$46.00US$30.00US$11.4017
Feb ’25US$21.90
US$31.31
+42.98%
10.87%US$38.00US$25.00US$19.3316
Jan ’25US$23.15
US$33.53
+44.85%
10.88%US$41.00US$27.00US$20.6215
Dec ’24US$25.05
US$33.53
+33.89%
10.88%US$41.00US$27.00US$22.7115
Nov ’24US$27.08
US$37.93
+40.08%
8.79%US$44.00US$32.00US$17.4415
Oct ’24US$31.89
US$38.75
+21.51%
8.63%US$44.00US$32.00US$15.9412
US$14.45
Fair Value
10.4% undervalued intrinsic discount
10
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/17 05:25
End of Day Share Price 2025/10/17 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Flywire Corporation is covered by 21 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason KupferbergBofA Global Research
Tyler DuPontBofA Global Research
Harold GoetschB. Riley Securities, Inc.