PRA Group (PRAA) Stock Overview
A financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
PRAA Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
PRA Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$17.78 |
| 52 Week High | US$22.01 |
| 52 Week Low | US$10.25 |
| Beta | 1.24 |
| 1 Month Change | 6.15% |
| 3 Month Change | 0.51% |
| 1 Year Change | -19.03% |
| 3 Year Change | -54.32% |
| 5 Year Change | -51.29% |
| Change since IPO | 245.24% |
Recent News & Updates
Recent updates
PRA Group: A Better Quarter Is Welcome, But A Lot Of Work Remains
Feb 27PRA Group: Rebuilding Credibility And Still Undervalued
Jan 03
Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins
Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Aug 13PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Jul 14With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Apr 24
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
Mar 04Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
Jan 18Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
Oct 20Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
Jul 09It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
Jun 03Shareholder Returns
| PRAA | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -0.3% | -0.1% | -0.3% |
| 1Y | -19.0% | 4.5% | 16.1% |
Return vs Industry: PRAA underperformed the US Consumer Finance industry which returned 6.2% over the past year.
Return vs Market: PRAA underperformed the US Market which returned 16% over the past year.
Price Volatility
| PRAA volatility | |
|---|---|
| PRAA Average Weekly Movement | 11.6% |
| Consumer Finance Industry Average Movement | 6.9% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: PRAA's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: PRAA's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 2,615 | Martin Sjolund | www.pragroup.com |
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries.
PRA Group, Inc. Fundamentals Summary
| PRAA fundamental statistics | |
|---|---|
| Market cap | US$672.93m |
| Earnings (TTM) | -US$305.14m |
| Revenue (TTM) | US$1.20b |
Is PRAA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PRAA income statement (TTM) | |
|---|---|
| Revenue | US$1.20b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.20b |
| Other Expenses | US$1.51b |
| Earnings | -US$305.14m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -7.94 |
| Gross Margin | 100.00% |
| Net Profit Margin | -25.39% |
| Debt/Equity Ratio | 356.5% |
How did PRAA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/01 07:41 |
| End of Day Share Price | 2026/04/01 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PRA Group, Inc. is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |
| Hugh Miller | Macquarie Research |